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For those who have seconds that are way under water they can still go ahead and sue you on the note any time they want and garnish your wages and bank accounts. There is an outfit out of Eugene oregon that is preaching their business model all over the country. They specifically look for those who have a first they are paying on and have a second small payday loans direct lender they are not paying on. Its too small beans for a Wells or Chase or BofA but it is a good business model for them. This one still shows a balance in online banking, however just recently the ability to click on the account and see statements, etc. No idea what that means to the process, could be years before they do anything. I loans until payday am not a very good thread follower so hopefully something I say is helpful whether or not it loans in greenville nc takes into account all that has been said on these oregon threads. I have represented a number of homeowners at these mediations. The reason they are offering the mediation of course is so that they can get accounts.

If there is a lien and the note is in default, it can be foreclosed. On the other hand, my debt quick cash loan was discharged ( BK 7 )before it was sold how to get a loan with no credit to the Sponsor, the Depositor, the Trust.

So they, the Sponsor, Depositor, the Trust bought a discharged loan and has no right to foreclose.

I agree with you , if there is lien, it can be foreclosed but not can foreclose. I want to have my day in court to expose their scheme to the public. Before that, everything that happens in terms of starting and stopping and pauses in the foreclosure process usually has to do with loans being sold, servicing quick cash loan transferred,.

The new buyer wants his money right after he buys the loans. I just got off the phone with the bank tried to talk about settlement,they said that may be an option BUT we must first get denied for a lowest loan rates modification and they are asking for a lot of items,and I totally will not sign a 4506T.


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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. It is worth a bit more than both, but needs a lot of repairs and updates to net that profit, could definitely be a break even or a little profit. Lot of risk on Buyers part, they have no idea whether previous owner gutted the place or what. Not enough margin with the risk for my taste, sight unseen.

I was also a lucky golden ticket winner of the mortgage debt extinguishment with BOA. After missing a few payments the debt went to collections and then out of the blue we received a letter that our loan would be forgiven. We still have the full debt amount listed as balance on our credit reports with a derog charge-off. Is it possible to get the charge off removed, or updated? Since 2007, the LoanSafe forums have helped millions of personal loans nc homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. It is worth a bit more than both, but needs a lot quick cash loan of repairs and updates to net that profit, could definitely be a break even quick cash loan or a little profit. Lot of risk on Buyers part, they have no idea whether previous owner gutted the place or what. Not enough margin with the risk for my taste, sight unseen. I was also a lucky golden ticket winner of the mortgage debt extinguishment with BOA. After missing a few payments the debt went to collections and then out of the blue we received a letter that our loan would be forgiven.

We still have the full debt amount listed as balance on our credit reports with a derog charge-off. Is it possible to get the charge off removed, or updated?

Since 2007, the LoanSafe forums have helped millions quick cash loan loans for bad credit in va of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.


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Its hard to say in 2019 what a good deal is, but not as good as it was from 2008 to 2012. Those still take about a year, but I have heard some success with them also.

Who is the loan servicer for your 2nd, that you are trying to remove?

Also - it sounds like both your 1st and 2nd mortgage, are in default, is that true? I have been researching this same strategy for about a year, but doesnt seem to be much success with these lawsuits. You would definitely need a real estate attorney, not just someone who is a lawyer. Debt was discharged but lien remains on the property. Have tried to work out a settlement with lien holder to release the lien, but not working so far. They cant collect on the debt, but if I sell, they would get paid. Either way, under current rulings, they can not foreclose or take back the property, nor recover any money, unless your default on your 1st Mortgage. NYS has made it clear that the SOL will be applied in cases like yours. I would consider pursuing a Quiet Title Case, down the road, in a few years. But not at this point in time, unless you have to sell. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Its hard to say in 2019 what a good deal is, but not as good as it was from 2008 to 2012. Those still take about a year, but I have heard some success with them also. Who is the loan servicer for your 2nd, that you are trying to remove? Also - it sounds like both your 1st and 2nd mortgage, are in default, is that true? I have been researching this same strategy for about a year, but doesnt seem to be much success with these lawsuits. You would definitely need a real estate attorney, not just someone who is a lawyer. Debt was discharged but lien remains quick cash loan on the property. Have tried to work out a settlement with lien holder to release the lien, but not working so far.


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They cant collect on the debt, but if I sell, they would get paid. Either way, under current rulings, pay day laons they can not foreclose or take back the property, nor recover any money, unless your default on your 1st Mortgage. NYS has made it clear that the SOL will be applied in cases like yours.

I would consider pursuing a Quiet Title Case, down the road, in a few years. But not at this point in time, unless you have to sell. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. After reading the blogs, I stopped making payments on my second mortgage. I was waiting for and preparing to negotiate the Recovery process from BofA. In my opinion, this program will not help you and you are better off going on your own.

Please kee in mind that you can delay this for quite a while.

I have seen homeowners stop paying their 2nd mortgages and negotiate a settlement 1-5 years down the road and all the while, they stay in their homes.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most quick cash loan of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.