Online loan approval

Someone else within the forum would know better whether or not they can come after you for a charged off lien later down the line if you have equity in the home. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. A lien means they still have rights against property. The discharged debt is only against you personally. Maybe this is just a way to make you pay one way or another.

I have been trying to get ahold of overnight payday loans him for some time. CitiMortgage pulled my permanent HAMP mod after all trial payments made on time and I sent the notarized permanent mod docs online loan approval back. I have been fighting this for a year now and Citi refuses to accept the perm mod payments.

I have been trying to get ahold of him for some time. CitiMortgage pulled my permanent HAMP mod after all trial payments made on time and I sent the notarized permanent mod docs back. I have been fighting this for a year now and Citi refuses to accept the perm mod payments. Yes he works there, but I do not think in that department anymore. Did you email them using our special email addresses? The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing online loan approval legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Yes, I did back when online loan approval Citi first pulled my mod. He looked into what was going on then placed with a rep in the ERU dept. When it came time for the 1st perm mod payment to be paid Citi told me not to pay as they were still waiting for title to be recorded with the county. This went on for months till they came back with Sorry you are declined and placed back into foreclosure with a sale date. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. They placed me back into foreclosure the day after they confirmed receiving my notarized HAMP mod docs.

You can post here, but it is always best to start your own thread. Try contacting the Consumer Financial Protection Bureau, and a non-profit housing counselor to possibly help. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan payday loan company modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Purple Heart Homes and Citi Provide Housing Solutions and Support for Service-Connected Disabled Veterans and Their Families to provide housing solutions for service-connected disabled veterans will mean that a number of military veterans and their families will soon be able to start new lives in their new homes. Army Corporal Hamilton Kinard and his family, who will move into a fully renovated new home in Claxton, Georgia, Purple Heart Homes and Citi are helping injured returning troops begin the next phase of their lives with the modified housing and support they need.

Purple Heart Homes then works with third-party contractors to modify homes new loans based on the needs of the individuals and their families. Corporal Kinard, who sustained multiple injuries from an IED online loan approval explosion while serving in Iraq, is living with the challenges of traumatic brain injury (TBI), post-traumatic stress disorder (PTSD), cervical strain, hearing loss and degenerative disc disease.

As part of their assimilation back into civilian life, Corporal Kindard and his wife will also participate in loans poor credit a new mentorship program that will provide training on home maintenance and money management as well as financial counseling and career guidance.

Purple Heart Homes recipients are also encouraged to reciprocate by getting alternative loan involved online loan approval in local volunteer opportunities.

In addition to the Kinards, two other families will move into homes donated to Purple Heart Homes by Citi in the coming months. Army Specialist Alba Tanner, who suffers from PTSD, right arm paralysis, limited jaw motion and tinnitus, will relocate from Hammond, Louisiana, to an Atlanta home that will be fully renovated by Purple Heart Homes. Army veteran Jim Lea and his wife Teresa from Osawatomie, Kansas, will leave the 30-foot travel trailer in which they have been living to move into a small cottage while a larger home on the property is renovated. Lea suffers from severe PTSD and other injuries sustained during his tour of duty in Vietnam. Driven by the belief that no Veteran should be left behind, Purple Heart Homes, together with community, is committed to ensuring quality of life solutions for disabled American Veterans from all eras. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

I was current until June of 2009 and my FICO score was over 800.

But my income was severely reduced due to my job situation starting in early 2008 and my savings was depleting heavily. In June I applied for HAMP and was pre-approved over the phone for a 3 month personal loan company trial period, sent in all the paperwork to the tee, made payments diligently every month on time and in full.

But learned in December, six months into this 3 month trial period, that I was DENIED HAMP for unknown reasons. Fortunately I got a new higher-paying job in March.

But the income is still below levels it was when I got the loan in 2005. As my new higher-paying job started in March, I had to wait 2 weeks to collect 4 weeks of paystubs of my new job to be able to submit a proposal to Citimortgage.

Although it was only about 30 feet, it was the longest walk of my life. The nice Citimortgage rep gave me a counter proposal for a traditional modification.

After some negotiation with the help of a NACA rep, the Citimortgage rep offered me terms that I found favorable.

Thanks to this board, I called the Citimortgage number that had somebody who specifically dealt with NACA-related work-outs. The person told me they have record of the event and proposal and said it was into the review process and that I should call in 2 weeks for an update. Three weeks later I called that number and left a message with ZT. A letter told me that effective this week that my servicer will no longer be Citimortgage. Does them mean the same restructuring worked with NACA is being transferred to Acqura? Nobody I can get on the phone at Citi has been able to give me an answer. I left another message with ZT and still no answer. And yes, I emailed the CEO and two other executives at Citimortgage attempting to ensure the restructuring is going ahead and that only got me a form letter from the Executive Response Team saying they received my email. I had a false sense of security last year with HAMP and got burned.

The difference this time, unlike the HAMP situation last June, is Citimortgage had all of my financial information and documentation BEFORE making a proposal to me.

No, you story is not new, but thanks for sharing it with the community. Unfortunately, now that your loan has been transferred, it may screw this whole process up. What cash advance loan happens is that the other servicer bought the loan or bad credit payday loan direct lender rights to servicing it, and now they will handle the mortgage and any loan modifications. When they purchase the loan pool, the loans will stay the same as when they bough them.

Hence, they stop all loan workouts in order not to confuse the new servicer and keep accounting balanced.