No hassle payday loans bad credit

WE are their CLIENTS and their company has a responsibility to provide good SERVICE TO US. As my documentation will prove, I have been paying your client regularly and their bad accounting is what has created AN ILLEGAL FORECLOSURE which I will also sue them for damaging my credit rating and causing further stress and illness to me because of their illegal business practices that include but are not limited to, harassing clients unnecessarily by calling and bothering and wasting their time as well as NEIGHBORS and FORMER family members of mortgagors, intentionally creating false late charges, imposing false insurance charges and escrow charges based on improper accounting and a lack of a company policy for coordinating their departmental information (accounting and insurance,) intentionally NOT paying ESCROW when the escrow payments have been received, creating UNAPPLIED FUNDS accounts with hundreds of dollars in the account when those funds should be applied to the Escrow and mortgage and intentionally NOT applying mortgage payments to the proper account numbers so the mortgage would be SEEM past due when it truth, it is CURRENT, AND sending out confusing statements INTENDED to cause mistakes by and emotional stress to mortgagors. In addition to above and below mentioned items that I will be including in my lawsuit, I will also be suing to be compensated for ALL illegally imposed late charges including interest as well as for time lost and emotional stress while attempting to explain to your client. Please see attached no hassle payday loans bad credit document that provides the legal statutes regarding late charges. The below is a quick excerpt regarding payments which are governed by Federal and state laws govern mortgage regulations about late mortgage payments.

The Federal Trade Commission (FTC), Housing and Urban Development (HUD) and Federal Deposit Insurance Corporation (FDIC) enforce them nationally.

Read about consumer protections regarding late mortgage payments. Regulations for HUD-insured homes allow for the servicer of the loan to charge a late payment fee 15 days after the due date, in other words not earlier than the bad credit lender 16th day following the due date. For example, if the due date on your loan is the 1st of the month, you are delinquent by the 2nd and a late charge can be assessed by the 17th if your payment has not been received. The loan servicer can usually charge up compare personal loan rates to 4 percent of the monthly payment as a late fee. Late payments are calculated separately for each month and monthly payments cannot be lumped together.

Late payments can also be waived as it is at the discretion of the servicer whether or not to charge a fee in the first place.

The borrower should especially have a late fee waived if the payment was late due to no fault situation. I CHOSE to stay while I watched so many walk away and BOA obviously needed to clean up their books and a bunch of upside down condominiums on their books was a perfect way to do so.

I assume that you will be communicating with your client and me shortly to remedy this situation. My next email will be documentation of current payments scheduled via BOA and ABFS to show my good faith EVEN IF GTS IF NOT SHOWING GOOD FAITH NOR GOOD BUSINESS PRACTICES. Melissa, no hassle payday loans bad credit I am not sure what you are asking here as we are not attorneys. You would need to review this with a real estate foreclosure attorney in your state to see if there is a case and how you should proceed.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to same day loan no credit check any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Jason Varela, Michael Milton, Parker Stafford, Robert Galitz of the former Harborline Mortgage of Clearwater, FL, colluding with Rocky Point Title, also of Clearwater, Fl, all seem to have conspired to profit by bankrupting me, using my 600k or no hassle payday loans bad credit so in equity to have a mortgage fee fest! Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. My first mortgage on our residence was on lot 33,where the house was built, and adjoining lot 34. All mortgage payments were ontime for fifteen years. Then I refinanced the loan with GMAC to include ONLYlot 33 with the house. The mortgagecontract and the warranty deed, as signed by myself, were recorded with CASSCounty Registration of Deeds as such. All mortgage payments were paid on timeas per agreement.

Two years into the mortgage, I wanted to sell lot 34 to helpfinance a new home in Colorado. To my dismay, I could not sell lot 34 becauseGMAC nearest payday loan store added lot 34 (hand written)to the original contract and re-filed the mortgage contract and thewarranty deed with legitimate payday loans the County Registration of Deeds. After 3 months of no action I stopped payments hoping to force aresolution. I just received threatening letters of foreclosure. In summer of 2009, I moved out of the houseand hired a real estate attorney. Afterseveral months of nowhere negotiations I filed suit in the County DistrictCourt. GMAC caused this foreclosure by fines, interest,overcharges, forgery of legal documents, etc. It took them over 2 years tocorrect this grave and felony forgery of legal documents. Have you contacted the credit report bureaus to dispute it? I believe you can put something on your credit report to explain this. Sorry this happened, how frustrating :-( I am so sorry that you are having to go through all of this. Since you have documentation of the correction, I agree with sclay1983 that you may want to see if you are able to resolve the credit issue by filing a dispute with each of the credit bureaus, but not sure that they will be able to remove the foreclosure. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer sammy, I think you may be cash loan lenders out of luck here. If you made the decision to stop making payments, then the foreclosure stays on your credit. Just because GMAC forged something, that did not cause you to miss payments.

You can take a shot at submitting something to the bureaus - I think your only change of winning a dispute would be for GMAC to not respond satisfactorily within the time constraints for answering a dispute. The bureaus are not going to do a thing for you otherwise.

I have been through this with the credit breaus - have been egnored.

Even false address no hassle payday loans bad credit on my report are not removed after too disputes.

I just want people to know what this loan companies are capable of doing. They can get by with fraud - If I did this Iwould be in jail!

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We received a letter from GMAC offering to reduce our principal from 297,000 to 243,000.. I asked why are we being offered this to the loan officer Terry Bradley (our current no hassle payday loans bad credit lender is Homecomings which is GMAC) he replied that it is to keep people from walking away from homes and to keep their customers. Thanks, susie las vegas, nv You might want to ask if this is the H4H program with FHA because GMAC is able to refinance into this program...........

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. I guess there will be a lot of new things happening in the mortgage market.. The general word as to why they are doing this is that there is something wrong with the original mortgage that makes it unsellable to another lender. They are trying to repackage the loan so they will be able to sell it to another servicer (i. But I am not agreeing to anything until they do exactly what I want - they want to sell my loan, fine, but there are irregularities in my file and I am going to use that as negotiating power.

If GMAC are willing to do a principal reduction I would say there is no reason not to ask them to come down even more honestly. You have time to do a quick run of (deflated) comps so you can at least get it right in your own head if this is a good deal or no.