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WF was awarded a judgement against me about 1 year ago.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years loans for women either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Before I left the online online loan apply direct payday loans States I paid all my balances and came to the Philippines. In 2014 fast cash loans no credit check I was doing research on places to rent because I planned to return to the States to get a divorce from my Philippine wife. I took advantage of a free credit search just to see what it said. I found that there was a credit report of an unpaid balance on my account which had been reported to the credit bureau.

I called the credit card company and the lady said that my account had been closed in 2006 for none payment and the balance was written off. I did not know of any charges other than what I paid off. I immediately sent a letter to the card company and told them it was an honest error and that I would pay the balance just send me the paper work.

I was never sent a notice of the cancel debt from any source. They re-opened that suspended and written off account, charged me interest for the last ten years online loan apply and wrote it off on their 2014 income tax which of course showed up on my IRS account as a cancel debt which I must figure as income on my 2014 tax return. When I wrote the letter to them in best payday loan sites 2014 they had my address yet I never received installment loans bad credit direct lender a notice of this action and did not find out online loan apply about it until my 1040 was sent back by the IRS and the cancel debt revealed. I have no job here in the Philippines, investments, business or any other income. It will take me likely the rest of my natural life to pay this off, that is if they let me make payments on it. Also, it looks like you are insolvent which means you only make enough money to cover your basic living expenses.

Hence, they cannot collect anyways and you can just ignore them. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our It is not the credit card company I worry about, it is the IRS. I may end up going the tax advocate route once I online loan apply get the final verdict from the IRS. I still think they cannot write the debt off after the statute of limitations has expired. If things for some reason do not work out and the IRS says you owe the debt, even with the IRS you can be considered insolvent and not have to pay the debt. A taxpayer is insolvent when his or her total liabilities exceed his or her total assets. The forgiven debt may be excluded as income under the insolvency exclusion. Normally, a taxpayer is not required to include forgiven debts in income to the extent that the taxpayer is insolvent. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Thanks again so much for no credit personal loans the information and the web address. I will keep that and may need it after I hear from the IRS.

It takes about two to three weeks to get a letter from the States so it may be a while factoring in the research and handling time.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site online loan apply are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. How can I find if WHO (if anyone) has bought my bad debit from Chase? The account is now showing charged of as of Jan 2013.

How can I find if WHO (if anyone) has bought my bad debit from Chase? The account is now showing charged of as of Jan 2013.

Did you happen to get a chance to check your credit report to see if the company may be listed there? Remember you can get one free copy a year from all three bureaus through annualcreditreport. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer According to my credit report Chase still owns my debit.

The way I understand things Chase has 6 yrs to come after me as online cash I live in AZ. It appears as though Chase validates the debit each month. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Back in July I got a summons (without a stated court date) saying I was being sued by Discover for about a 9K balance. No mail or notice ever arrived that there was a court date scheduled.

Back in July I got a summons (without a stated court date) saying I was being sued by Discover for about a 9K balance. No mail or notice ever arrived that there was a court date scheduled.

This seems to be a unique situation and I need loan fast have not seen anyone posting similar as of yet. Please keep us posted on how it goes for you as it will be able to help others that may find themselves facing the same. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Discover might have mistakenly found a person with a similar name who has a Chase account.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 instant cash loan no credit check years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. My family and I are going through some serious financial difficulties and I keep getting the run around with them.