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The comments by me and the materials available at this web site are for instant loans online for bad credit informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.
I live in Florida and everything is pretty much done through the courts. I stopped trying to contact anyone because I was getting nowhere. I faex her in teh same info just updated more than a month ago. While working through NACA we received a modification proposal that was not less than the original payement and when we called in we asked if we coudl speak to our NACA Negotiator before mailing them back. BOA agreed and of course we spoek to someone approx 2 days later, maile dion the docs the same day and were declined becuase they were mailed in late. Too much money, not enough money, negative npv, you name it. However we do qualify for HAMP contrary to what they are saying, but getting anyone to help is next to impossible. At this point we were told that that we basically need to dump NACA and they coudl help us. So it seems that lowest personal loan rate BOA is only interested in trying to utilize their in house Mods which do very little to lower your payments. We were with Countrywide previously and got a bum deal and have been fighting since. Regarding your sale date, we do have it in our system and our Stop Auction Team will be working on postponing or halting the sale as the time gets closer. We are not allowed to even request the postponement until 14 days before the sale date. Your most recent proposal was declined, and we need to create and submit a new proposal on your behalf to support our attempt to halt the auction.
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I always tell our members that patience and persistence are the most powerful tools you have in this fight. That way you have no advocate, nobody to make sure you are getting the best modification instant personal loans bad credit possible and nobody to explain the often complicated process of getting a modification. Please submit the documents that will be requested in the Action Plan, and log in to your NACA file on line to schedule a telephone appointment to have the file updated and a new proposal submitted. NACA is willing instant loans online for bad credit to keep fighting as long as you are. They tried to pull my credit report and got and erroe message 0084 SSN match. Bt as usual no one knew what I was talking about and could not help me. You may certainly fax in the copy of the credit report if you wish, but payday loans no phone calls that will not resolve the problem. Your printed out copy of the report is not an acceptable substitute for the report pulled by the NACA system.
The reason the error code appeared is going to have to be found and resolved. Since the error code apparently indicates that the Social Security Number we have in your file did not match the information in your credit bureau file, make sure that your SSN matches not only at Experian but also at Trans Union and Equifax. If there have been any significant other changes lately, such as a name or address change within the last two years, you should verify those too.
Also, there is a possibility that if you are using a credit monitoring service, it could somehow be causing the problem as well. Other websites with similar names either come with strings attached or are trying to obtain your personal information. Naca has tried 4 times to pull credit report with no luck. When I call EXperian they have no idea instant loans online for bad credit what the error message is.
This also explains why there is no decline message in your NACA file, since there may be other modification options still available. Continue to monitor your file and if there is no new activity in two weeks, contact me and we will look at escalating your file to our Servicer Manager. I sent you an email regarding my situation about a week ago and have not heard back.
Last time I spoke to her was on May 3, 2013 and still same status(file personal loans colorado is pending). I informed her I recieved a denial letter dated May 1st. She stated she would look into it because system shows pending. She did not input her notes from our conversation in NACA webportal. The following week I left voicemail messages for her to find out update and recieved no calls. On May 14, 2013 I recieved a voicemail message from another person from the OOP office who stated she is now my point of contact.
We did try to reach you for a scheduled appointment on the 15th but were unsuccessful in doing so. Since thirty days have passed since the last correspondence from the servicer in your file, I quick loans no credit will go ahead and escalate the file to try and get an update. In the meantime, you should log in to your NACA file a minimum of twice each week to check for updates and you should also use the email tool in Section A of your NACA file each time to send the servicer a message reminding them that you are still waiting for a solution.
I know I am was supposed to wait two weeks to get in touch with truble but I am getting antsy. I wanted to know if I was denied a modifiaction will NACA still help me.
Thank you for getting back to me regarding my situation and explaining NACA and other departments. Also my appointment with NACA on the 15th I answered the phone and when it stated I was next in line to speak to a rep, I was hung up on.