Small personal loans for people with bad credit

I have also seen a lot of foreclosed homes in the past six months and could only believe the banks were finally catching up. A settlement has been reached with Bank of America and a pair of class action lawsuits alleging the financial corporation violated New York property laws. Can anyone post their progress and how long they are in this whole mess? I apparently lost in court but nothing has happened since. I think the bank motioned the court for a referee to be appointed to begin the actual foreclosure process and I guess my file is just sitting in a pile waiting for someone to get to it. I was served again with the motion of default judgement. The guy showed up, and I thought it was going to be something from Wells Fargo about the default on our HELOC, which was in May. My income is too low, but thought, hey what the heck. I apparently lost in court but nothing has happened online loans direct lenders bad credit since. I think the bank motioned the court for a referee to be appointed to begin the actual foreclosure process and I guess my file is just sitting in a pile waiting for someone to get to it. However, it does extend the amount of time you can stay before they try to default you again.

I am not sure how much time is left but I am at the part where an independent party tallies up what I owe. I guess when they submit the answer, the bank files the motion to foreclose. I would really like to leave payday loans in lafayette la the state for other opportunities. Can I call the bank or the lawyer or whatever and ask if they can just take the keys to speed things up? I believe there is a law in NY that if the bank knows the house payday loans stockton ca is vacant and is this far along in the process, they have to secure it so it does not turn into a zombie home.

So maybe their inspector people will see the cars gone and best online payday loans know? I want to keep this as my legal residence tho for tax reasons. On the other hand, I may be closer than I think to the end. I wish there was a way to zero in on exactly how much longer it will be.

I received my signed judgement for foreclosure from banks attorney on Friday.

I received my signed judgement for foreclosure from banks attorney on Friday. Maybe there are less cases in your area so paperwork went faster.

It was signed 25 months after my first missed payment. I read somewhere if you do not answer they do not have to notify you of the sale date. Been on the modification merry go round pretty much since the beginning. Even got to the point where I did the 3 month trail payments.

I filed for bankruptcy and my mortgage debt was discharged. I was told I could get a loan modification to prevent foreclosure. I tried to work with Bank of America for 2 years to get a loan modification. I received several denials given a different reason each time. BOA filed a Summons and small personal loans for people with bad credit Complaint against me Oct 2013 but did not serve me until May 2014.

I received notice from the Judge Nov 2014 that my foreclosure could proceed. In June 2015 I was finally granted a loan modification and the foreclosure stopped. I am now in the same difficult financial situation and cannot make my loan modification payments. Right now I feel just to let it foreclose this personal loan for bad credit not a payday loan time.

I would like to know how long I have to reside in my home until BOA forecloses. I was told that because I worked with BOA on a loan modification halted the foreclosure process so it would be shorter time to foreclose and then I was told it could be 3 years since NY is a judicial state.

I have kids and although they are older I really need to know how long I have? I filed for bankruptcy and my mortgage debt was discharged. I was told I could get a loan modification to prevent foreclosure. I tried to work with Bank of America for 2 years to get a loan modification. I received several denials given a different reason each time. BOA filed a Summons and Complaint against me Oct 2013 but did not serve me until May 2014. I received notice from the Judge Nov 2014 that my foreclosure could proceed. In June 2015 I was finally granted a loan modification and the foreclosure stopped. I am now in the same difficult financial situation and cannot make my loan modification payments.

Right now I feel just to let it foreclose this time. I would like to know how long I have to reside in my home until BOA forecloses. I was told that because I worked with BOA on a loan modification halted the foreclosure process so it would be shorter time to foreclose and then I was told it could be 3 years since NY is a judicial state.

I have kids and although they are older I really need to know how long I have? No 2 cases are the same so no one can answer that question. We all would like to know how long for everything that happens in foreclosure. I would first check to see how the prior foreclosure complaint ended. In my state, the court will dismiss complaints that have had no filings over the prior 12 months.

But if the case was never dismissed - meaning the mill can just pick up where they left off, then your time is short. If instead they must file a new complaint, then you would have much more time. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Friday I receive another one, when I see the envelope, I 1 hour loans think something is happening. Open it, yep, this particular person, not a lawyer sent with his letter, the clipping from the paper.

I received one of those letters Thursday from a lawyer who can Help me save my home , stating that the sale date of my home has been scheduled for June 12. Friday I receive another one, when I see the envelope, I think something is happening.

