Short term loan companies

And for those who wish to move to Louisville for the old fashion recreational use or to get away from the hussle and bussle of city living you can check out the development of the cities parks, recreation and use of open space at this link. The great people at Citi Mortgage and Citi Financial (which are now merged) have contacted us at Loan Safe and asked that we make sure that their customers know that they are here to help them. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

The great people at Citi Mortgage and Citi Financial (which are now merged) have contacted us at Loan Safe and asked that we make sure that their customers know that they are here to help them. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Looking for a new city to get a good rental while trying to make a living? You may also check out below many of the cities recreational services that are continuing to expand! The City of Oklahoma City has a workforce of more than 4,500 and is one of the largest employers in the metropolitan area.

They offer employment in more than 400 different job types from unskilled to professional, entry level to management.

They even provide opportunities for its citizens to get involved and to be aware of the crime occurring. Other remedies which exist in Oklahoma city include lakes and fishing, Oklahoma river cruises and the Oklahoma City Zoo. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. This is the first time I have ever posted anythign online, but I felt it would really help other out to start a discussion on this.

I have previosult modified my 1st loan with Citi Mortgage under the HAMP program I am current with that payment. I stopped making payments on my 2nd loan since about 2009 (also with Citi). I called last week to see what could be done regarding my 2nd loan. They informed me that I qualified under the 2MP program which is part of the HAMP program all i need to do was sign legitimate online payday loans a Dodd-Frank Certification and my loan would be extinguished.

I immediately signed and returned via fax the Dodd-Frank Cert short term loan companies and faxed it in. I asked the person i spoke to regarding the guidelines for the program as I short term loan companies have clients and friends that could use this program but she was not that willing to help.

I did some research myself but didnt find much besides a description of the 2MP program. My loan now understanding is that the propgram either 1) modifies the payment, 2) a partial extinguishment, or 3) a full extinguishment I am wondering if anyone here know more details of the program or where i can find more details. Especially what factors determine which option you qualify for? I am assuming the the properties value comes into play since my property is still upside down even with only my first loan. Congratulations on the desperate for a loan with bad credit modification and having the second lien fully extinguished. In the first step, the 2MP servicer capitalizes accrued interest and servicing advances (costs and expenses incurred in performing second lien servicing obligations, such as those related to preservation and protection of the security property and enforcement of the mortgage) paid to third parties in cash advance ashland ky the ordinary course of business and not retained by the 2MP servicer, if allowed by applicable state law.

Accrued interest may be waived or deferred at the discretion of the 2MP servicer.

In the second step, the 2MP servicer reduces the interest rate of the second lien to 1. After five years, the interest rate on the second lien will reset at the then-current interest rate on the HAMP-modified first lien. In the third step, if the original term of the second lien is shorter than the remaining term of the HAMP-modified first lien, the 2MP servicer extends the term of the second lien to match, at a minimum, the term of the HAMP-modified first lien.

The 2MP servicer must amortize the modified UPB of the second lien over the term of the modified second lien. In the fourth step, if there was principal forbearance or forgiveness on the HAMP-modified first lien, a no interest loan 2MP servicer must forbear or forgive principal on the second lien in at least the same proportion however, the 2MP servicer may, in its discretion and in accordance with investor guidelines, forbear or forgive more than the required proportionate amount.

As an alternative to modifying an eligible second lien, a 2MP servicer, in accordance with investor short term loan companies guidelines, may elect to extinguish second lien in exchange for a lump sum payment from the program.

The comments by me and the materials available at this web site are for informational purposes only and not for the short term loan companies purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. With a huge 2nd lurking out there, it would have been a bad joke to have it come back to haunt you later. I too had never done anything online until only a couple of weeks ago and now I am a forum hog (sorry). This place has saved my sanity, and (I Post us again with news of how many other people you were able to tell about the loans direct lenders 2MP option. But I also have a Home Equity Loan (also with CitiMortgage) which is a fixed 6. From what I am reading, an offer to modify this 2nd lien loan should have been made after the initial loan had been modified.

So I have literally struggled to pay both loans on time for the past few years. I am not delinquent, have not been late and am not behind. The home values in the short term loan companies area have been sinking even lower rather than rising. I go into my lender (Citibank) the other day (because the makinghomeaffordable site specifically says to begin with the lender). Take note: I have been with this bank for over 13 years, have my personal accounts, business accounts, credit card, and both mortgages with them for 13 years.

They have no idea on how to maintain a customer relationship.

So of course loans for self employed now my credit rating will go down because I was denied a loan. Now keep in mind that I brought in all of the print outs from the making homes affordable web site specific to the 2MP program The next day, I called the number from the making homes affordable website. They said I had to speak with a Financial Adviser first and that they were all busy.

I got a very nice women who helped me somewhat (Sr. Certified Credit and Foreclosure Prevention Counselor from Springboard Non-Profit Consumer Credit Management). She provided advice and she kept me on the phone while she attempted to get in touch with CitiMortgage to assist me in payday loans america the process of getting my 2nd Mortgage Loan modified. We spent the next hour getting thrown from one department to the other -all giving us a variety of different phone numbers. Nobody understood what we were trying to do and it was very obvious that no one at CitiMortage really wanted to help. They were very quick to transfer us somewhere else. When we finally got the right department, we were disconnected. I wished that I had videoed this whole experience and put it up on YouTube.

The Financial Adviser could not believe what just happened. The next day, I called around myself and had the same experience until I did get someone who knew a little something about the 2MP Program at Citibank.


Unsecured personal loans with cosigner

I wished that Citibank and CitiMortgage could see this thread. Just maybe they would be more attentive to long term customers. I am hoping for the best but in all honesty, like many others out there, I am loosing hope. I will most likely have to go to an attorney who specializes in this. If anyone has any useful suggestions that I could use in this process, please post. Citi executive team does help us on the forum with their customers, and they do watch the threads. You can also reach out to them and put a link to this thread so that they can see what has been going on with your second lien. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer Yes, and be sure to let them know what you are going through and include a link to personal loans comparison this thread along with your screen name so that they know you are a member of LoanSafe. They have been able to help many members here on the installment loans albuquerque forum.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. After a bk there is no longer a second mtg note, but there is still has a second mtg lien on the property..

There would be no mortgage to modify, only a removal of the second lien possible I assume. Has anyone every seen how the 2 MP loans in jackson tn program works in this situation? Assuming of course , the first mtg has already been modified. Most members that are in a similar situation and want to keep their property have been working on the settlement strategies once there first lien is permanently modified, since as you pointed out you are no longer personally liable for the debt.