Pay day loans for bad credit
We were struggling with our payment and they offered us to apply for the Making Home Affordable Program. So we sent them all of our info and we found out we were denied. So then they suggested an in house rate modification.
On December 30, 2009 our loan was in review for the rate modification. We were approved for the rate modification on March 15th, 2010. They maintananced our loan and our loan now reflected the rate change. Well, I have been trying to research waterfall guidlines and from what I can tell that is for the Making Home Affordable program, so that has nothing to do with us because this was an in house rate modification. I wanted to see what all the offices I contacted can do. Oh, and we have continued to make payments according to the rate modification, which I have a signed contract for.
Please note 1,052 Complaints and Reviews about GTS by seeing the below link payday advance omaha regarding your client.
Also, please note that my attorney will be notifying you as well as Green Tree in the immediate future regarding the laws that they have broken by calling neighbors and former family members regarding my personal affairs. I will also prove that your client intentionally performs acts to confuse and upset mortgagors by practicing illegal business practices according to the FDIC. I will also obtain a Disability attorney who will subpoena mentioned neighbors as well as my physicians and will obtain affidavits from said persons. Also, the following attachments from me will be documentation proving that I have been paying my mortgage diligently since Nov 1, 2005 (closed October 17, 2005) to Bank of America AND until pay day loans for bad credit your client took over and I was not notified by any party and continued to pay BOA until the account number became obsolete. I will also be making formal complaints to The cash advance roanoke va Federal Trade Commission (FTC), Housing and Urban Development (HUD) and Federal Deposit Insurance Corporation (FDIC) regarding the consumer protection laws that GTF has broken regarding late mortgage payments as well as GTF unscrupulous business practices that CAUSE the late charges and emotional stress to mortgagors. My bank loan is with BANK OF AMERICA and GTF is breaching my contract with BOA by the illegal and unscrupulous business practices performed by representatives and governed by GTF management. Unfortunately, father passed away VERY unexpectedly on October 31, 2011 which strangely enough was the day before they took over the loan.
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This information was passed on to your client and they continually charge us late fees for insurance and escrow when they are the ones not doing their job duties properly. WE are their CLIENTS and their company has a responsibility low interest personal loan to provide good SERVICE TO US.
As my documentation will prove, I have been paying your client regularly and their bad accounting is what has created AN ILLEGAL FORECLOSURE which I will also sue them for damaging my credit rating and causing further stress and illness to quick cash locations me because of their illegal business practices that include but are not limited to, harassing clients unnecessarily by calling and bothering and wasting their time as well as NEIGHBORS and FORMER family members of mortgagors, intentionally creating false late charges, imposing false insurance charges and pay day loans for bad credit escrow charges based on improper accounting and a lack of a company policy for coordinating their departmental information (accounting and insurance,) intentionally NOT paying ESCROW when the escrow payments have been received, creating UNAPPLIED FUNDS accounts with hundreds of dollars in the account when those funds should be applied to the Escrow and mortgage and intentionally NOT applying mortgage payments to the proper account numbers so the mortgage would be SEEM past due when it truth, it is CURRENT, AND sending out confusing statements INTENDED to cause mistakes by and emotional stress to mortgagors. In addition to above and below pay day loans for bad credit mentioned items that I will be including in my lawsuit, I will also be suing to be compensated for ALL illegally imposed late charges including interest as well as for time lost and emotional stress while attempting to explain to your client. Please see attached document that provides the legal statutes regarding late charges. The below is a quick excerpt regarding payments which are governed by Federal and state laws govern mortgage regulations about late mortgage payments.
Regulations for HUD-insured homes allow for the servicer of the loan to charge a late payment fee 15 days after the due date, in other words not earlier than the 16th day following the due date. For example, if the due date on your loan is the 1st of the month, you are delinquent by the 2nd and a late charge can be assessed by the 17th if your payment has not been received. The loan servicer can usually charge up to 4 percent of the monthly payment as a late fee. Late payments are calculated separately for each month and monthly payments cannot be lumped together. Late payments can also be waived as it is at the discretion of the servicer whether or not to charge a fee in the first place. The borrower should especially have a late fee waived if the payment was late due to no fault situation. I CHOSE to stay while I watched so many walk away and BOA obviously needed to clean up their books and a bunch of upside down condominiums on their books was a perfect way to do so. I assume that you will be communicating with your client and me shortly to remedy this situation. My next email will be documentation payday loan no credit of current payments scheduled via BOA and ABFS to show my good faith EVEN IF GTS IF NOT SHOWING GOOD FAITH NOR GOOD BUSINESS PRACTICES.
Melissa, I am not sure what you are asking here as we are not attorneys. You would need to review this with a real estate foreclosure attorney in your state to see if there is a case and how you should proceed. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.
All mortgage payments were ontime for fifteen years. Then I refinanced the loan with GMAC to include ONLYlot 33 with the house. The mortgagecontract and the warranty deed, as signed by myself, were recorded with CASSCounty Registration of Deeds as such.
All mortgage payments were paid on timeas per agreement. Two years into the mortgage, I wanted to sell lot 34 to helpfinance a new home in Colorado. To my dismay, I could not sell pay day loans for bad credit lot 34 becauseGMAC added lot 34 (hand written)to the original contract and re-filed the mortgage contract and thewarranty deed with the County Registration of Deeds. After 3 months of no action I stopped pay day loans for bad credit payments hoping to force aresolution.
I just received threatening letters of foreclosure. In summer of 2009, I moved out of the houseand hired a real estate attorney. Afterseveral months of nowhere negotiations I filed suit in the County DistrictCourt. GMAC caused this foreclosure by fines, interest,overcharges, forgery of legal documents, etc. It took them over 2 years tocorrect this grave and felony forgery of legal documents.
Have you contacted the credit report bureaus to dispute it? I believe you can put something on your credit report to explain this. Sorry this happened, how frustrating :-( I am so sorry that you are having to go through all of this. Since you have documentation of the correction, I agree with sclay1983 that you may want to see if you are able to resolve the credit issue by filing a dispute with each of the credit bureaus, but not sure that they will be able to remove the foreclosure.
The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.