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I really like how the Naca system is laid out that you can do everything online! I just finished doing the counseling and started faxing in my documents. I really like how the Naca system is laid out that you can do everything online! You are on your way, I do hope that you are able to get an affordable workout through NACA. Please do keep us posted throughout the process and Good Luck!! The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer I have been away on the road working..... I love the web interface and they always call like they promise....

I love the web interface and they always call like they promise.... No problem, I am so glad that your experience is going great so far.

Ocwen is one of the best servicers to work with on loan modifications and one of the first to begin providing them. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I want to start off my first post to say thank america payday loan you to those no credit check responsible for this site and spending your time helping us with our nightmares as well as everyone that has shared no credit check their stories and experiences along the way. I have been coming to this site bad credit secured personal loans for about 3 years now off and on quietly reading during my worst times, finding this site and learning what I have through others stories since then has been priceless.

Before I go to far, let me get to the american payday loan origin of this post. From what I was told all Homeward accounts will become Ocwen or are they transferring just mine?


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Does anyone have more knowledge of this transfer and should it be a concern of mine? I bought a duplex back in 2004, the closing was April 1st (ironic), the theory of renting the other side to help pay the mortgage was logical at the time. Financially everything relaxed after BK but I owned nothing and was making half of what I was used to but was able to make my mortgage payments as long as I collected rent which I did for almost 6 years with the same tenants faithfully.

That was soon to end, my tenants finally moved and thats when my new problems came about. Turns out not everyone pays rent on time, or at all at times. Within the last 3 years and 2 more tenants, I have received the rent on time maybe 8 months out of 36, lost countless months of rent just not paid and thousands of dollars in repairs. I was unable to pay my mortgage with this nonsense going on and thought I was going to lose my house, thats when I started my 1st loan mod, of course at the time I was totally clueless as to what a loan mod even was, then comes all the paperwork, which I am horrible at but I did what i was told. Wont answer the phone, wont call you back, always missing documents, Sound familiar?

I was able to keep up for the most part keeping in mind work is a roll of the dice, and loansdirect I cant count on rent ever either, so I have no reliable source of cash. I really have no clue what to expect this time, but I am counting on some down time with this mod to get things figured out and buy me some time.

You might have to start over on the HAMP, depending on what paperwork you have so far.

Before I go to far, let me get to the origin of this post. From what I was told all where can i get a payday loan loans pay day with bad credit Homeward accounts will become Ocwen or are they transferring just mine?

Does anyone have more knowledge of this transfer and should it be a concern of mine?

Yes it definitely seems like you have been given the typical run around these past few years and it actually may be a good sign that your mortgage is being transferred over to Ocwen. Ocwen has shown to be one of the best servicers to work with when it comes to loan modification and has offered some of the most favorable terms we have ever seen. Having your mortgage transferred from one mortgage servicer to the next is extremely common and this may happen several times throughout the course of the loan.

Once your loan is updated in their systems (usually takes 3-60 days) everything will no credit check remain the same and you can continue working on a loan mod with Ocwen and you will find MANY others who have received, or are in the process of obtaining a mod with them. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.


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Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. I now know they bought out Homeward, I was unsure of this. Thank you Evan for relaxing me a little with some positive info concerning them, maybe the transfer will buy me some extra time as well. No problem CThell and this should buy you some time while the transfer takes its course. You will find many other threads and members here who have achieved a mod, or are in the modification process with Ocwen.. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. You might have to start over on the HAMP, depending on what paperwork you have so far. I read a couple of your posts in some of the threads I was wandering through today and sounds like you were recently waiting on a loan mod your self, how did you make out? Lol you will get the hang of it pretty fast and we have a google search bar on the top of our page to make your search much easier. If you type in Ocwen or any other keywords you will find many no credit check discussions on that topic. You will find excellent information from others going through the process with Ocwen. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer I read a couple of your posts in some of the threads I was wandering through today and sounds like you were recently waiting on a loan mod your self, how did you make out? I kind of have felt that as long as no one auctions off my house, it can take as long as it takes. Evan, thanks for those links, I read a LOT yesterday about Ocwen both positive and negative and one thing I observed was there a ton of transfers from every direction going to them.

Evan, thanks for those links, I read a LOT yesterday about Ocwen both positive and negative and one thing I observed was there a ton of transfers from every direction going to them.

Thanks for the suggestion and we have actually been talking about getting an Ocwen section up in the forum. You are right there have been MANY transfers to them this past year and we have hundreds of members here with Ocwen alone.

The comments by me payday loan lenders and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any small personal loans individual attorney. Please Read our Privacy Policy and Legal Disclaimer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. I came to within a few hours of that, actually, with the various players involved. KimberlyS, I read your story, talk about a close call. They transferred you at the right time, no wonder your happy with Ocwen. I want to make sure I navigate the system correctly. I came to within a few hours of that, actually, with the various players involved. Hi Samantha- I was how to get quick cash in touch with the trustee and with Ocwen. Try to get as much info as you can on how the trustee operates. They may have a date set but may need bidding instructions or something from Ocwen.

It took me several phone calls to figure out the process. Also, if your loan just transferred, it will take a few days for the sale date to show up. The Hampster wheel thread and the letter to BofA thread by freedomwon have some great info on getting sales postponed. I am joining this thread because I am in a similar situation. I am hoping that Ocwen is reviewing my loan now and not Homeward Residential.

I have no question here but just wanted to share my story on this thread and give updates to my loan. I am hoping to get a loan mod that is as good as the other loan mods Ocwen was giving out on this forum. Hi juana- if you see your account on the Ocwen site, then your loan is with them now and not Homeward Residential.