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Sharing your own experiences and combining ideas to find winning strategies. But you never have much to say about your own deal.... Woman, you are one sad piece of work, portraying yourself as so loving and concerned about people. But as Maya Angelou always said, When people show you who they are, believe them? I happen to know that a request for comments is a mere required administrative process anyhow. Comments instant payday loans no brokers from common folk will never change a thing. The Supreme Court went ahead and changed the Court Rules. Apparently you never took the time to read the Committees Proposed Rule changes. Therefore the Trustee did not force a sale of the property? Also it is quite possible that the bank or trust that you were paying your mortgage to each month actually had NO proof during the BK process that they were in fact the owners in due coarse on the property and had in fact no right to collect any funds from the BK trustee. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.
One of the First things I have clients do is to get 1 copy of their Tri Merge credit report. THose of you who have mortage lates who can refinance or can pay off your back payments should call your lender and negotiate a term with them saying that if you pay the back payments in full either by a Refi or just Pocket cash, to have them contact the credit bureaus and remove the late from your credit report. It sounds hard and like a far online loans instant approval online loans instant approval stretch, but banks now are hurting too. Those folks who are able to get that done will be better off in the long run. I just negotiated this with a borrower of mine who was in a SUPPOSED FORECLOSURE with Countrywide.
He just sent them the 10k they WANTED to reinstate his loan and BRING HIS CREDIT CURRENT. He actually never missed a payment and Countrywide was trying to say that he WAS LATE...
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His credit should take 30-60 days, but going froma 550 FICO toa 600 FICO can make all the difference.
THis is a Credit Economy, not a Cash Economy, thats why when the credit markets seize up, so does the fear that the rest of the economy will. Everything these days is FINANCE THIS, FINANCE THAT... And that is becuase of what I call the Mafia rule... ANd thats really all an interest rate is, a tax on lended money to be paid over time. THe better reputation or credit scores you have and more documentation you have to support your borrowing habits, the lower the vig or rate on your loan. Stay on top of your credit reports and use the RAPID RESCORE feature at the bureaus. ITs a little known fact that errors and updates can be achieved in as little as 36 hours with proper documetation and the right channels.
ANd online credit check free remember you have 3 Scores, Transunion, Equifax, and Experian.
Your goal should to get all 3 scores within 10 points of each other.
Most banks and Mortgage Lenders nowadays want at least a 650 or better. If anyone needs detailed help where personal information will be shared, just email me and I will do what I can to help you for FREE. THe numbers to the credit bureaus should be on the credit report you recieve. DOnt fall for the scam of signing up for those freecreditreport. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily us loans available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Let these folks know that, I still close loans, and that I want to help them.
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You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. I did not start out to own two properties in Arizona. I had a credit score of 745 and a history of over ten years of paying on time. The realtor I used in Arizona talked me out of the incentive for my home cheap online loans which made same day bad credit loans the payments higher and then offered me a unsecured personal loans for people with bad credit job as her loans for single parents assistant to do payday loans online loans instant approval in san antonio no credit check PR and web promotions. I have contacted the FBI mortgage fraud team an I am turning myself in for falsely saying I was her VP earning two hundred and fifty thousand a year to open a line of credit with her for an unsecured credit fifty thousand dollars. Her idea to be ableto pay me back the twenty one thousand I had saved to buy the second home with her as a silent partner and she would pay me eighteen thousand when we short term personal loans closed on the home because she received a forty percent co-broke. There is another loan with my name attached from another bank.
I had a surgery last december and looking another this week and have been unemployed and living with my mother in California after renting both properties to try and make the payments. On second thought I probably should have stayed in my home but I wanted to at the time keep them and use the second home to pay off my debt in the future. Not going to happen, and my credit score is now 545, and I will have to file for bankruptcy, and possiblly go to jail. It was to good to be true, and now I will not recover from this mistake for ten years.