Loans 1000

The 1st mortgage company sent a letter last month saying I needed to make a 170K payment or they would start foreclosure. The house also has a basement loans 1000 apartment that can be used for income if needed - I used to run a childcare or I could use it as a rental. Rentals in this area are higher than the 1st mortgage.

So if I could modify the loan, get help fixing things, reopen the day care or rent the room, I could get back on my feet and could be with my kids. The 1st mortgage company sent a letter last month saying I needed to make a 170K payment or they would start foreclosure.

The house also has a basement apartment that can be used for income if needed - I used to run a childcare or I could use it as a rental. Rentals in this area are higher than the 1st mortgage. So if I could modify the loan, get help fixing things, reopen the day care or rent the room, I could get back on my feet and could be with my kids. Verify who holds the lien and offer a settlement to them. One other thing you could do is file bankruptcy yourself. You said your ex did but small bad credit loans you didnt and your name is still on the mortgage.

If you dont file loans 1000 bankruptcy, you will still be legally responsible for the balance. Even if the bank sells your home, you will be responsible for the differance without bankruptcy protection. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We purchased our house in 2005, with Option One mortgage, it was transferred a couple times and when it went to AHMSI they did a modification on the first, and we are current and have been since, but nothing was done with the 2nd. It was sold to real online payday loans direct lenders no credit check time resolutions back in 2009 or 2010 and we have never made a payment to them. I asked them to stop calling me and do everything in writing (which I did several years ago as well).


Quick loan

I online direct lenders would like to settle with them to get the mortgage off the house any advice? Is there anything I can do without payment them to get it removed? If you answer these question, we can give you a lot more specific advice. In the meantime, be careful answering the phone - and refuse to answer any of their questions.

They will take any information you give them, and use it to calculate their chances of a recovery in a foreclosure.

If the home is above water, and not underwater -- it may be very difficult to settle the 2nd Mortgage. If the home is just barely above water to cover the first mortgage, you may have a lot of luck in a negotiation. There is also a question of SOL Statues, and how protected loans 1000 you are, depending on what state you are in. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. When I googled Greenpoint I learned that Capitol One had acquired Greenpoint when they bought a bank and closed Greenpoint in August 2007. Upon further googling I found the below: For those of you that are not already aware, Greenpoint Mortgage has sold ALL of their loans and servicing to Countrywide Mortgage effective November 29, 2008. If you have made attempts to contact Greenpoint or have made any payments on how to apply for loans your existing mortgage to Greenpoint after this date please read the following information. The date that Greenpoint will stop accepting payments from you is November 30, 2008. The date that Countrywide will start accepting payments from you is December 1, 2008. You will receive a payment coupon attached to your Welcome Letter from Countrywide no later loans 1000 than 15 days after the effective date of the transfer.

I know my second was serviced by Saxon prior to SLS but am drawing a blank on who I paid before Saxon. I looked at MERS and it shows the active current investor as : Morgan Stanley Mortgage Capital Holdings, LLC- not sure if this is accurate or not.

This is really bugging me- MERS shows Morgan Stanley Mortgage Capitol Holdings, 6 month payday loans direct lenders LLC as my investor. After SLS misinformed me that Greenpoint owned the second I I sent them a letter and let them know that Greenpoint has been out of business since 2007. They then sent me a letter stating that Morgan Stanley was the investor. I find it VERY ODD that no one on any board in this forum currently has Morgan Stanley?

So why would my loan be showing as Morgan Stanley rather than Ocwen?

Since 2007, the LoanSafe forums have helped millions of homeowners loans 1000 over the last 13 years either save their homes with payday loans in san antonio no credit check a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

My home was foreclosed back in 2018, satisfying the balance of my mortgage, taxes, and any home owner association fees connected to the residence. But there was a 2nd mortgage attached (by the same bank) that was charged off, and a released of lien was applied prior to my mortgage transfer to a debt collector. Up until this time, no one has reached out to collect this (2nd mortgage) debt, but the amount owed is quite significant -22-26k. Make an offer - How much should I offer to settle this debt. Also- I would like to hear how this debt (settled or unsettled) goes on to affect the ability to take out a future mortgage or buy a home. Thank you in advance for any professional advice or anecdotal information you can provide. In most states, a foreclosure will eliminate any secondary liens. However, your situation seems to be that the second lien has been released and now the debt collector is suing for money loans online the balance. So I want to ensure I pursue things better going forward to avoid any unnecessary consequences. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Closed the trust, sold my charged-off loan to Greentree for less than 2 pennies on the dollar. Now New Res bought my loan from Ditech (wAC bought greentree, ditech bought WAC all before bk), for pennies on the penny, claims I owe the full amount?

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

I would not have had the nerves or knowledge to get approved twice without the help of this board. I pray for each and every one payday loan bad credit direct lender of you and for all of those still struggling. If you are persistent and kill them with facts about your circumstance and if you can back it up with trimark funds documentation and many many calls emails faxes and whatever else you can do.... I loans 1000 am by no means suggesting anyone to do what I did because believe me loans 1000 it was a tough 2 months waiting to see if they would even approve anything again for me but I have been blessed and I hope the same for all of you.

There is really no magic or secrets to best place to get a personal loan this process. Make the calls, faxes, mail, document everything and rinse and repeat as you remain persistent. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I just want to share the great news! I would not have had the nerves or knowledge to get approved twice without the help of this board.