Open it, yep, this particular person, not a lawyer sent with his letter, the clipping from the paper. I have actually been playing the loan mod game with CIT Bank for a few months. You may want to consult a lawyer and explore a possible statute of limitations defense. It is six year in NY from the date of acceleration. You may want to consult a lawyer and explore a possible statute of limitations defense.

It is six year in NY from the date of acceleration. If they accelerate and then fail to file the complaint within 6 years, then when they do file, you file a motion to dismiss for failure to state a claim due to the SOL.

If they accelerate and then fail to file the complaint within 6 years, then when they do file, you file a motion to dismiss for failure to state a claim due to the SOL.

If they fail to file and it is determined to be time bared you can file a motion pursuant to RPAPL Section 1501(4) to have the lien removed.

If they fail to file and it is determined to be time internet payday loan bared you can file a motion pursuant to RPAPL Section 1501(4) to have the lien removed.

I am just waiting for them to file a motion for foreclosure. That is the last motion that gets filed before they auction it off (if nothing new comes up.

I thought about sending their attorney the keys to give them a hint but they could fall into the wrong hands. I received a packet from them outlining everything I owe up to this point so I am surprised that they have not moved on. Is it possible to play the wheel after a judgement has been entered? The home owner decided to send in a loan modification packet about a month ago. Can they still proceed while the modification was requested? I am just waiting for them to file a motion for foreclosure. That is the last motion that gets filed before no teletrack payday loans they auction it off (if nothing new comes up. I thought about sending their attorney the keys to give them a hint but they could fall into the wrong hands. I received a packet from them outlining everything I owe up to this point so I am surprised that they have not moved on. So you have been in foreclosure all this small personal loans for people with bad credit time since the foreclosure complaint was originally filed You may be confusing foreclosure with sale. Is it possible to play the wheel small personal loans for people with bad credit after a judgement has been entered?

The home owner decided to send in a loan modification packet about a month ago. Can they still proceed while the modification was requested? I received one of those letters Thursday from a lawyer who can Help me save my home , stating that the sale date of my home has been scheduled for June 12. Friday I receive another one, when I see the envelope, I think something is happening. Open it, yep, this particular person, not a lawyer sent with his letter, the clipping from the paper.

I ended up consulting a lawyer and filed bankruptcy two weeks small personal loans for people with bad credit before the sale date of June 12. Heard nothing since then, until this past week, I got a direct payday loans no credit check copy of a motion sent to the Bankrupcty court, from the banks attorney, requesting that the court modify the stay on the foreclosure, so the bank may proceed. They requested a hearing on August 22, or somewhere within that time frame. When I went to consult the attorney for the Ch7, he was very surprised that the auction was going to held in the Federal Court in Westchester. I ended up consulting a lawyer and filed bankruptcy two weeks before the sale small personal loans for people with bad credit date of June 12. Heard nothing since then, until this past week, I got a copy of a motion sent to the Bankrupcty court, from the banks attorney, requesting that the court modify the stay on the foreclosure, so the bank loans for bad credit in california may proceed. They requested a hearing on August 22, or somewhere within that time frame. When I went to consult the attorney for the Ch7, he was very surprised that the auction was going to held in the Federal Court in Westchester.

BK attorneys are often more SOBs than the foreclosure mills and often quite incompetent.

They are take your money and run kind of attorneys - often because they are usually so very busy. So you have been in foreclosure all this time since the foreclosure complaint was originally filed You may be confusing foreclosure with sale. It is entered after they have already won their case and tallied up everything that is owed to the bank including their legal costs. Once the motion to foreclose is signed by a judge, the case is disposed. Next, they auction off your house and decide if there is a surplus or a deficiency. It is entered after they have already won their case and tallied up everything that is owed to the bank including their legal costs. Once the motion to foreclose is signed by a judge, the case is disposed.

Next, they auction off your house and decide if there is a surplus or a deficiency. Whenever a complaint is filed in any court, there must be a cause of action. The cause of action when your complaint was filed was foreclosure. The statute states: Foreclosure begins when the lawsuit is filed. Keeping in mind what my initial discussion was about, i. My comment was never about the process of the bank actually seizing the home. I did not bring the term from a foreclosure procedure booklet, I followed my case along with many others in the court and this is the order of things (simply put): -During settlement conference(s), you have an opportunity to work something out with the bank.