Fast no credit check loans

I would think that if most homeowners challenged their foreclosure in a similar fashion, they would find the same mortgage note shenanigans. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

I have finally come across the reason this is happening.

My online loans instant 3 page arm rider note contains a signature next to mine that states pay to the order of without recorse countrywide home loans and is signed by david a spetron. Which after research this is a special endorsment see UCC 3-205. In 2011 6 years after the CWABS security my loan was part of BOA requested an mortgage assignment from MERS and was payday loans over 6 months filed in the bureua in my state.

It has never been presented in court which puzzeled me. Come to find out the pool and servicing agreement had certain rules to follow my loan failed too be properly handle by the PSA therefore never being properly transfered from one lender to the next no assignment was really ever made which make sense when I tried fast no credit check loans to refi in 2010-2012.

It is amazing cause boa has told servicer ditect that I have no litigation open and that MERS is my Lender. It is even more desdurping that per the PSA the master servicer was cwh lp and boa hasnt been able to produce docs showing transfer from them to boa does that render the servicing null and void? IF The servicer and lender where it orginated cant follow there own damn pomissory note and note and riders what makes those even legal then? The funny part is Ditect all of a sudden wants to offer me a refi lol there violating hawaii state law tgey dont have a service office in my state or anyone I can contact.

I love these guys in the fact there incriminating themselves boa deing to ditech in a letter that mers is my mortagee and no open litigation when there is and they requested an assignment of mortgage from mers to bny trustee. I wonder if the sec, cfbp, and any other gov entity that I can report it ot will find it intreseting along with the current court case.

They are no more than vultures out to shanghai your property, in my opinion. They charge such high interest, you can never count on paying them off. In my dealing with them, I consider them a predatory lender. Since 2007, the LoanSafe forums have helped fast no credit check loans millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. However, I looked at our situation and it really seemed to fit with the strategy.

We had a first and second mortgage that went from Dollar, to IndyMac to OneWest (OWB) and finally to Ocwen. Tried payday loans no credit check no guarantor refinancing online payday loans in california and then short sale but was too underwater (and still is) Long story short... Shortly after that, with all the bs, we decided to stick to the strategy and quit all communication. Got harassed for a while, got another debt fast no credit check loans collector company to try to collect, got various form letters and then nothing.... Repeat harassment, letters, calls and then nothing.... Then in February this year, we got a 1099C for the entire amount of the 2nd! We had received nothing from them and our tax person said we needed to have the back up documents to file our income taxes. With that, I researched and found out that there are statutory obligations both state and federal to releasing liens upon satisfaction of debt. Sent fast no credit check loans registered letter to Ocwen and requested lien release be processed. At the same time, I found the loansafe thread on Ocwen lawsuit and settlement agreement with several states, including California and found that one of their compliance issues was not releasing lien in timely manner, or informing people of the tax implications of the discharged debt. Within two weeks of filing this complaint, we received a response and they payday loans victoria tx sent the reconveyence of lien to our County last week! What I think I learned the most from this process is to be patient and to trust what you know to be right.

It is a little scary with all the conflicting information out there and really there is not any expert to consult. I learned so much from reading about others going through this process and applying knowledge to our situation. Most of all, the group support was so important and I am truly grateful. We really appreciate not only the sharing of your story here on LoanSafe, but also your participation in the community and kind words.


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It is people like you who share their stories online with others that helps everyone along the confusing and intimidating process. Stories that assist countless other who do not tell their stories, but learn and save their homes with stories such as yours.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of i need 1000 dollars now the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Over the past four years I have read through the forums trying to find a glimmer of hope for our situation.

Like many other BofA customers we tried to be proactive and work with BofA to try to work on an affordable payment.

After a year of countless account reps, sending in docs (3x) and frustrating phone calls we took the advice and leap of faith of stopping payment and communication with BofA in the early spring of 2012. We did however keep current on our first mortgage and have never been late fast no credit check loans or missed a payment. Though we are on our way, we are not out of the woods yet.

The last step we are waiting for is the release of the lien. I got the same thing for my 2nd, I wrote to the lender HSBC to ask them to release the lien and I got the full reconveyance of the 2nd last week!

I got the same thing for my 2nd, I wrote to the lender HSBC to ask them to release the lien and I got the full reconveyance of the 2nd last week! I stopped paying my second in 2009 and filed bankruptcy (chapter 7) in 2010. After reading one of the previous post, I decided to take a chance and call them (800)586-6668. It took the rep a few minutes to find my loan - once she found it, she told me that it was charged off in 2010. She then transferred me to the bankruptcy department and they put in the request for the legal department to prepare the lien release.

I was told that the process takes between 45 and 60 days. I called back yesterday to ensure that the request was completed and was assured cash advance payday loan that it was being processed. The reality is they cannot come after a consumer since it was discharged, and its already been charged off.


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Thus, the only thing left for them to do is release the lien. The bankruptcy rep reiterated to me that they would send the release, because they were not going to accept any payments on the loan. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loans for bad credit online loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. But if the borrower defaults on the loan, only the current beneficiary may direct the trustee to undertake the nonjudicial foreclosure process. Only the true owner or beneficial holder of a Deed of Trust can bring to completion a nonjudicial foreclosure under California law. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Enough enough enough enough enough what is wrong with this world right now oh my goodness gracious we are letting these guys bend us over and no one is defending themselves it clearly States when you payoff your mortgage documents to be returned to you is the original note now if the original note is no longer available they had no right to foreclose in the first place so what is the problem??

This is a joke it has to be recorded in there in the local community records in the court house yes or no what is happening in this world we are letting these idiots take our houses what is going on here Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.