Payday loan usa

Now they are not answering qualified written requests, they have lied about the ownership of loan 3 times in past two months now they say they need 3 more weeks to research not sure what they are researching, spoken to all departments no help at all they threaten foreclosure what can we do. How can we find the actual note holder and do they have to notify us if they purchase a note. If you think your mortgage servicer has made an error or you need information about your mortgage loan, you can call or write a letter to your servicer. You may get more protections if you write a letter. Since payday loan usa 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

This has been an issue that has been arising for quite some time and it frankly makes no sense why Wells Fargo would require a subordination agreement from the 2nd mortgage holder to complete a loan modification. They are the only lender requiring such actions although a loan modification is simply changing the terms of your original mortgage, not closing on a new mortgage as with a refinance... We have dozens of members here who have ran into personal loan for people with bad credit this issue and while some second mortgage servicers (such as PNC) have no problem agreeing to sign this sub form, most other servicers will refuse to do so and the modification will ultimately be dropped, leaving foreclosure inevitable... We need to ban together payday loan usa and send them as many complaints as possible with something like no more subordination agreements in the subject line to bring some attention to this matter.. I would not hesitate to contact your state AG and Senator as well, it absolutely makes no sense why they would be the only servicer requiring such a form to complete a loan mod!!

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may payday loans midland tx not reflect the opinions of the firm or any individual attorney.

Please payday loan usa Read our Privacy Policy and Legal Disclaimer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at how do i get a loan or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer You are just a God send Angel to all of us. My friend personal loan interest rate calculator is trying to modify his loan with Wells Fargo. Now, just today, she called me telling me this same story, that Wells Fargo is asking for a subordination of her second. Now, the situation with my friend is, she wants to settle the second which is now with National Star Mortgage. Wells Fargo sent out an authorization for them to contact the second and to request the subordination. I am incline to gain more time with the first until she is able to settle with the second.

ONce the second accept the settlement, she can send out the release of the lien to the first and then continue with the modification. Your advise is always so nice for all this community. Wells Fargo sent out an authorization for them to contact the second and to request the subordination. I am incline to gain more time with the first unsecured personal loans bad credit no guarantor until she is able to settle with the second. ONce the second accept the settlement, she can send out the release of the lien to the first and then continue with the modification. Unfortunately, the subordination agreement will more than likely be required to finalize the modification on her first mortgage. However, having the 2nd sign a subordination agreement should have no affect on her ability to settle the account at a later time. IMO it would be best to continue with the mod and later work on settling the 2nd mortgage with Nationstar, she should have plenty of time if she is still underwater. You may want to provide her with a link to the strategy for settling 2nds thread here: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.


Personal loans phoenix az

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer So Evan, is the first the one who is going to ask for the subordination agreement? At that time I called about refinancing but was redirected to modification instead. What a bunch of stupid paperwork it has been, anything and everything, ONE item at a time. What do you know about these subordinations on a modification?

Is it legitimate or am I being run around to buy them more time?

So Evan, is the first the one who is going to ask for the subordination agreement? The first mortgage payday loan usa is going to request the subordination agreement (ONLY WF requests this) and this would not be required if the second was settled prior to completing the modification. I started this thread in April because a subordination agreement should NOT be required to complete a modification, yet WF continues to request this and wrongfully deny homeowners assistance. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions getting a loan of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer After three years, I finally got my modification!!!!

I had an issue with a subordination during my HAMP trial last year. My 2nd lien holder did not understand the need for a subordination in the first place. I hope that helps someone out there going through the same problems as me. Wells Fargo needs to extend this policy to ALL junior liens, regardless of the balance! The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.


Payday loans birmingham al

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer loans without credit I have to ask.... During that 3 year period, were your payments applied to your mortgage? Nor were those payments reported to credit reporting bureaus, rather I am being reported as 6 months late -on going, so next month will reflect 7 mos late, etc. I have never dealt with such incompetence and disregard for a customer base from a business before in my life, short of Time Warner cable, but that story is for another forum. I have a second with a balance of 19k and they said no to subordination, literally out of spite.

Wells Fargo was AMAZING to work with and this small town bank basically real bad credit loans flipped me the bird when I asked them. The Wells balance is 295k, and currently in 1st position. The HELOC is in 2nd position with a balance of 19k. We were offered a loan mod from Wells, and then the HELOC bank basically said not gonna happen, we would rather get NOTHING than stay in 2nd position. I LOVE my Wells loan specialist, I mean, we have agreed that if he ever comes to Montana, we are getting drinks! He has told me that when I send a fax, it takes 48 hours loans based on income for it to be processed and show up on his computer screen. I told my specialist I wanted to send him a card and we get along well, so he hooked me up with his desk address. It is REALLY different from the one you send docs to. So, I can payday loans louisville ky see how mail can take forever and a day to get to them that route. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Now WF has sent us a letter saying we can recast our loan.