Guaranteed payday loans bad credit

We are in a very depressed area due to GM industry leaving our town and home values plummetted. I need to make sure that my home will be mine in the future and not having the mortgage company coming after me when my bankrupcy is over. Also, I called my bk attorney this morning and she is sending me a release to forward to HSBC regarding my account just in case HSBC is not divulging information to me due to not having a release from my attorney. My attorney will not help in any mortgage modification advice or anything like that. I sent a fax to HSBC asking for my original loan information as well as my loan modification information.

I guess I will have to do this again once I get the release from my attorney since I believe HSBC will probably not respond without this release. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to guaranteed payday loans bad credit any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer I cant seem to find that paperwork, so I am currently requesting it along with the attorneys release from HSBC. If I dont hear back in 1 week, I will start calling to follow up.

Well, I called HSBC this morning to follow up on my faxed information, since they sent me a letter stating that I needed to call them. So I did and talked to Pradeep , very hard to understand, but I did find guaranteed payday loans bad credit out that my mortgage modification has been modified from 9. He did clarify that they are NOT putting the difference between the percentages of interest on the back side of my loan. I stated that I would like a appraisal done on my home for re-evaluation and I was given another fax number to fax that request in. Pradeep was not able to handle that request, so I guess I will now do that and see what I get. I now have received paperwork forwarded from my attorney that was sent by HSBC asking for 2 paycheck stubs so they can re-evaluate the mortgage. It seems that is what we will have to do and see what they do at this point.

They have acknowledged that our mortgage is frozen due to the bankrupcy with a temporary modification that they gave us over 6 years ago.

I am not sure if we should move forward or wait until our bankrupcy is finished.

I now have received paperwork forwarded from my attorney that was sent by HSBC asking for 2 paycheck stubs so they can re-evaluate the mortgage. It seems that is what we will have to do and see what they do at this point. They have acknowledged that our mortgage is frozen due to the bankrupcy with a temporary modification that they gave us over 6 years ago. I am not sure if we should move forward or wait until our bankrupcy is finished. If it were myself I would go ahead and send the financial information for them to review, you may be on the right path to achieving a permanent modification with HSBC. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or online payday loans manitoba any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Well I sent in the information before my bankrupcy was finished, and HSBC basically said I had to wait until I was out of bankrupcy. I waited and then they took 60 days to rectify my loan and came back to charge me the house payment I had been paying for the past 7 years.

I am also in a very depressed area where I am under water with loan to value. I believe loan apply online that was my last straw and HSBC agreed to deal with them as a third party so now they say it will take about 6 months to get finished with the modification. Seems to set their own rules and gets away with whatever they want. As soon as the attorney made the bank call, our phone calls from HSBC requesting their money and the stuff coming in the guaranteed payday loans bad credit mail all stopped. Get on track with knowing the loans for payday RESPA rules and catch them not following RESPA and sue them... I am not an attorney and my comments easy installment loans should not be used as any type of legal advice.


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Seek your own attorney in your own state to best protect your rights. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I was approved for temp mod with BOA due to adivorce (reduced income) I was late paying my last trial payment (Dec, Jan,Feb) and was denied a perm mod i did not make any more payments because i wasadvised to re-apply well i was giving the run around and eventually contactedBOA executive offices and was under review up until my point of contact told mei was being transferred to Nationstar.

I have sent all therequested docs for another mod and as of today Nationstar is saying I qualifyfor the guaranteed payday loans bad credit HAMP even though I purchased my home in August 2010 and they receivedmy title back now there just waiting on the underwriting department for thelast review.

Can anyone tell me if my mod request is promising or do I need tostart filing for BK?

I was approved for temp mod with BOA due to adivorce (reduced income) I was late paying my last trial payment (Dec, Jan,Feb) and was denied a perm mod i did not make any more payments because i wasadvised to re-apply well i was giving the run around and eventually contactedBOA executive offices and was under review up until my point of contact told mei was being transferred to Nationstar. I have sent all therequested docs for another mod and as of today Nationstar is saying I qualifyfor the HAMP even though I purchased my home in August 2010 and they receivedmy title back now there just waiting on the underwriting department for thelast review. Can anyone tell me if my mod request is promising or do I need tostart filing for BK? It would be unfortunate if they wasted weeks processing your account for this program when time is of the essence. The foreclosure process has been known to be quite speedy in your state compared to others.. If you have previously submitted a request for the Home Affordable Modification Program (HAMP) to easy approval personal loans Bank of America, we will receive your documents within 30 days and will continue with the process once we have access to your loan information. You can check the status small loans no credit of your modification on-line after you have signed in by selecting the Check My Status option under the My Account navigation bar, or you may contact us at 888-480-2432.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the guaranteed payday loans bad credit information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer I spoke to a rep and she advised me that I have nothing to worry about regarding getting an approval. She said the title was in house and the stage were I am is further than alot guaranteed payday loans bad credit of customers requesting assistance again she confirmed the title was received and it cash loan online normally takes the underwriting department within 2 weeks to figure out the trial (4- months) payments. She stated as long as payday loans lafayette la I satisfy all of the trial payments on time I will idaho payday loans receive a permanent mod, she also provided me with her direct line to call back next week. Prior to calling I filed a complaint to expediate results. Should I believe the rep because she sounded pretty convincing that I have nothing to worry about, but nothing is set in stone. She stated as long as I satisfy all of the trial payments on time I will guaranteed payday loans bad credit receive a permanent mod, she also provided me with her direct line to call back next week.