Personal loans with no credit check or employment verification

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I was wondering how much your principal is being reduced and if you are doing this by yourself through your current lender?

Piscesgirl - Not sure how much they will reduce the principal until the appraisal is complete - just got that done today. Alexis Piscesgirl - forgot to answer your other question: yes we are doing this ourselves. ASC turned us over to H4H, who after asking a few questions told us we were eligible for the program.

Now I just need personal loans with no credit check or employment verification to figure out a way to make it happen for me!

I think I may be getting a small glimmer of hope back... They can always verify the comps through tax records as well... Newman - a couple questions: are you getting a copy of the appraisal? When I complained they said it could change once all the paper work is done. I too will go over the county and appeal my taxes after this is over and done. I see us refinancing maybe in a couple of years just to get Uncle Sam off our backs, or just short loans online never ever selling this house. Every time we call, they tell us they need more paper work! The mitigation company that was handling my H4H negotiations has continued to call soliciting their pay service for modification, I keep telling them no, telling them I could do a modification myself.

They apparently took some of the forms from the mitigation company and started a modification. They need current finical statements, but they thought I could get a fixed rate personal loans with no credit check or employment verification for 40 years at 4.

I continued to tell them that a principal reduction seems to be my best choice at this time. They said Freddie Mac is not doing principal reductions, I should stop entertaining that idea. I told them I felt it was the best option for all parties, and explained the reasons.

I got their information, and told them to call me when they had the details of the Obama plan. I told them I was not going to rush anything, and wanted to make the best decision.

Funny how people have told me I could not get a modification with out being late?

I always told them I could get the modification, I know there is no formal offer, but it looks like I could get it if I want it.

Seems to me that getting a better rate, making it affordable at the moment, might be an option, as opposed to walking away and just losing looking for a loan everything.

I would try for a mod, get a rate you can live with, even of you buy it down, (if you can on a mod) and try to wait out the downturn... The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our I received the info from my Aurora QWR today. My credit is still great, getting a house at current prices and rates would be a better option for me if I can do it? The laws bad credit unsecured personal loans for home loans must have been made by a community of lushes. Anyway, I hope you get the requested loan modification.

I personally think this H4H is nothing but a smoke job.

I filed my personal loans with no credit check or employment verification application back in Feb, that seemed to be the ones on the forefront to getting these types of loans closed..

Was told today that all applications are now in a file on hold..

Letting AIG go bust would have helped out more than the H4H program has so far. No default insurance payments would have meant the lenders would modify rather than stall until foreclosures take place while they get default insurance revenue. I am for people getting accepted for this program and hope Gary and Newman get their loans modified according to the H4H program intentions. As far as fannie mae guideline show that principal reductions are prohibited. Have you looked at freddie mac guidelines in detail? Obama plan does allow for principal reductions but fannie ways to borrow money does not. Reductions are unheard of and simply will not occur realistically loans las vegas nv under these conditions.

Where would I find these Guidelines for Freddie Mac? I am just trying to use the simplest, best options first, before I make a decision that is going to benefit just me. I think loan modifications were almost unheard of 6 months to a year ago, now they seem common? If the investors are loosing money from foreclosures, they are going to have to look at something more drastic, such as principal reductions. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily direct payday loan lenders no credit check available on the internet. You should contact your attorney to personal loans with no credit check or employment verification obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.


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It seems like there is no explicit language that says that the borrower has to be behind on their mortgage only meet the debt-to-income ratio. Any thoughts on how this will actually get implemented? That debt ratio is what it should be, but not where most borrowers are at.

It seems like there is no explicit language that says that the borrower has to be behind on their mortgage only meet the debt-to-income ratio. Any thoughts on how this will actually get implemented? This is something that I believe is going to happen in the near future. Everything regarding the mortgage clean up is voluntary. This involves contracts and many people involved in each and every loan workout. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. My only concern so far is whether I qualify, as I am (barely) able to cover the payments each month, and whether lenders voluntarily agree to reduce principal. Now I would be curious to see how many lenders voluntarily agree to this. It is likely that the bill giving immunity to the loan servicers for changing loan terms will pass. Therefore, for loans that have been sold, there should be few reasons why servicers refuse to do the modification. Will they agree to completely wipe out the second and part of the first? Congress could send a package of proposals for housing and mortgage reform to the White House by July 4, a senior House Democrat said on Tuesday. Barney Frank, chairman of the House of Representatives Financial Services Committee, said the package was aimed at reducing the potential foreclosures facing troubled U. It would include expanded powers for the Federal Housing Administration and government-sponsored mortgage finance companies, he said.

This also gives me hope (both of my mortgages are through CW, but they will be integrated with Bank of America by the end of the year): Addressing another demand by the advocacy groups, McGee said the bank would be willing in some circumstances to write down the principal on mortgages to keep borrowers from becoming discouraged and defaulting because their loans are so far personal loans with no credit check or employment verification underwater. The plan is under final consideration and could be signed by the president in the next few weeks. Does the government give the lenders who agree to the losses any money, tax breaks, or any kind of kickbacks to make it worthwhile for them to help people? Where can you find out the qualifications people need to meet to be eligible for this? I put the information in your original thread so that personal loans company you can be able click on it and read it...............

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. It was originally a loan that was refinanced into a Line to lower the payment on it. No extra money was ever drawn on the line and it was only used for the original purchase and subsequent refinance.

Does it pertain to property taxes, insurance, utility, phone, loans for young adults HOA, etc..

Before homeowners can get FHA-backed mortgages, they must first retire any other debt on the home, such as a home equity loan or line of credit.

If your 2nd is with another lender then you are indeed in for a battle... Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. If you qualify, once you get the loan you can never be put in that position again. These are non-recourse loans that can not be foreclosed on. If you are older or have more equity in your home, you can get money back. You keep title to your home, when you die your heirs inherit the property. My mom has a reverse mortgage, as I understand it, that when she dies will claim not only repayment and interest - which is only fair - but, also half of the remaining value of the house above its value when the mortgage was taken out. She looked into trying to get out of the half part without success. I think easy loans online there was even a class action suit at one point by many people who took one of these out. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. If I am reading you right, you want to let your credit card balance go, so that you can use that money to save and put on a down payment for a home? Cut your credit card up, use cash for what you need, and save the rest for your down payment. If I am reading you right, you want to let your credit personal loans with no credit check or employment verification personal loans with no credit check or employment verification card balance go, so that you can use that money to save and put on a down payment for a home?

Cut your credit card up, use cash for what you need, and save the rest for your down payment.