Unsecured loans for poor credit

Ditch will not, or will no longer, provide a periodic statement for each billing cycle. Please note that the lien on the property remains in place, subject to applicable BK and non-BK law. Is it still short term personal loans possible to file with this charge off now? I e-mailed him about the challenge I was having with an old charged off HELOC. There are a lot of good people negatively affected by the economic downturn who have now recovered and can be good mortgage clients. Erik Sandstrom is the reason I did business with you. He called me immediately after I e-mailed him about my situation. Jennifer was very responsive as my processor as well.

I will absolutely look Erik up next time I purchase or re-finance. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan payday loans online texas modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Moe I see that you have been giving excellent information on what you should do for BAC. Once I have what I need to give them I will make the 800 call.

First of all thank you to all of you who are working so hard to help people out.

I filled out a contact form that popped up from one of your links. This form did not have a comment section so I did not mention loansafe. Has loansafe seen in increase in the number of modifications via the form. If not should I attempt the email address posted for the president of some part of Bof A?

Secondly, I have an extension number for unsecured loans for poor credit an agent in the Retention Office in Southern California and a first name. I filled out a contact form that popped up from one of your links. This form did not have a comment section so I did not mention loansafe.

Has loansafe seen in increase in the number of modifications via the form.

The only diference so far in that even when we have been supposely qualify for the trial period over the phone (after a nice interview about our financial and personal situation)that happed on dec 2009 we still dont have any response. We submited the paperwork along with the application for the famouos program on march 2010. We were required to send aditional information on july. All this just to recently being inform that the foreclosure process was never posponded because wasnt a guarantee that someone will b approved at the end. So we have are being inform that there is a sale date of our property.

The funny part is that whenever i call to ask if that means that we have been desqualified as candidats for the mhap they say : no, is just that you are still in review....


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May b somebody understand the process better than m becouse honestly... On page 3 of the postings here you have a loansafe. The only diference so far in that even when we have been supposely qualify for the trial period over the phone (after a nice interview about our financial and personal situation)that happed on dec 2009 we still dont have any response.

We submited the paperwork along with the application for the famouos program on march 2010.

We were required to send aditional information on july.

All this just to recently being inform that the foreclosure process was never posponded because wasnt a guarantee that someone will b approved at the end. So we have are being inform that there is a sale date of our property. The funny part is that whenever i call to ask if that means that we have been desqualified as candidats for the mhap they say : no, is just that you are still in review....

May b somebody understand the process better than m becouse honestly... On page 3 of the postings here you have a loansafe. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our adrianna, we are in th exact same situation. We paid for three trial payments though, and they still foreclosed. Her name is Barbara Desoer, her email is on the oop post your contacts thread. Jan 2009 you would be screwed because the lenders require you make at least a years worth of payments on the mortgage before they will consider modifying it.

You can get all the forms, list of required documents and complete instructions on your servicers website. FedEx the complete package to cheap short term loans the lender with signature required so that you have proof that they recieved it. Do not just fax it in as faxes can and do get lost very easily. I will continue to update, in case anyone else gets this happening to them, i hope not. IF THEY COULD BRING DOWN DICTATORS IN THE MIDDLE EAST, RISKING THEIR VERY LIVES, CAN WE NOT GET THESE BANKS TO PAY FOR WHAT THEY DID TO US?

We can protest in the thousands, and then the 10s of thousands, and then the 100s of thousands, UNTIL THEY MODIFY OUR LOANS.

IF YOU ARE SICK AND TIRED OF BEING A VICTIM, HOW ABOUT YOU BECOME A REBEL AND SHOW THEM THAT WE MEAN BUSINESS AND WE ARE NOT GOING TO GO DOWN QUIETLY.

I have close contacts with a reporter from am major national newspaper and if we are willing to protest, I can get us TONS of MEDIA attention.

Anyone who is foolish enough to apply for a mod now, with all the evidence that it is a SCAM...

I thought that this was a pretty good website until now. I spoke with a nice fellow and he advised me that the Advocacy Dept was the same as the Office of the Chairman--only because I asked him. I then asked if that was the same as the Office of the President. IT does not matter who you call what or who you know, until you know IF you would qualify in the FIRST place, once you know you qualify and can show the servicer than by modifying unsecured loans for low monthly payment loans poor credit the loan the investor is going to make more, at that point the servicer will pretty much have to do so, if you show in definitive terms that you qualify according to their qualifications.

Once you show the servicer you qualify and alert the servicer that you have made the investor aware of qualifying as well, things really get moving until you know for sure you are playing Poker against an opponent who direct cash advance lenders can see your cards, and their cards.. This is why you need to make sure you show the servicer you are aware that by modifying the loan the investor will come out on top. Hold them to the 800 page (PSA) that states the servicer must work in the best interest of the investor.. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Received our permanent in-house mod papers back in January and sent them back the next day. It took about a month for the online account to be updated with the permanent monthly payment amount so I just made the payments on time. The signed chicago payday loans permanent mod papers finally came back in June, almost SIX MONTHS after I signed them! I received my permanent in house modification papers to sign on October 5th and sent them back the next day. The CRM said they were received and not to worry it can take sixty days to update. I dismissed my chapter 13 bk as my mortgage way the only thing in it. What is the time frame to receive the signed permanent documents back from Bank of America. I completed three months of trial payments and I received the permanent docs without thirty days from the last payment. It is now December 1st and not return of my signed documents... I am currently faced with a situation where BOA appears to have lost unsecured loans for poor credit my permanent HAMP loan mod docs from May 2012.

In the meantime I was sent a letter offering me the Principle Reduction from the DOJ Settlement, which I applied for on Oct. My saga began when husband passed away suddenly in April of 2010 and I could no longer afford to make the payments on our home, which was originally financed through Countrywide and then BOA. I quit making payments in July of that year and tried to give the house back to BOA through a Deed in Lieu--after several months of unsuccessfully trying to go this route, I decided to pursue a HAMP loan mod. I was denied multiple times due to missed paperwork , etc. I made all of the payments on time and received a letter stating that I had been approved for the permanent HAMP mod on May 7, 2012. I returned the necessary docs prior to the deadline on May 14, 2012 and followed up to ensure that everything was indeed received and in order. I was also switched to a new Account Manager a few months ago. I received a letter offering me a principle reduction through the Global Settlement Program. I probably would have ignored the letter, however BOA kept calling me almost daily to remind me of the deadline for sending in the necessary documents. I received an identical letter towards the end of Sept. After doing a bit of research online I decided to apply. In fact, I sent in two completely different sets of docs since one person I spoke with said that I would need two years tax returns, bank statements, hardship letter, electric bills, etc.

During several of the calls I made to check the status of the DOJ offer I was told that I would have to make a decision on whether I wanted the HAMP mod or the DOJ offer and that if I decided to go with the DOJ offer, it would void my HAMP loan and I would be unable to apply for that again and may end up in a situation where I was once again facing foreclosure. Other people I spoke with told me that I could apply without jeopardizing the HAMP loan.

Every person I speak with seems to have a different story. I spoke with my account manager the other day and he informed me that they had no paperwork on file for my permanent mod and I would need to submit all of the necessary docs to qualify unsecured loans for poor credit for that loan. After providing him with dates, tracking numbers, names, etc. He said he is going to escalate the matter of my lost docs up the ladder and that I should never have been sent the DOJ offer.