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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. In order to get a home equity loan with bad credit, you need to have sufficient equity and the ability to pay. The comments by me and the materials available at this web site are for informational purposes only and not for the quick loans online no credit check purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have a home that I plan to sell over the next 6 months. The average time on the market for apartments in my condo is quick easy money 3 days. Is it possible that the huge amount of equity that I have plus the relatively small amount of money I want to borrow something that could offset my very poor credit? The interest rate , within reason, is not that important to me because I will only be borrowing this money for a very short time. You would need bad credit online loans a hard money loan (private investors) and most lenders that do them have a minimum amount they will lend, and rate and term.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm quick easy money or any individual attorney. Please Read our You would need a hard money loan (private investors) and most lenders that do them have a minimum amount they will lend, and rate and term.


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You would need a hard money loan (private investors) and most lenders that do them have a minimum amount they will lend, and rate and term.

Part of the paperwork says they can change the loan terms, as well as add fees at various times and you agree to this in writing. Is this the kind of stuff I see appear and then it disappears due to filters? And you can probably search for Hard Money lenders in your area, and do some checking on them, and their loan amounts as well. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on quick easy money the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of pay day loan lender the individual author and may not reflect the opinions of the firm or any individual attorney. Part of the paperwork says they can change the loan terms, as well as add fees at various times and you agree to this in writing. Is this the kind of stuff I see appear and then it disappears due to filters? I handle much of what is going on with the forum on a daily basis. I have edited a post above to remove a portion where I saw marketing being pushed to a hard money lender. That is not allowed here and it has been taken down.

Please payday loans no brokers let us know if there is anything else we can do to help. You would need a hard money loan (private investors) quick easy money and most lenders that do them have a minimum amount they will lend, and loans for 1000 rate and term. Since 2007, the LoanSafe forums have helped millions of homeowners over the last first cash advance hours 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I personal loans no credit check have a 2nd mortgage that was opened up approx 10 years ago. I filed for bankruptcy and thought it was taken care of.

Well I am trying to refinance my home and their is a Lein on my property from Bank of America. I contacted them and they said they took over the load from countrywide.


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I explained I filed for bankruptcy and then said I would have to pay it off to remove the lein. I have sent them all the info from my insurance company but still will not remove the insurance fees. They said I should have sent them my insurance info each year. I tried explaining I had no clue they took over the account from countrywide and never got a call from them. I filed for bankruptcy and thought it was taken care of. Well I am trying to refinance my home and their is a Lein on my property from Bank of America.

I contacted them and they said they took over the load from countrywide. I explained I filed for bankruptcy and then said I would have to pay it off to remove the lein. I have sent them all the info instant direct deposit loans from my insurance company but still will not remove the insurance fees.

They said I should have sent them my insurance info each year. I tried explaining I had no clue they took over the account from countrywide and never got a call from them. You are no longer legally liable for the debt, but the bank still has a lien on the property and that lien must be settled or released if you want to sell or refinance. However, you certainly can still negotiate a settlement. The bad news is they know you want to refinance, so probably wont be as willing to accept a low offer. Next, since this was discharged in bankruptcy, they legally cant talk to you about collecting the debt. This loan has fully reached interest maturity at the 4. Obviously, looking back it was my negligence, I was young when filling for the BK and renegotiating the loan modification, I just wanted to keep my home. I guess I did not understand the full terms of what was going on and that this loan was included in the BK7 but the lender lien would remain on home. Years back, I remember Real Time Solutions calling me to make a settlement offer, and I was skeptical since I never heard of them and could not find them online. I was receiving form creditors I wanted them to mail me everything in writing. I only received a statement, which did not justify anything for me to understand their hold on the home and I was sure that this was in my BK 7 and discarded. I quick easy money only receive something in the mail from them (statement) about every 6 months.


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I had a title company do a search and I guess there are 2 liens on the home. I cannot afford another payment, my expenses are maxed out to the limit, I recently just had a baby. I have read time is my friend, well, there has definitely been enough time lapsed, per Michigan law this has reached the statue of limitation.

Since there is interest does this me they own the loan and it was not just sent to Real Time Solutions from BOA for collections?

Do not call and let them know communication is only by letter. Make the letter short and sweet- stick to the facts.

Im in Michigan also, and there is no time limit on property liens.

There is a 6 year statue of limitations on debt, but your debt doesnt exist anymore. I wouldnt hire an attorney until after a settlement is reached. They can only take the equity if they pay off the first mortgage holder. Then they own the house and can do whatever they want.

However, you could argue since there is no debt, its simply a lien that they hold, not a loan. When they acquired the lien, they paid a certain amount based on the discharged loan balance. You can do a free search at your county register of deeds to verify this. Stay current on your 1st mortgage and you will probably never hear from RTS.

However, the long term payday loans direct lender lien will need to be released at some point. If you are trying to sell , it certainly will need to be settled.

If you are in no hurry to sell, I would quick easy money just wait it. Contact them once or twice a year and wait for thier apply for a loan reply.

Do not call and let them know communication is only by letter. Make payday loans indianapolis the letter short and sweet- stick to the facts. Im in Michigan also, and there is no time limit on property liens. There is a 6 year statue of limitations on debt, but your debt doesnt exist anymore.

I wouldnt hire an attorney until after a settlement is reached.

They can only take the equity if they pay off the first mortgage holder.