Simple loan

I received a letter stating they were switching to Ocwen as of 03-01-2013 and the last day to make a payment and have it applied was 02-28-13. On 02-27-13 I contacted Homeward again and was assured that my payment for the next day was fine, that the 470 would be applied and I was all set.

I go into my Ocwen account today and it shows they received 3250 from me on 03-01-13. It did not show the whole 3720 that was suppoised to be applied. I called Ocwen and they told me that they never received any extra from Homeward and I was not 90 days past due and they could only take the full amount owed which is 7436. They told me to contact Homeward to find out why they never applied the money. I contacted Homeward and spoke to a manager and he told me they never had a payment from me on 02-28-13 (which I have the Western Union receipt confirming it was made from my bank account to them) and it must have went straight to Ocwen. When I said that the payment should be under them because it was for 02-28-13 he said oh well, it went to Ocwen instead I guess.

They said they applied the money in the account to my escrow.

I asked why they didnt apply the money like they said payday loan no fee they would and they said that I should have never been assured that would happen as things can change. I advised them that because of that mistake I am now over 90 days past due and now Ocwen will not take my payment. Ocwen said I can try to contact their research department for help, but if not, I would have to pay the total due or they will not accept anything. Homeward completely lied to me and because of it, I diont know who to contact or fight this.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The comments by me and the materials available at this web site are for informational purposes only and not for small dollar loans the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

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Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last simple loan 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

My mortgage was recently transferred to Ocwen from AHMSI. I had been working with AHMSI to get a modification which was taking forever! In the meanwhile I was ready to resume making payments but they would not take payments from me. They have set me up with a relationship manager which I have been speaking with weekly. I see they offer the SAM which seems like a WONDERFUL option. They have set me up with a relationship manager which I have been how to apply for a loan speaking with weekly. I see they offer the SAM which seems like a WONDERFUL option. Most of the information you find here studen loans is easily available on the internet. You should contact your attorney payday advance loans no credit check to obtain advice with respect to installment payday loans no credit check any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either cash online loans save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I just received a loan modification in the mail today. The numbers are fantastic with a drop of almost 700.

The big drawback is that they are asking for a contribution of 7500. Do I contact them ask them about the loan mod and the lack of up front money? My simple loan heart sank when I read the amount of the contribution. Do I sign the papers and send them back without the money??

I have received a loan modification to my liking but I cannot afford the upfront simple loan money they are asking for. My relationship manager number is always busy and I cant contact anyone other than a run of the mill telephone rep. Are there any links or information for contacts to escalate this?

They screwed up my original modification by putting my wifes income down as weekly instead of bi-weekly, they admitted their mistake but now I get this modification that asks for 7400 upfront. The original mod asked for nw money but higher interest and payment. This one asks for alot of money and lower home payment. I just received a loan modification in the mail today. The numbers are fantastic with a drop of almost 700. The big drawback is that they are asking for a contribution of 7500. Do I contact them ask them about the loan mod and the lack of up front money?

My heart sank when I read the amount of the contribution. Do I sign the papers and send them back without the money?? Most modifications (almost all) do not require any upfront fee besides the first new modified payment. Homeward should have all of your financial information including bank statements so they should be well aware you do desperate for a loan with bad credit not have these funds available.

You definitely need to contact Homeward immediately to discuss this payment and see if they would be willing to accept it over x amount of payments, or possibly get them to add this amount to the back of the loan. Do not send in the paperwork without contacting them first because they may void the modification if they do not receive these funds along with it.. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Is there a contact person there that you would know of. I am looking at my documents now and it states borrower contribution of 7262. Most modifications (almost all) do not require any upfront fee besides the first new modified payment. Homeward should have all of your financial information including bank simple loan statements so they should be well aware you do not have these funds available. You definitely need to contact Homeward immediately to discuss this payment and see if they would be willing to accept it over x amount of payments, or possibly get them to add this amount to the back of the loan.

Do simple loan not send in the paperwork without contacting them first because they may void the modification if they do not receive these funds along with it.. I called the number you provided and they told me that simple loan the money I have to contribute is money that is in my suspense account. I still find this a bit odd that they would write the document that way. However I did document my relationship managers name date and time I called. I would assume that this is correct information since she did check on the information.

If this is the case they we have another Wells Fargo Loan Mod success. Payment went from 1852 with tax to 1130 by dropping interest rate and offering a balloon payment in 21 years.

I payday loans new orleans called the number you provided and they told me that the money I have to contribute is money that is in my suspense account.

I still find this a bit odd that they would write the document that way. However I did document my relationship managers name date and time I called. I would assume that this is correct information since she did check on the information.

If this is the case they we have another Wells Fargo Loan Mod success. Payment went from 1852 with tax to 1130 by dropping interest rate and offering a balloon payment in 21 years. If they are stating that is money from your suspense account, then it would not be from out of pocket, but rather it would be if you had made trial payments which are reduced payments that are held in suspense.

Here simple loan is another contact for you to try to clarify this new information The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal personal small loans advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer That is great news and I definitely agree with Cat!

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I had begun my Loan Mod process in December, and completed the package.

I finally reached Michelle, who promised she would email Sal to call me.