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I am sure there may be good agents and brokers that may be offering his service and their intentions are good. But I need to get the word out to homeowners that there are many that are not good and in fact are the same crooks that scammed them when they sold them the loan or home.
Sure there may be some good agents and brokers helping people but in reality, if they are now working hand in hand with an attorney, then their attempts to be of service are actually being a disservice to homeowners.
So with that said, I recommend that a homeowner hire an attorney before any Joe, when considering hiring someone to handle this for you.
Because you know Sabine, it is by no means easy negotiating with your lender. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.
You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. The guy I talked to was named Jeremy and his company was one of the companies you listed above. I think the only thing that saved me from paying one of these yahoos to do a loan mod for me was this site. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.
Stand up for your rights, the law may be on your side.
While making monthly payments seems like an absolute under the mortgage contract, just like in any contract under certain circumstances long term installment loans for bad credit performance is excused. One such event is called a force majeure which is an extraordinary event or circumstance beyond the control of the parties, such as a war, strike, riot, crime, epidemic, or an event described as an act of God. In many business contracts there is a force majeure clause but not in the mortgage contract. Not to worry, best place to get a personal loan in the absence of such a clause the default is that performance is excused the clauses generally serve to modify the conditions of the excuse.
This is also instant loan approval no credit check found in the common law in Restatement (Second) of Contracts. Section 265 deals with impossibility that best payday loans discharges the contract and section 269 (seen payday loan comparison below) is about impracticability that suspends performance. The principle underlying the doctrine of force majeure is set forth in the Maxims of Jurisprudence in Cal. Maybe not indefinitely but possibly for the duration. Under those circumstances, your obligations under the contact may be discharged. Specifically, tell them that as a result your performance under the loan contract was rendered impossible or impracticable.
You should show good faith at this point by alerting them to your situation. It might not be as effective to spring it on them just as they are trying to foreclose. You could tell them that your performance has been excused and depending on your intentions you could assure them that after a given period of time you should be able to resume monthly payments. The banks are going to hate this because in many ways it becomes more their problem than ours. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. It meant an awful lot to me then to have you there. First, I cannot obtain any legal help aside from an occasional hour or two phone consult when the budget affords. If you remember, I am permanently disabled from an industrial incident some twenty years ago, and my income is quite restricted because of physical limitations and long term chronic pain medication use. Their recommendation was to apply for the Oregon Bar Association Modest Means Program which I did, however there are no participating attorneys in my remote county.
I have even reached out to a local attorney, but with no online direct lenders response, I need a small loan cannot see any options left to me.
I had over 60 emails back and forth with the admin of the program, leaving no stone un-turned toward success. Given my situation, this program was my only chance to recover my home and business and move forward. Imagine, the only loan requirement is that an owner continues to occupy online direct lenders the property for a five year period!
It seems to me that he would recognize the inherent value of a house and property, and despite civil issues, use some common sense and ensure that the mortgage issue was solved.
And why is he telling the loan person something clearly untrue?
Or did he think that by denying me this loan that I would give up my house, or agree to sell, or pay my ex-partner off? It feels like extortion, and none of these alternatives are acceptable. All my chances to get my loan back in order---gone. And I guess the ability to reinstate is gone because of judicial process? I wish you all well and will certainly appreciate any and all comments or suggestions. This forum is not as busy as it once was and the income is not enough to support even me working here so we all had to go on to get full-time jobs and in my case, 2 jobs which limit my time here. In my opinion, the main problem here is your ex-partner and this civil matter. Now that legal counsel is involved, it makes it even more difficult to work something out in your favor. The only thing I can think of is to consult with a bankruptcy attorney and see if there is any protections there for you, your business and or your home. It is just going to be hard unless you have the sufficient income to afford the loan payments. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.
Most of the information you find here is easily available on the internet.
You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. It involves a Dallas-area couple who tried to fend off foreclosure on their home and wound up victims of a scheme that preys on the desperate. Financial calamities tend online direct lenders to attract con men, and the mortgage mess is no different.
Almost low income payday loans always, the bankruptcies are filed without an attorney, a practice known as pro se.
The debtors, without an attorney to monitor their case, have no idea that their bankruptcy filing is being used in the foreclosure scheme. To understand how all this happened, we have to back up a couple of months, to the time when the Whites defaulted on their mortgage. Desperate to keep their home, the Whites chose a company called North American Foreclosure, which assured them its service was legal.
It drew up papers indicating the Whites were conveying 1 percent of their home to Casey. In her order, Jernigan warns bankruptcy attorneys to alert their clients to similar schemes. She also referred the case to federal and state authorities.
A final hearing to resolve the matter is scheduled for next month.
While sympathetic, Jernigan cleared the way for foreclosure. The Whites have been naively duped in this matter and have not themselves knowingly or fraudulently participated in acts that might be described as a bankruptcy online direct lenders online direct lenders crime, Jernigan wrote. They simply wanted to keep their home, feeling that they had exhausted all other options. In their hour of desperation, they found only false hope and became victims. My question is, WHY do judges sit idley by and allow these crooks to do their thing?