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Perhaps if you did rent some out, you would have been able to save your own house? Wandarobo is ALWAYS the one who starts these rants, not me. What is very sad payday loans online is how the 2 of you want to turn this forum into a pissing match and you think Wandarobo needs a mother. This forum has been going on for years, with tons of people and tons of great info and help for all. The only one who anyone here seems to have a problem with.... Then log off and get to working on that orgasm you clearly are very sorely overdue for. Why do you never have any details from your own fight to share with everyone? Sharing your own experiences and combining ideas to find winning strategies. But you payday loans online never have much to say about your own deal.... Woman, you are one sad easy to get payday loans piece of work, portraying yourself as so loving and concerned about people. But as payday loans online Maya Angelou always said, When people show you who they are, believe them?

I happen to know that a request for comments is a mere required administrative process anyhow. Comments from common folk will never change a thing. The Supreme Court went ahead and changed the Court Rules. Apparently you never took the time to read the Committees Proposed Rule changes. Therefore the Trustee did not force a sale of the property?

Also it is quite possible that the bank or trust that you were paying your mortgage to each month actually had NO proof during the BK process that they were in fact the owners in due coarse on the property and had in fact no right to collect any funds from the BK trustee. Since 2007, the loan poor credit LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We still even get monthly statements from the most-recent servicer. I ended up consulting a lawyer and filed bankruptcy two weeks before the sale date of June 12. Heard nothing since then, until this past week, I got a copy of a motion sent to the Bankrupcty court, from the banks attorney, requesting that the court modify the stay on the foreclosure, so the bank may proceed. They requested a hearing on August 22, or somewhere within that time frame. When I went to consult the attorney for the Ch7, he was very surprised that the auction was going to held in the Federal Court in Westchester.


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I just received notice that my auction date is now December 6. I lost my son 2 years ago, and I am having a terrible emotional time breaking up with my home. I defaulted on May 2011 due to a loss of income and had to file bankruptcy. All of which were denied for some reason or another.

Bank of America served me with a complaint in 2014.

One month before the court date BOA offered me a loan modification with my first payment Sept 1, 2015. I had an awful accident and was out of work for 4 months. Once I was back to work I contacted her and she send me a loan modification packet and said due to this hardship we would consider a new loan modification application. November 1, 2017 I received notice from Bank of America saying they sold my mortgage to Carrington Mortgage. I received another letter from BOA saying thank you for participating in our loan modification program and that I no longer have a contact at BOA. How long does it take for a sold mortgage to be processed? Does BOA send over the loan modification paperwork I sent to them? Being that my mortgage was discharged with BOA what does that mean with payday loans online Carrington? We still even get monthly statements from the most-recent servicer.

Indeed, they never even applied to extend it at any point, much less before it expired (which MUST happen. They CAN file for a second lis pendens but you should answer it to the court, saying that the first lis pendens in this same matter has expired and a second may not be granted.

Also, if the bank did not voluntarily dismiss the case, wait another 6 months because there is a savings provision in the NY RPAPL that extends that period by that much if it was dismissed in any other way besides voluntarily by the petitioner... Indeed, they never even applied to extend it at any point, much less before it expired (which MUST happen.

They CAN file for a second lis pendens but you should answer it to the court, saying that the first lis pendens in this same matter has expired and a second may not be granted.

Also, if account now loans the bank did not voluntarily dismiss the case, wait another 6 months because there is a savings provision in the NY RPAPL that extends that period by that much if it was dismissed in any other way besides voluntarily by the petitioner...

The house in question (which I do not own but am interested in buying) has been in pre-foreclosure since 2006. The owners would normally be well past the SOL, but they moved out in early 2009 and the house has been vacant since. The mortgagee has had a property preservation company mowing and winterizing since, which I believe makes them a mortgagee in possession and therefore stops the clock on the SOL.

As you likely know, NY makes payday loans davenport ia it so easy for a lender to foreclose on a vacant property which is why this house is such a mystery.

Regardless, knowing about the lis pendens 3-year limits is another helpful piece of info that may be beneficial should there be an opportunity to fight this. I know the owner has 10 years to reclaim the property, and that would resume the SOL clock (or restart it?

The first lis pendens holds for subsequent mortgagees who hold the loan and want to foreclose... And again, having online loans same day deposit a valid lis pendens is the very first step - a mandatory one - to foreclose. This is a can being kicked down the road and it WILL come to a head at a certain point.

Have you looked into or considered the caselaw that rules that debtors who surrender a property in bankruptcy cannot oppose foreclosure? Have you looked into or considered the caselaw that rules that debtors who surrender a property in bankruptcy cannot oppose foreclosure? They loans with bad credit rating cannot file even a valid lis pendens, the very first step, to start one. Their lis payday loans no credit check no fees pendens expired 3 years after they filed it. To add to this, the mortgage and the title are separate in NY state. The property still belongs to the homeowner until the foreclosure sale, which is done after judgement is obtained. If they fail to do that, the payday loans online homeowner stays the homeowner. I am smiling today because after all this time, it is finally payday loans in houston all over and everything turned out so awesome! After nearly six years of not paying, the bank did indeed auction off my house.

In that time, my significant other and I saved enough for large down payment on a beautiful home in a nice area, which we closed on and moved in to not long before the auction date.

Rates were down to record lows so we did good there too. Not long after the auction, I received a cash for keys offer taped to the front door. I had left a bunch of crap behind, too, so I had to rent a dumpster and get some help but it was worth it. After that, I had the post office hold my mail for a while. I did it online and was able to do it for longer than they tell you you can by just doing it again for 30 days at a time. I called the loan servicer and obtained a 1099a today.

They said the loan was charged off like the other day so I might get a 1099c direct cash lenders only next year.

Because according to the numbers on the 1099a, the outstanding debt is totally micro loans covered by the market value. Looking back, the hard part was waiting and not knowing but wow, that was so much easier than selling the house or short sale. I wish all the best to those out there still dealing with the situation. The best advise I can give is learn all you can, be prepared and have a plan. The bank had been paying the insurance, right, so after they foreclosed on the house, I called the insurance company and got a refund for the remainder of the policy for the year. Try as I might I have not been able to find any records on my property online. I did a search payday loans online across all NY counties for foreclosure cases that were initiated in 2014. I searched under three plaintiffs and this is how many cases each one has just for 2014 alone: Chase (2265), Nationstar (2481) and Wells Fargo (4542). So how many NY foreclosure cases were filed in the court in 2014 total? But if I had to guess, I think it would be in the hundreds of thousands. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Is it illegal to state one has no income to a mortgage company, even if they do? That might be good enough rather than saying you have no income if you really do. I would leave it at affordability, not that you make no income at all.