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Beyond that we were told: DO NOT waste your money trying to sue B of A for loan fraud! They have an Army of full time Lawyers on staff to block such suits! Their Army is equiped with the latest in Tanks and Artillary!

Originally I was told to put in the name of the loan officer, Laura Matteucci, who handled this loan. For anyone to sue me for defamation of character they first have to prove that I am lying! Laura probably did what she did under the rules laid down by her upper management, I really do not know why this was done. I see that my posting was given a clandestine review and edit without my being informed. If you want to see the documents that prove these allegations, they will readily be emailed or faxed upon request. We take very claim as being serious as well as every rebuttal.

We will post any rebuttals to the user created thread to give you a chance to have your voice be heard, but we will not remove any material that has been posted via user generated content. Since 2007, the payday loans eugene oregon LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have asked by email atlest 5 times for hime to amswer the question using a Yes or No answer, now he is not returning phone or email messages. At closing I did not get copies of the closing docs, when we requested them, we were told at a refi you dont get the docs right away... Now I look at the closing documents I see a page I know wasnt there at closing, me and my fiance read every page of the closing docs at closing so we would know if there was one saying anything about neg am, now that page is signed with my signature, however it does not look anything like my signature...... I am really upset about this, the title attorney is out of town until Monday so I am going crazy, do not know what to do or where to start.

If anyone has any clue I would very much appreciate any input. You have some extremely compelling issues, you did not receive a copy of your right to cancel and that is in direct violation of RESPA and Truth in Lending regulations. You hopefully have retained a copy private lenders for bad credit of the envelope that you were sent after the fact. The reality is that you must receive copies of your closing documents at closing in particular the Right to Cancel and other disclosures at the time of closing, that is the Regulation. You need this on record now with a formal complaint, having just found this violation of the regulations and law.


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Please if you could, could you start a thread in Tell Your Story and we can all help and chime in on this problem. You need to further demand a QWR from your lender with pertinent documentation to see what they also have that you do bad credit personal loans no credit check not have that may have been forged or misrepresented to the Lender. This is very serious and you do have the ability to make formal complaints as well as inform the lender that forgeries have been done and that the proper authorities have been notified with formal complaints filed.

Also the non-compliance with the Right to Cancel and other required Federal Disclosure at the time of closing allows additional penalties. At this point you do also need to retain an attorney, the local Bar Association can refer you to an experienced (in this matter) and reputable attorney or there is one affiliated with this site.

Regardless, you must file a formal complaint with the District Attorney regarding the forgeries and other misrepresentation as to your signatures. The compliance issues are those that you wish to address with your own retained attorney. I do not know that there are any states where it is illegal, it may be regulatorily considered as predatory or exceeding allowable interest per state usury laws. Poor terms, but the best that I could come up with.... Florida statutes have some interesting disclosure rules upfront on the Broker, but with all of the states, the problem is that they are short investigators on these issues and by the time they get around to it,.......

This is very serious and you do have the ability to make formal complaints as well as inform the lender that forgeries have been done and that the proper authorities have been notified with formal complaints filed. I am curious why are you recommending she inform the mortgage company? My lawyer has not divulged this information, he has held back to so to speak have a smoking gun to plop in their laps. However here I sit in my tear drenched jammies, any day or so, wondering will I have a foreclosure letter in my hands? No one has made a huge deal out of the forged docs.

Because there will come a time when it will be too late for me to save my house. They basically said go to the Police and file a report. The NJ Banking Division said personalloans com if you really have forged docs they did.

You are wrong, your 3rd day rescision is not out the window. They never gave it to you, so of course you can request to rescind. Of course, it is hard to know who signed the docs, will this bring her closer to a settlement in her case?

I am just so amazed that my county and attorney have not made a bigger deal out of this. To date I have not really found too much in way of forged loan docs, settlement sheets on line. And what it means to the loan for the Settlement sheet to be such a mess and forged. Has the forgery changed any of the facts of the mortgage? Or has it just covered for a document they neglected to have you sign. I have been told, well you still borrowed the money. GFI, Credit report, misrepresentation, grossly inflated earnings. It just seems like it should be so clear, legally, if personalloans com someone forges pages on mortgage, there should be a big question to the validity of the entire document. All forged documents need to be reported to your local law enforcement authorities, we at this site can not facilitate any solutions to these problems, we are emphatic that you must pursue this through you local law enforcement authorities in addition to your personally retained legal counsel. I did report this forgery, to the FBI and to the Division of Banking and to Consumer Affairs, for my county, and the prosecutors office, and FTC, just not the police department. The FBI, though really great, said they could only keep an eye on him. They have time only for the really big frauds, class action.

No one else has really done anything about it, or even seemed all that interested. I was on their site all night after reading your post.

My comment about whether we should tell the perpetrator is I do not want these people to find a way to hide their crimes before I am able to do this the right way. After all, personalloans com as I said, they have forged documents, I smell a bigger fish each bad credit direct payday lenders time I look at my docs. I did report this forgery, to the FBI and to the Division of Banking and to Consumer Affairs, for my county, and the prosecutors office, and FTC, just not the police department. The FBI, though really great, said they could only keep an eye on him. They have time only for the really big frauds, class action. No one else has really done anything about it, or even seemed all that interested. I was on their site all night after reading your post. My comment about whether we should tell the perpetrator is I do not want these people to find a way to hide their crimes before I am able to do this the right way. After all, as I said, they have forged documents, I smell a bigger fish each time I look at my docs.

Write correspondence letter to the District Attorney stating the facts regarding the forgeries on the loan docs.


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Before writing your letter, Research your TILA AND RESPA VIOLATION ACT.

Keep copies of whom you wrote to by date, time and what the nature of the conversation. There should be a letter to copy cash loans huntsville al from TILA that you can forward to your broker and lender stating the violations of them ignoring your TILA RIGHTS. Keep reading and asking questions, we can WIN TOGETHER... It is very devastating, but we need to wake up and strike back with facts, rules and regulations. Write correspondence letter to the District Attorney stating the facts online loans that are not payday loans regarding the forgeries on the loan docs. Before writing your letter, Research your TILA AND RESPA VIOLATION ACT. Keep copies of whom you wrote to by date, time and what the nature of the conversation.

There should be a letter to copy from TILA that you can forward to your broker and personalloans com lender stating the violations of them ignoring your TILA RIGHTS. Keep reading and asking questions, we can WIN TOGETHER... It is very devastating, but we need to wake up and strike back with facts, rules and regulations.

I personalloans com have questions about tolling and RESPA violations. I am trying to find out if my TILA violations that extend my right to rescind to three years (I have those) cause me to be able to pursue RESPA violations that only had a ONE year statute from consummation? Good Luck, A few years ago, the president of the refi company i used forged my signature on the papers, I filed a complaint and nothing was done. This company is still in business today in CA Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Hello all, I finally received some of my docs from WF (still not sure if it is everything) and was wondering if signing the TIL was important?

Income was stated for my husband and he was unemployed at the time. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.