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This is of course recent stats because of the home value gains across the country. If you are in a position where SLS is threatening foreclosure you have a couple options, one of them payday loan poor credit being what BigFrog has done which is say I dare you - the other option is to take the modification agreement and of course refinance into a new loan to satisfy them via a cash out refinance. Ultimately the balance is going to continue to grow with SLS and whenever you decide bad credit loans instant approval to sell or refinance (or get foreclosed) you will still have to pay the lien off. If you have any questions regarding satisfying SLS, Real Time Resolutions or whoever it may be holding the 2nd lien... The situation you are describing sounded like they are representing the first. But the amount sounds like they are the second, meaning it cant be just 74k. If they are the second, then they had paid out the first already, which mean the price to settle has to be even more. Well, I am in a similar situation with SLS as the servicer without a BK.

Over the last 8 years until now, I have been trying to get them to Foreclose. Told them to go ahead with the foreclosure, because they will never see another penny from me. They responded that they are in no position to foreclose, and will never foreclose. I asked them, then why bother calling me, because I will give the same answer, that I am not paying? They said that they will constantly calling me until I pay. Told them I will be setting my phones to ignore take out a loan calls coming from them. I will know if they start foreclosing, when the first close my account, pretty much stop accepting payment from me. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Hello, I had a chapter 7 bankruptcy discharged in 2010.

Unfortunately, I am not able to refi since the LTV is too high and no equity in the home. The 2nd will have to pay off the first, but is it really worth it for them to do this?

They will get some money but I am not sure if payday loans edmonton they are trying to pull one on me and just get me to do a short sale.

I am thinking of wading it out and see what they do. Well, I am in a similar situation with SLS as the servicer without a BK. Over the last 8 years until now, I have been trying to get them to Foreclose.

Told them to go ahead with the foreclosure, because they will never see another penny from me. They responded that they are in no position to payday loan poor credit foreclose, and will never foreclose. I asked them, then why bother calling me, because I will give the same answer, that I am not paying? They said that they will constantly calling me until I pay. Told them I will be setting my phones to ignore calls coming from them. I told them, I thought you guys had more power and are able to foreclose! Just tell the investors that they are welcome to foreclose, and that I am all packed up. And hurry up with the foreclosure, before the equity collapse. The payday loans online instant approval reps were upset, and said that they are going to document all of what I had said, and that our conversation is over, then hung-up. I am not sure what important that has, over a foreclosure. And because of that inflated value, everything went up along with it, taxes, insurances... These dumbAs, are just bsing, and trying to get people make payments. Well, I am in a similar situation with SLS as the servicer without a BK. Over the last 8 years until now, I have been trying to get them to Foreclose.

Told them to go ahead with the foreclosure, because they will never see another penny from me. They responded that they are in no position to foreclose, and will never foreclose. I asked them, then why bother calling me, because I will give the same answer, that I am not paying? They said that they will constantly calling me until I pay. Told them I will be setting my phones to ignore calls coming from them. I told them, I thought you guys had more power and are able to foreclose!

Just tell the investors that they are welcome to foreclose, and that I am all packed up.

And hurry up with the foreclosure, before the equity collapse. The reps were upset, and said that they mobile phone loans are going to document all of what I had said, and that our conversation is over, then hung-up. I am not sure what important that has, over a foreclosure. And because of that inflated value, everything went up along with it, taxes, insurances... These dumbAs, are just bsing, and trying to get bad credit loans guaranteed approval people make payments. Even my POC Arturo sounds unsure of the process and I get the run around. I know they just want me to do a SS and trying to pressure me, but not sure I will be doing that.


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I am meeting with a real estate agent on Saturday to discuss possible SS but I wont be signing anything I just want to hear what they have to say and if they have dealt with SLS. Part of me just wants to move forward and sell since I personally have no equity on the home and I will never actually own it. The other part of me just wants to wade it out and see if they really pursue foreclosure. They need to pay off the first and do legwork if they decide to foreclose which I am starting to doubt they will pursue.

What SLS is trying to do is get clients to modify the loan with them to start making unsecured bad credit loans direct lenders payments. I had a borrower here in California literally about to get foreclosed on (Sale date issued) and he found our forum by doing all the research and we ended up getting him into a program that allowed us to refinance and pay these thieves (SLS) off even with a pending foreclosure. We did that right before the sale date, saved his house and he has now 1 lien (ours) on his home. This is of course recent stats because of payday loan poor credit the home value gains across the lines of credit for people with bad credit country.

If you are in a position where SLS is threatening foreclosure you have a couple options, one of them being what BigFrog has done which is say I dare you - the other option is to take the modification agreement and of course refinance into a new loan to satisfy them via a cash out refinance. Ultimately the balance is going to continue to grow with SLS and whenever you decide to sell or refinance (or get foreclosed) you will still have to pay the lien payday cash advance loans off. If you have any questions regarding satisfying SLS, Real Time Resolutions or whoever it may be holding the 2nd lien...

The situation you are describing sounded like they are representing the first.

But the amount sounds like they are the second, meaning it cant be just 74k. If they are the second, then they had paid out the first already, which mean the price to settle has to be even more. Well, I am in a similar situation with SLS as the servicer without a BK. Over the last 8 years until now, I have been trying to get them to Foreclose.

Told them to go ahead with the foreclosure, because they will never see another penny from me. They responded that they are in no position to foreclose, and will never foreclose. I asked them, then why bother calling me, because I will give the same answer, that I payday loan poor credit am not paying?


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They said that they will constantly calling me until I pay. Told them I will be setting my phones to ignore calls coming from them. I will know if they start foreclosing, when the first close my account, pretty much stop accepting payment from me.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

I did find a 2nd Lien Settlement from GMAC dated January 2011. In includes a dollar amount, and states that the certified funds as full and final satisfaction of your account. Soon after, we received their letter about filing Chapter 11. Currently, we have had two unsolicited parties interested in purchasing. I did find a 2nd Lien Settlement from GMAC dated January 2011. It includes a dollar amount, and states that the certified funds as full and final satisfaction of your account. Soon after, we received their letter about filing Chapter 11. Please advise if the settlement letter could be used for anything to establish a date for SOL, or?

I am also willing to go the quiet title route, if I have what it takes to do so.

I would prefer to settle and not end up in the courts, but I need to know if I have any leverage (beside how old the debt is) with Ocwen, or if they have any leverage (equity) on me. The last payment made (July 2010) is the start date for the Statute of Limitations to collect.

You can release the lien with proof of corresponding payment if this happened.

This is usually found in Secretary of State filings under the name of the reorganization if it is in BK.

Ocwen now sends certain notices due to regulation, so this is their latest accounting. I would try to settle with a low ball offer since the SOL is in your favor. Maybe use the prior settlement offer as a template? They will want lien paid in full upon sale before they release the lien. I no longer check this because they required my SSN last time I tried and I was disinterested in being tracked. Check with your state or even your county register of deeds for statue of limitations. My second was discharged through chapter 7, but the lien was transferred to a debt collector.