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I would give them a call and let them know you had a HAMP mod in review payday loan lenders direct and would like them to consider you for a modification. You may have to send in a new modification application. In any case, I ended up submitting a new application that Ocwen had sent to me, and was eventually approved for trial and then permanent modification. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, tribal payday loans online or walk away legally from their underwater mortgages. They can see that I was denied for and HAMP and they told me that I was still in review for an inhouse modification. I also spoke to Ocwen for the first time last week and have a phone appt on the 25th. Of course it seems they are out sourcing their calls to India as Homeward but I was able to understand payday loans davenport ia them long enough to get through the call. We are waiting for any residual paperwork to show up before my phone appt. I really hope they are going to be more organized, the future will tell. Homeward in my experiences is just like my tenant that wont leave, impossible to deal with, you night as well be talking to the wall. Its great when your having a financial hardship you have to pay extra as a punishment, and people wonder why it takes so long to get out of debt.

So just got off phone with Relationship Manager with Ocwen. Basically I am still in review for the nonHAMP since I was denied a HAMP from my previous servicer,Homeward Residential. I dont feel like he would be much help to me in this process. But something tells me they dont even have my old paperwork and they need a new packet from me to even start. I am no longer on state disablity and has since returned to work.

So that would effect my prospects of getting a mod.

I know you were denied for HAMP with previous servers. Did you wait for an answer to the inhouse mod before resubmiting a new application to OCWEN? They are telling me that I am in review so should I just go ahead and resubmit another application with them or wait until I get an answer from the non-Hamp mod? They declined to make it permanent before transferring the servicing of the loan, over a title issue, in violation of HAMP guidelines, actually. They tried for about 7 weeks, and finally the woman I worked with suggested that if I fill out new paperwork it would be easier. I was concerned a bit because some time had passed since my initial hardship, but I was still able to qualify.

But I only base that on them wanting a new packet from me! We are constantly running 2 pymts behind due to husbands unemployment several mos ago. Another twist to the story is that our 2nd that was with another lender ALSO went to Ocwen at the same time. I guess I started the trying to settle 2nd game before I ever even knew what it was! Not that I think for a second that they forgot about me.. How the heck would I even be able to figure out what I would owe on them monthly, if I were to start paying them, which I am NOT going to do? We loan was just recently transferred to OWCEN as bad credit cash loan well from Homeward.

We recieved final loan mod documents and returned them on Feb 26. Today I receive a call from OWCEN asking if I would like to make an appointment with a RM to discuss my options.

We loan was just recently transferred to OWCEN as well from Homeward. We recieved final loan mod documents and returned them on Feb 26. Today I receive a call from OWCEN asking if I would like to make an appointment with a RM to discuss my options. Just tell them that you have paperwork for the final loan mod, and where would they like you to fax copies so they can see them?

It takes time for all the details of the loan to get in the system.

We loan payday loan lenders direct was just recently transferred to OWCEN as well from Homeward. We recieved final loan mod documents and returned them on Feb 26. Today I receive a call from OWCEN asking if I would like to make an appointment with a RM to discuss my options.

It states: Your application for the Mortgage Assistance Program has been received, and it is being reviewed.

It takes approximately 30 days for us to complete our review.

As soon as the review is complete, we will contact you regarding the status of your application. If it has been less than 30 days since you submitted your application, we ask that, if possible, you please avoid calling for status updates, as nothing will have been updated until the review is complete. So at least they finally received my HAMP packet from Homeward Residential and I will take their advise and not bug them for the time being.

Note I have not resubmited a new HAMP packet to Ocwen. This is the old packet that I submited to Homeward Residential. Student loans are still calling me wanting their money. My question to the experienced members is will they modify me now that i am making money though my debt to income is high?

Student loans are still calling me wanting their money. My question to the experienced members is will they modify me now that i am making money though my debt to income is high?

Since your package was confirmed it was received on the 30th of March you will probably have another 30-60 days before a decision is made.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and payday loan lenders direct may not reflect the opinions of the firm or any individual attorney.

We are constantly running 2 pymts behind due to husbands unemployment several mos ago. Another twist to the story is that our 2nd that was with another lender ALSO went to Ocwen at the same time. I guess I started the no credit check installment loans trying to settle 2nd game before I ever even knew what it was! Not that I think for a second that they forgot about me.. They will hold this account in collections or transfer it to a debt collector to work on a possible settlement.

You should be able to eventually settle this account for as little as 5-10 percent of the balance as they obviously are in no position to pursue foreclosure on your property. How the heck would I even be able to figure out what I would owe on them monthly, if I were to start paying them, which I am NOT going to do? They will pull your credit report to see any debts you have obtained so they will be well aware of the credit card balances. Most people pursuing a loan modification owe more on their home than the property is worth and this will not affect your chances at receiving a modification. You will not find many members here at all who have some equity left after the housing crash.. Is your current payment affordable and you just want to get caught up? If so, you can avoid having to go through a modification and request a repayment plan. With a repayment plan they are going to increase your normal payment (probably for 3-6 months) until the arrears are satisfied. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual payday loan lenders direct author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer Thanx Evan for the words of encouragement. I check my Ocwen account every day and follow the threads on loan safe religiously.

I will find out on Tueday when I talk to my relationship payday loan lenders direct manager.

I checked the website (my account) at least twice a day, I think!

My appointment is not until tommorrow with the relationship manager but now I know what your financial package was sent out to you email means. Basically I have to resend another HAMP package to OCWEN and wait again. My appointment is not until tommorrow with the relationship manager but now I know what your financial package was sent out to you email means. Basically I have to resend another HAMP package to OCWEN and wait again. HI all,My appointment is not until tommorrow with the relationship manager but now I know what your financial package was sent out to you email means. Basically I have to resend another HAMP package to OCWEN and wait again. I got the same email on 12th l submitted the hamp papers on 28th march ,talked to RM 2 times and she said application complete under review, after i saw the email i called and 2 operators told me to disregard the email with financial package Our loan was transferred from Homeward as well. We signed our papers and returned them back in February. I had an appointment call today with Ocwen and they are saying that we need to make a down payment, and that are mod is a trial basis only. That is not stated anywhere in the loan mod paperwork that we signed. I spoke with my RM today and he only wanted another updated paystub. I only gave 1 last time because I barely went back to work.

I actually stayed up all night to finish the HAMP application like it was no interest payday loans my homework assignment due the next morning only to not need it. I got the same email on payday loan lenders direct 12th l submitted the hamp papers on 28th march ,talked to RM 2 times and she said application complete under review, after i saw the email i called and 2 operators told me to disregard the email with financial package Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I spoke with my RM today and he only wanted another updated paystub.