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Since 2007, the LoanSafe forums have helped millions of homeowners over the last quick payday loans direct lenders 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

For sure they sued me last year, and had to file a response but an arbitrator helped me out. Of course all of my credit cards were informed that BK was dismissed. My question now is, is there a high possibility that Capital One will sue me again, and will they spend money again to do that the 2nd time? I owe 13K (when it started, it was only like 12K, they offered 8K and I said No way..

I owe 13K (when it started, it was only like 12K, they instant pay day loans offered 8K and I said No way.. Wondered if you know anything about how to deal with them? What they will do is wait until just before SOL expires, then file payday loan no broker a lawsuit, get a judgement, and sit on it. Wondered if you quick payday loans direct lenders know anything about how to deal with them? I have not heard anything from Capital One nor have received anything. Hunt and Henriques lost a lot of files from Capital One so your file might hve been one of them. Since 2007, direct lenders for installment loans the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

It states that I have 20 days to call and make a payment agreement. It was sitting in my mailbox with a certified letter thingy attached. However, I did not sign for this and I was home yesterday. It is another law firm for Capital One and not the law quick payday loans direct lenders firm that is on my paperwork that I received yesterday. On the NYS Civil website there is get money online fast no history with case, it was filed in May of 2009 and disposed in August 2009.

It has a very crazy, almost a symbol signature from the law office.


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It starts off bt saying Please take notice that a judgement has been entered against the above named judgement debtor. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. On October 8, 2008 when the Federal Reserve announced that we were going into a massive depression, over the next 4-5 years I lost everything and the only thing I was able to fight hard enough to keep (through Hamp) was my home.

With this ammunition, everytime I received a summons to come to court for one card or another, I researched it to death and represented myself. When this all fell loans for young adults apart I said to myself under no conditions will I EVER allow myself to have a judgement... Even though ALL of the credit cards were dismissed by the judge and all of the cases were dropped.... Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Before I left the States I paid all my balances and came to the Philippines. In 2014 I was doing research on places to rent because I planned to return to the States to get a divorce from my Philippine wife. I took advantage of a free credit search just to see what it said. I found that there was a credit report of an unpaid balance on my account which had been reported to the credit bureau. I called the credit card company and the lady said that my account had been closed in 2006 for none payment and the balance was written off. I did not know of any charges other than what I paid off. I immediately sent a letter to the card company and told them it was an honest error and that I would pay the balance just send me the paper work. I was never sent a notice of the cancel debt from any source. They re-opened that suspended and written off account, charged me interest for the last ten years and wrote it off on their 2014 income tax which of course showed up on my IRS account as a cancel debt which I must figure as income on my 2014 tax return.

When I wrote the letter to them in 2014 they had my address yet I never received a notice of this action and did not find out about it until my 1040 was sent back by the IRS and the cancel debt revealed.

I have no job here in the Philippines, investments, business or any other income. It will take me likely the rest of my natural life to pay this off, that is if they let me make payments on it. Also, it looks like you are insolvent which means you only make enough money to cover your basic living expenses. Hence, they cannot collect anyways and you can just ignore them.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our It is not the credit card company I worry about, it is the IRS. I may end up going the tax advocate route once I get the final verdict from the IRS. I still think they cannot write the debt off after the statute of limitations has expired. If things same day personal loans for some reason do not work out and the IRS says you owe the debt, even with the IRS you can be considered insolvent and not have to pay the debt. A taxpayer is insolvent when his or her total liabilities exceed quick payday loans direct lenders his or her total assets. The forgiven debt may be excluded as income under the insolvency exclusion. Normally, a taxpayer is not required to include forgiven debts in income to the extent that the taxpayer is insolvent. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.


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The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Thanks again so much for the information and the web address. I will keep that and may need it payday loans no brokers quick payday loans direct lenders quick payday loans direct lenders no fees after I hear from the IRS.

It takes about two to three weeks to get a letter from the States so it may be a while factoring in the research and handling time.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular cash advance vancouver issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Back in July I got a summons (without a stated court date) saying I was being sued by Discover for about a 9K balance. No mail or notice ever arrived that there was a court date scheduled. Back in July I got a summons (without a stated court date) saying I was being sued by Discover for about a 9K balance. No mail or notice ever arrived that there was a court date scheduled.

This seems to be a unique situation and I have not seen anyone posting similar as of yet.