Personal loan options

I prefer to let them know that I understand my rights under the law and will hold them thus accountable.... They will either pursue legal remedies or leave you alone.. In my humble experience 99 percent fold and go away and sell the debt again.

The other 1 percent will file a complaint, then you answer the complain and have the case dismissed. When is the best time to send a cease and desist letter? When is the best time to send a cease and desist letter? Since personal loan options 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. So I received a summons from a lawyer representing AMEX. I have two cards with them that I have not paid since late May. As far as I know I have no defenses - I mean, the debt personal loans ohio is mine.

I am in Florida and can respond with affirm, deny, or without knowledge. I guess I can respond with without knowledge and force them to go to court and provide statements, charges, signatures, etc? They did include a few statements and a card agreement with the summons.

I did contact the attorneys for AMEX and am hoping a settlement can be worked out. Does anyone have any personal experience they would personal loan options like to share with this or can they direct me to a thread with that information? Is it pointless for me to call AMEX directly at this point? I feel like if I state no knowledge, and admit nothing, on the summons response the judge instant decision payday loans direct lender will ultimately view me as a liar since the debt is so recent. Obviously I am a total novice at this so sorry about the high acceptance payday loan long post. I am going to be contacting a few more attorneys today to see what they say, since I have until December 4th to respond and I know that I will worry like crazy until then. So I received a summons from a lawyer representing AMEX.


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I have two cards with them that I have not paid since late May. As far as I know I have no defenses - I mean, the debt is mine. I am in Florida and can respond with affirm, deny, or without knowledge. I guess I can respond with without knowledge and force them to go to court and provide statements, charges, signatures, etc? They did include a few statements and a card agreement with the summons. I did contact what are cash advances the attorneys for AMEX and am hoping a settlement can be worked out. Does anyone have any personal experience they would like to share with this or can they direct me to a thread with that information? Is it pointless for me to call AMEX directly at this point? I personal loan options feel like if I state no knowledge, and admit nothing, on the summons response the judge will ultimately view me as a liar since the debt is so recent. Obviously I am a total novice at this so sorry about the long post. I am going to be contacting a few more attorneys today to see what they say, since I have until December 4th to respond and I know that I will worry like crazy until then. Check the agreement (they probably enclosed a copy with the filling) if it has an arbitration agreement it most likely provides for binding arbitration, not litigation, if so you can file (via attorney or yourself) a motion to dismiss.

I worked with the associate at the law firm, told him what I could do, and he communicated with AMEX. I settled in one lump sum - the law firm did not give me the option to make payments, even though I asked.

They have not filed suit but say they will not settle. Do I need to get a lawsuit going to get a settlement? I worked with the associate at the law firm, told him what I could do, and he communicated with AMEX. I settled in one lump sum - the law firm did not give me the option to make payments, even though I asked. I fear that sending them a letter would acknowledge and verify the debt and make it easier for them to obtain a judgement. They refuse to submit the settlement proposal to Amex before I give a hardship letter in writing.


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I trust you did answer the complain, at least I hope so.

If you did, I recommend personal loan options you tell the lawyer to go pound sand. Hi tom the only thing I sent them was an email saying that the terms they offered zero interest and paid back over two years were not acceptable and that a settlement would be the only thing I can manage right now. I believe they will file quick online loan suit sometime soon and I will of course answer the complaint. If they get a judgment hell I guess I will just have to find a way to pay them back.

Hi tom the only thing I sent them was an email saying that the terms they offered zero interest and paid back over two years were not acceptable and that a settlement would be the only thing I can manage right now. I believe they will file suit sometime soon and I will of course answer the complaint. If they get a judgment hell I guess I will just have to find a way to personal loan options pay them back. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have a 2nd mortgage that was opened up approx 10 years ago. I filed for bankruptcy and thought it was taken care of.

Well I am trying to refinance my home and their is a Lein on my property from Bank of America.

I contacted them and they said they took over the load from countrywide. I explained I filed for bankruptcy and then said I would have to pay it off to remove the lein.

I have sent them all the info from my insurance company but still will not remove the insurance fees. They said I should have sent them my insurance info each year. I tried explaining I had no clue they took over the account from countrywide and never got a call from them. I filed for bankruptcy and thought it was taken care of.

Well I am trying to refinance my home and their is a Lein on my property from Bank of America. I contacted them and they said they took over the load from countrywide.

I explained I filed for bankruptcy and instant cash loans columbia sc then said I would have to pay it off to remove the lein.

I have sent them all the info from my insurance company but still will not remove the insurance fees. They said I should have sent them my insurance info each year. I tried explaining I had no clue they took over the account from countrywide and never got a call from them. You are no longer legally liable for the debt, but the bank still has a lien on the property and signature loans las vegas bad credit that lien must be settled or released if you want to sell or refinance. However, you certainly can still negotiate a settlement.

The bad news is they know you want to refinance, so probably wont be as willing to accept a low offer.

Next, since this was discharged in bankruptcy, they legally cant talk to you about collecting the debt. This loan has fully reached interest maturity at the 4. Obviously, looking back it was my negligence, I was young when filling for the BK and renegotiating the loan modification, I just wanted to keep my home. I guess I did not understand the full terms of what was going on and that this loan was included in the BK7 but the lender lien would remain on home.

Years back, I remember Real Time Solutions calling me to make a settlement offer, and I was skeptical since I never heard of them and could not find them online. I was receiving form creditors I wanted them to mail me everything in writing. I only received a statement, which did not justify anything for me to understand their hold on the home and I was sure that this was easy payday loans online no faxing in my BK 7 and discarded.

I only receive something in the mail from them (statement) about every 6 months. I had a title company do a search and I guess there are 2 liens on the home.