Payday loan assistance programs

DH works for himself from home and can work anywhere, so we figured this was our chance to see the country before we bought another house. Heck, maybe we will love it so much, we will just keep going! The kids are already homeschooled so that is an easy transition. The best part is that we have been painting and decorating and its been so nice to have something of my own again, even though its small, its MINE! Paid for in cash, too, so no bank can take it back! After renting for 4 years now, I am definitely ready for my own home again. We did move last September to a different rental, so we are in a better neighborhood but I hate the house!

Now I have the opposite problem, I love the outside but hate the inside! So anyway, renting has plenty of problems but at least it is more flexible. My husband started a business so it will be another year before we can get a mortgage but that is okay because we figured something else out! We bought a fifth wheel camper and will be traveling the country for a year! DH works for himself from home and can work anywhere, so we figured this was our chance to see the country before we bought another house. Heck, maybe payday loan assistance programs we will love it so much, we will just keep going! The kids are already homeschooled so that is an easy transition. The best part is that we have been painting and decorating and its been so nice to have something of my own again, even though its small, its MINE! Paid for in cash, too, so no bank can take it back! Please read this section prior to posting or registering as a member. This is a FREE forum for homeowners, attorneys, consumer activists and non-profits to share and learn various methods to stop foreclosure or obtain a loan modification. Anyone can join our community and we encourage all homeowners to short term lenders unite and save our homes and protect our property rights. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a where can i get a personal loan short sale, forbearance, or walk away legally from their underwater mortgages. Please read this section prior to posting or registering as a member. This is a FREE forum for homeowners, attorneys, consumer activists payday loan assistance programs and non-profits to share and learn various methods to stop foreclosure or obtain a loan modification. Anyone can join our community and we encourage all homeowners to unite and save our homes and protect our payday loans for bad credit no upfront fees property rights. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.


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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Thanks you for sharing Chinhook, we have many members here who have, or are in the middle of walking away from their WA home. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Happy to discuss it with serious people, that are personal loan online apply in the area to look at the house and meet face to face.

Please read this section prior to posting or registering as a member. This is a FREE forum for homeowners, attorneys, consumer activists and non-profits to share and learn various methods to stop foreclosure or obtain a loan payday loan assistance programs modification. Anyone can bad credit personal loans florida join our community and we encourage all homeowners to unite and save our homes and protect our property rights. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Hi my husband and I had a bankruptcy Chapter 7 in August 2014, we got the discharged paper. My 1st mortgage is with need money now bad credit Midland Mortgage and they help me to go through the HARP Program , my 2nd mortgage (Equity Loan) we have with Bank of America, I have been making my payments to BOFA and last year they told me that the loan was charged off because I had a bankruptcy , I did not have not clue what was that in fast payday loans that moment, they said I needed to continue making my payments until I pay it all, no interests are being charge. So I have been doing my payments, yesterday I did call because I wanted to know the amount I still owe due that they took it off from the online banking.

They told me that I can still get foreclosured, Is that true? We did not add the mortgages in the bankruptcy, attorney said we could not do it. You need payday loan assistance programs to contact your bankruptcy attorney for details, but I went through a similair bankruptcy situation and here is what I can tell you. Sounds like both your first and second mortgage were included in bankruptcy and discharged. Your 1st mortgage with Midland was modified and you are current?

What that means is you are no longer responsible for the debt, but the bank can still foreclose because only the debt has been discharged, the lien stays.

Yes, your credit report will say paid off, discharged, paid in full, etc... It all depends on how much equity you have in your home. In order to foreclose, the second mortgage holder would need to pay off the first mortgage holder. They cant simply foreclose just on the second mortgage. As long as you are current on the first, unlikely that foreclosure will happen. Refinancing would open you up to more debt and take away all you recieved in bankruptcy-mainly liability for the debt! I paid on my 1st and 2nd for about 4 years, then stopped paying on the second.

Im still working with bank on a settlement offer and getting the lien released, but not worried about foreclosure since I am current on the first mortgage. You can have a search done on your property to see what liens are there. That way you know for sure if BOA actually has a lien or they simply are telling you they have a lien. Since your bankruptcy was 4 years ago, you never know if someone at BOA already released it.

Thanks so much , really after I read your answer I tried to get more info about my 2nd mortgage, Now according to the web page I paid to check the liens on the house, it says 0 no liens, so both mortgages are paid in full on the credit report and no liens in the house.

I did talk to the bankruptcy attorney and she says as long I am making my payments I will be ok. You may want to talk with title to make sure about the liens on the house, for it to not show your first payday loan assistance programs lien tells me something may be wrong with the report that you ordered. In regards to your original post as well about the loans not being included in bankruptcy - you may want to look further into this as well because in most cases homes are thrown in with everything else during a chapter 7 BK.

This would cause your mortgage to not show up on the credit report, that is another tell tale sign you have it included in BK. Yes your attorney is correct, as long as you are making payments on the lien you are not subject to foreclosure.


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As Jzone mentioned above, the only way the 2nd could foreclose is if loan qualification they pay off the 1st lien prior to foreclosure. I may have missed something but why are you concerned about foreclosure? Has something happened to cause the mortgage to be unaffordable and now may be difficult to pay? You may want to talk with title to make sure about the liens on the house, for it to not show your first lien tells me something may be wrong with the report that you ordered. In regards to your original post as well about the loans not being included in bankruptcy - you may want to look further into this as well because in most cases homes are thrown in with everything else during a chapter 7 BK.

This would cause your mortgage to not show up on the credit report, that is another tell tale sign you have it included in BK. Yes your attorney is correct, as long as you are making payments on the lien you are not subject to foreclosure. As Jzone mentioned above, the only way the 2nd could foreclose is if they pay off the 1st lien prior to foreclosure. I may have missed something but why are you concerned about foreclosure?

Has something happened to cause the mortgage to be unaffordable and now may be difficult to pay? Yes, if you are current on 2nd, they certainly will not settle. I was actually told by my second mortgage holder that they would not even forward my account to a specialist until it was 90 days past due. Thanks so much , really after I read your payday loan assistance programs answer I tried to get more info about my 2nd mortgage, Now according to the web page I paid to check the liens on the house, it says 0 no liens, so both mortgages are paid in full on the credit report and no liens in the house.

I did talk to the bankruptcy attorney and she says as long I am making my payments I will be ok. What website did you go to and find your information about no liens on the house? The ONLY info that is going to be accurate is from your county register of deeds. You would definetely have a lien from your first mortgage.

Thank you so much to both of you, this means a lot to me. I am going to the Register of Deeds payday loan assistance programs today or tomorrow to check out the lien thing by myself. I am up to date for both mortgages, but because they did all the charged off without notified me, I was concern about the foreclosure and I asked the lady and she said that it can still be possible, that the best way was to refinance.