Bad credit loans san antonio

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are no credit personal loans the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer Hello all. I was notified today that my final signed HAMP loan docs have been recieved and to contact customer service from now since my process is complete. Between my long battle with HAMP, several denials and the lengthy process in settling my second, I must say my MAIN long term loan bad credit source of guidance was this forum.

For the last two years I was on this site on a daily basis educating myself by asking questions and learning from others. For all of you who took the time to care and answer my questions, I thank you for your compassion and having a servants heart... If theres anything I can do to pay it forward, I will. I am in litigation with WF right now and would like to compare congratulatory letters for my case. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We did not reaffirm either mortgage, but continued to pay both. I knew there was no way I could afford this 2nd heloc, originally when I got the loan, it was during the housing boom, no income verification, stated income, stated assets, stated appraisal (which gmac glorified so the loan would be approved, and they told me I could just refinance again before the collection on principle stage) Anyhow, that is how I found this wonderful site.

I read, and read, and read, and told my spouse I was going to stop paying heloc.

I told them house values were down, foreclosures abundant, and the value of my mortgages exceeds the equity.

I got a few phone calls, from a loan counselor which I saved. I got a couple letters urging me to call, I did nothing. Right before the long weekend (6 months since I have paid) I get a letter from ocwen. Imagine my surprise when it stated they decided to release my lien, forgive the mortgage debt, cease collections on the loan, and not proceed with foreclosure.

They will report it to the credit bureaus (I will dispute and get it off, as it was already reported as included e z payday advance in bk, etc-I already had to get ocwen off my credit report once when they took over servicing) I checked the county records, and sure enough the lien was released. A HUGE weight has been lifted off my shoulders and I thank all of you! I gained so much knowledge and strength from all of you!


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It was one of the hardest things to do, for one to not pay a bill, and for 2, to stay strong. I am just thrilled to have my home) We really appreciate you joining the community and sharing your success. Just like the stories you read from others that helped you along with the process, your words will also encourage others to keep fighting. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Im so glad to read success stories simple loan and hope bad credit loans san antonio this will one day be me posting. My situation is very similar with paying for so long on a 2nd that was discharged in a BK. Do you have an email address or street address for Ocwen that you sent everything to?? Trying to stop foreclosure alone can be a painful and a depressing process. This section is where you can unite with other homeowners and let out your questions, frustrations and post your whole story.

The more we know, the more we can help you stop foreclosure. No one will be judged or criticized for posting their story. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Trying to stop foreclosure alone can be a painful and a depressing process. This section is where you can unite with other homeowners and let out your questions, frustrations and post your whole story. The more we know, the more we right now loads can help you stop foreclosure.

No one will be judged or criticized for posting their story.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain bad credit loans san antonio a short sale, forbearance, or walk away legally from their underwater mortgages. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. After a grueling round trying to get BofA to modify our 1st back in 2009, we got a great 5 year mod, thanks to advice and check cash advance access numbers that Moe had provided (thanks a billion again, Moe!!

All depending on where my current home value was determined to be.

Have to say, OCWEN has been a dream to work with since my horror-story with BofA.

Icing where to get money fast on the cake: a week after my Hamp 1 trial was granted, got a Letter of Reconveyance from the County Recorder... The comments by me and the materials available at this web site are for informational purposes short term loans with bad credit only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Your story should encourage compare personal loan others that have had less than desired loan mods in the pass to reapply today... Between you and me we are two successful 2nd loan mod cases where the 2nd mod was exactly what is should be....

I am not an attorney and my comments should not be used as any type of legal advice. Seek your own attorney in your own state to best protect your rights.

I am going on about 5 years since default with HSBC that was transferred to GT about a year ago. I am going on about 5 years since default with HSBC that was transferred to GT about a year ago.

Im hoping Greentree will do something with my second. I have been current up til now, I just missed my first payment. If your 2nd is one of the banks that is approved for 2MP, you will hear from them within 6 months about modification. And as a followup, all my paperwork went through smoothly, my Ocwen rep was amazing all the way through. If your 2nd is one of the banks that is approved for 2MP, you will hear from them within 6 months about modification. And as a followup, all my paperwork went through smoothly, my Ocwen rep was amazing all the way through. I will hang tight and keep my head high waiting for something from Greentree, which participates in the 2MP program, even though no one there claims they do... My 1st is with Ocwen, They have been so easy to deal with.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have received my final modification papers yesterday.

I kept reading multiple bad credit loans san antonio teams to make sure I understood that is the case...

If lender exercise this option, lender shall give me notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which I must pay all sums secured by the Mortgage. I wonder if I ever to sell the house are they putting some limitations. In other words would they demand original full mortgage (before mod) in any condition - my understanding is NOT...


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Please clarify if you had similar language in your document. I wonder this will be disadvantage to me in terms of settling for 2nd? Though overall it should be good, I wonder when i accept 1st loan mod, 2nd lender will see that in my credit report - which could make them NOT to easily settle on 2nd? I have received my final modification papers yesterday. I kept reading multiple teams to make sure I understood that is the case... If lender exercise this option, lender shall give me notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which I must pay all sums secured by the Mortgage. I wonder if I ever to personal loans in columbia sc sell the house are they putting some limitations.

In other words would they demand original full mortgage (before mod) in any condition - my understanding is NOT... Please clarify if you had similar language in your document. I wonder this will be disadvantage to me in terms of settling for 2nd? Though overall it should be good, I wonder when i accept 1st loan mod, 2nd lender will see that in my credit report - which could make them NOT to easily settle on 2nd?

That fact that Wells forgave that much principle is great! Just call the loan in minutes phone number listed on the paperwork. Just make sure to make sure the final paperwork requires a notary. As far as your second, ask yourself if the second forcloses on the house, would that said 2nd get any positive cash flow from the sale of the house. If that is still a no, and your second what get zero, you should still be able to settle your second.

I think it is HAMP, it says making home affordable and points to HAMP site for 2nd mortgage mod.. If lender exercise this option, lender shall give me notice bad credit loans san antonio of acceleration.

The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which I must pay all sums secured by the Mortgage. With post mod I may have 10-20K equity but that is based on Zillow price.. I think it is HAMP, it says making home affordable and points to HAMP site for 2nd mortgage mod.. If lender exercise this option, lender shall give me notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or bad credit loans san antonio mailed within which I must pay all sums secured by the Mortgage. With post mod I may have 10-20K equity but that is based on Zillow price.. I think there is a time period you must stay in the house before selling, but I thougt it was 5yrs. After reviewing my loan paperwork, I also have the same paragraph within.