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Illinois does not have a post-foreclosure sale statutory right of redemption, which would allow a party whose property has been foreclosed to reclaim that property by making payment in full of the sum of the unpaid loan plus costs. On residential properties, there is a seven (7) month right of redemption online personal loan bad credit from either the time the foreclosure complaint is filed or three (3) months form the time a final online personal loan bad credit judgment of foreclosure is entered. A foreclosure sale cannot occur until these time periods expire. The comments by me and the materials available at this web site are for informational purposes only and not for online personal loan bad credit the purpose of providing legal advice. Most of the information you find here is easily available pay online personal loan bad credit day lender on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Illinois does not have a post-foreclosure sale statutory right of redemption, which would allow a party whose property has been foreclosed to reclaim that property by making payment in full of the sum of the unpaid loan plus costs. On residential properties, there is a seven (7) month right of redemption from either the time the foreclosure complaint is filed or three (3) months form the payday loans va time a final judgment of foreclosure is entered. A foreclosure sale cannot occur until these time periods expire. Sorry to be dense here, but Illinois does or does not have a post-foreclosure sale statutory right of 5 000 loan redemption? Illinois does not have a post-foreclosure sale statutory right of redemption, which would allow a party whose property has been foreclosed to reclaim that property by making payment in full of the sum of the unpaid loan plus costs. On residential properties, there is a seven (7) month right of redemption from either the time the foreclosure complaint is filed or three (3) months form the time a final judgment of foreclosure is entered.

A foreclosure sale cannot occur until these time periods expire. Sorry to be dense here, but Illinois does or does not have a post-foreclosure sale statutory right of redemption? The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.


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Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Thanks. So does my date of foreclosure go on my credit report as October 18th? So does my date of foreclosure go on my credit report as October 18th? Banks and other lending institutions typically bundle payment data from all of their customers and report to the bureaus every month or so instead of reporting data in real time.

The comments by me and the materials available at this web site are for informational purposes only and not for the online personal loan bad credit purpose of providing legal advice.

Most of the information you find here is easily available on pay check advance the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Hello Tracie: I too went through the same thing - five times over three years. In every case, the average processing time for my paperwork was four to six months! We finally had to hire an attorney to stop the foreclosure - we filed a Chapter 13 the day before the sale. Then while in BK, I filed twice for a loan mod - finally getting a standard modification. But once in BK, Citi keeps all the payments on a separate ledger so talking to them about what was due and what is not was more than very frustrating. I think Citi is on Central time - in Virginia, you are on eastern time, correct? So, keep that in mind when you call HO specialist - best time to reach them for me seemed to be about 8:20 a. Keep calling back every five minutes until you get to your person. You will just pull out your hair unless you talk to your person. And, if you are not satisfied with an answer, ask to speak to their manager. It said to call a certain phone number to let them know I accept the offer I did that, and the person who answered the phone in the instant payday loan department I was supposed to call had absolutely no record of any standard modification online personal loan bad credit offer. I then contacted my homeowner support specialist who I had been dealing with for this past year, and he was able to find the offer and record that I accepted it.


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So, limit the talking to different people - unless you are just testing the system to see if you can get some additional information. You have to realize that this mortgage modification process, I believe, is not about saving your home - it is about who will scream Uncle first -and generally it is the homeowner. Keep researching, keep reading, and keep up your spirits. My evaluation took four months - but I am in a BK, so I think the times are extended. But it took going through Michael to get the info on the BPO. The BPO agent had identified our 10x12 tubular steel metal carport (the cheap Home Depo ones), as a detached garage. I was grateful that Michael got me a person who would work with me on that. Over the past two years, even in past modification attempts, the home value was in line with the loan amount.

This last BPO - the BPO agents were obviously smoking crack or something. So, the second 100 loans BPO they ordered was much more in line with what had been assessed over the past two years - Standard Mod approved.

There were a few other things that had been holding it up, but again, through Michael assigning it out, it got to someone on their team who actually drilled down and could see what I was saying and was able to think past that. Also, thank you for your help and answers to my posts - they were really helpful. I do want to share with you - and I will email Michael - that the Standard Mod offer letter states to call a certain phone number to let them know I accept the offer. I did that - they had no idea what I was talking about...

I called my HO support specialist and took care of it. No problem, I am happy to help members anyway I can and I am so payday loans anchorage glad that you were finally able to get the modification trial going. Please keep us posted on how you are doing through the trial process. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Cat, I sent an email to both gentlemen you have previously mentioned about my loan last Friday, and I online personal loan bad credit was curious how long it takes to hear back?

I apologize if this has been asked before, I want to be able express payday to start working with someone and I am anxious. Cat, I sent an email to both gentlemen you have previously mentioned about my loan last Friday, and I was curious how long it takes to hear back? I apologize if this has been asked before, I want to be able to start working with someone and I am anxious. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of next day payday loans providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer I also emailed over a week ago and did not receive a response. I just called the executive response number indicated above-- and all they would do is give me the number for the loss mitigation department (866. I also emailed over a week ago and did not receive a response. I just called the executive response number indicated above-- and all they would do is give me the number for the loss mitigation department (866. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Thanks so much for the response. This month I stopped making payments on both loans (but not my HOA fees) and I suppose I am starting the road towards foreclosure, which is a terrifying prospect to me as IL is a recourse state and because of the feeling of responsibility and failure-- and my obligation to the renter who has taken residence.