Payday loans in dc

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or payday loans in dc problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Yes thank you Cat.. I also saw that the guidelines only address the issue when someone is in active BK.. Thats why I posted the question I wonder what rules they follow for this situation , if any. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not online quick loans reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or web loan problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer payday loans in dc I have just received an Extinguishment Agreement from GMAC Mortgage.

Can anybody tell me what this Agreement is and is it leggit??

I have just received an Extinguishment Agreement from GMAC Mortgage. Can anybody tell me what this Agreement is and is it leggit?? Was your first lien modified under the HAMP program?


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Congratulations on receiving the second lien extinguishment, that is great news!

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please payday loans in houston tx no credit check Read our Privacy Policy and Legal Disclaimer Like everybody else in this thread, I also received a Dodd-Frank Certification from CitiMortgage (2nd mortgage). The letter states: As part of your participation in the federal government Home Affordable Modification Program with your first mortgage, your second mortgage may be eligible to be closed.

This means that if you qualify, your second mortgage debt will be forgiven. In order for us to to review your eligibility, please fill out and sign the enclosed Dodd-Frank Certification and send back to us. My 1st mortgage (Sallie Mae) was permanently modified way after the discharge.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Like everybody else in this thread, I also received a Dodd-Frank Certification from CitiMortgage (2nd mortgage). The letter states: As part of your participation in the federal government Home Affordable Modification Program with your first mortgage, your second mortgage may be eligible to be closed.

This means that if you qualify, your second mortgage debt will be forgiven. In order for us to to review your eligibility, please fill out and sign the enclosed Dodd-Frank Certification and send back to us. My 1st mortgage (Sallie Mae) was permanently modified way after the discharge. The wording that they are using in the letter is what is odd.. After a BK, you have already closed the loan or promissory note part of it becuase they can no longer try to collect on that debt under any circumstances.. From the letter, I would assume they are talking about taking the entire thing off the books, but you would want to know for sure about the lien This lien is recorded as a deed of trust in your county recorders office and you can view it there. You can always sign the paperwork and watch to see if there is a release of lien that is recorded in the county along with the others.

After 6 months of continual going back and forth with CitiMortgage (they kept on asking for more and more info...


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What they are saying is that my gross income is not enough reletive to the combined 1st and 2nd mortgages (both with CitiMortgage). I have not been late on any payments, have been struggling to do it... I have a business and if I ruin my personal credit, then I ruin my business credit. I have a 2nd lien mortgage also with CitiMortgage with an interest rate of 6. I feel that CitiMortgage had falsely appraised my home when taking out the home equity loan at a ridiculously high value 5 yrs ago. If you felt that the appraisal at the time was over non payday loans for bad credit inflated, why did you accept the loan amount and terms and not contest the appraisal?

We would be unable to advise you on whether or not to stop paying your second mortgage, however, if that is the route you have been thinking of going, there is a great thread on how to go about settling your second here The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer I would not necessarily call it a bad decision on my part. I needed funds to make important home improvements, assuming that it was important to maintain the long term value of my home and investment. As a consumer, we look to our lenders for not only financial assistance but also for guidance with a tinge of moral responsibility. They made it too easy to get a home equity loan at that time and I would have been much better off without it at all or a much less amount. I would have adapted and personal loans austin tx either saved money or done less on improvements. I find it interesting that there was no requirement for financials at the time of getting the loan (stated income) and not a physical home assessment.

But now after submitting virtually everything hook line and sinker (and being honest about it), I am now somehow not making enough payday loans in dc to support it.

If the first lien is affordable and you want to stay in the home, the first post in the link I provided has information on the steps to take to work on a settlement of your second lien.

The comments by me and the materials available at this web site are for informational payday loans in dc purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any best personal loans rates particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Good news - I followed your advice and sent the required doc to my 2nd lender right away. A week later, it sent me a response letter stating the acct is now closed.

Good news - I followed your advice and sent the required doc to my 2nd lender right away. A week later, it sent me a response letter stating the acct is now closed.

Would you mind posting your story on the success stories thread? I just received a check from GreenTree returning my Dec payment with an invoice stating 2MP-Extinguished as description.

I got a modification from my primary mortgage company Wells Fargo about a year ago. GreenTree had been harrassing me and threatening to take my house for about 6 months even though I gave them whatever I could afford. I paid dilegently for a year and a half, then came a Dodd-Frank Cert that was due 2 weeks ago. I called GreenTree and the rep told me to sign it anyways and send it back along with a letter of explanation and photocopies of the Fed-ex envelope it was sent in to prove I received after deadline. I sent it in with little hope and 2 months went by. Then came the check, I called and my balance due with them payday loans in dc is zero. I just received a check from GreenTree returning my Dec payment with an invoice stating 2MP-Extinguished as description.

I got a modification from my primary mortgage company Wells Fargo about a year ago.

GreenTree had been harrassing me and threatening to take my house for about 6 months even though I gave them whatever I could afford. I paid dilegently for a year and a half, then came a Dodd-Frank Cert that was due 2 weeks ago. I called GreenTree and the rep told me to sign it anyways and send it back along with a letter of explanation and photocopies of the Fed-ex envelope it was sent in to prove I received after deadline.

I sent it in with little hope and 2 months went by. Then came the check, I called and my balance due with them is zero. Thanks for sharing your story about your second lien becoming extinguished as a result of the HAMP 2MP program, that is such great news.