No credit check online payday loans

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

You should contact your attorney to obtain advice with respect to any particular issue or problem. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. My mortgage started out with First Magnus Financial corp in April of 2007, when Countrywide somehow started receiving my payments. I requested a credit report on July 31st,2007, and bad credit rating loans there was no mortgage company listed except my former mortgagor. Then somehow my mortgage became BAC home loans, who in August of 2010 filed foreclosure on me. I missed one payment in march of 2009,(only time I ever missed a payment, and was never late) and BAC decided they were going to help me. I made my April, May, and June 2009 payments as I always did.

In July, 2009 BAC told me they were putting me on the forbearance program. This went on for 6 months, with no long term solution even discussed. So no credit check online payday loans I called now, Bank of America, and was told they were going to give me a modification, we all know where that went. They had a copy of my mortgage from court records, and a copy of my note, with no endorsements. The first foreclosure had an unrecorded assignment through mers, assigning my mortgage over from First Magnus to BAC home loans, FKA delaware payday loans Countrywide, which was dated August 12th, 2010, one week before they put me in foreclosure, and remember, First Magnus filed bankruptcy in August of ,2007.

Then in February of 2013, Bank of America started a second foreclosure on the same property. This is the only recording of any transactions, from any bank, other than the original recording of the mortgage with First Magnus. This time Bank of America in count II, added in an enforcement of lost instrument. Of course I am fighting installment loans no credit check direct lenders pro se again, so we will see what happens.

My no credit check online payday loans mortgage started out with First Magnus Financial corp in April of 2007, when Countrywide somehow started receiving my payments. I requested a credit report on July 31st,2007, and there was no mortgage company listed except my former mortgagor. Then somehow my mortgage became BAC home loans, who in August of 2010 filed foreclosure on me.

I missed one payment in march of 2009,(only time I ever missed a payment, and was never late) and BAC decided they were going to help me. I made my April, May, and June 2009 payments as I always did.

In July, 2009 BAC told me they were putting me on the forbearance program. This went on for 6 months, with no long term solution even discussed. So I called now, Bank of America, and was told they were going to give me a modification, we all know where that went. They had a copy of my mortgage from court records, and a copy of my no credit check online payday loans note, with no endorsements. The first foreclosure had an unrecorded assignment through mers, assigning my mortgage over from First Magnus to BAC home loans, FKA Countrywide, which was dated August 12th, 2010, one week before they put me in foreclosure, and remember, First Magnus filed bankruptcy in August of ,2007. Then in February of 2013, Bank of America started a second foreclosure on the same property. This is the only recording of any transactions, from any bank, other than the original recording of the mortgage with First Magnus. This time Bank of America in count II, added in an enforcement of lost instrument. Of course I am fighting pro se again, so we will see what happens. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer FORECLOSURE FRAUD BANK OF AMERICA , 2015. Yep, two very different notes, two sworn statements stating they are original. The first one was on a lost note count, which had an endorsement in blank on an allonge, which later was changed to an original note by sworn testamony.


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The second note had Countrywide filled in in the pay to the order of, with 2 additional endorsements, which was filed in the official records, dropping the lost note count. When I filed a motion for summary judgement, the bank filed an oppisition to my motion for SJ, in which they filed the blank endorsed note as the original note, with another sworn statement.

This is clearly fraud on the bad credit no credit check online payday loans installment loan companies court, because one of the notes is forged or both are.

Tried looking up two endorsed notes in same foreclosure on the internet, but could only find one here in Florida. Figures, Florida has put retired Judges in our courts, to get rid of all the foreclosure cases, and it is all paid for from our settlement we got from the banks. The foreclosure laws have all been changed to protect the banks of their fraud.

Not that much information on the case, looks like they swept it under the rug. The courts go after the attorneys in the case for fraud on the court, give them a slap on the hand, and tell them not to do it again. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Long story short, BOA bought loan from Countrywide. Filed Chapter 7 BK in April 2011, not reaffirming the house. I did my own response, requesting more time, and just rode it out. Apart from a few packets for yet another loan mod and letters from realtors about short cash one payday loan sale, nothing heard until a few days ago when we got slammed (regular mail) with a Motion for no credit check online payday loans Summary Judgment.

Everywhere I look on the internet it says file a response. This forum has been a great source of comfort for me.

To commence foreclosure, the lender files a lis pendens and complaint with the court and serves it on the borrower and all lien holders. The Court Clerk issues a notice of sale containing the location, date, and time of the sale, which must be published once a week for two weeks, with the second notice appearing at least five days before the sale. Foreclosure procedures in Florida are all Judicial Foreclosures controlled by the no credit check online payday loans courts.

The lender must sue the borrower and obtain an order to foreclose.


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Depending on the court schedule and load, it normally takes from 180 to 200 days to complete the foreclosure process in Florida. If contested by the borrower or if the borrower files for bankruptcy, this process may be delayed further. The Florida foreclosure process begins with a Notice of Default when the lender notifies you that you are in default of your mortgage.

This is notice that you have fallen behind enough that the lender is beginning foreclosure proceedings. This typically happens after the borrower is more than 3 payments behind. The lender will then file a Lis Pendens, or suit pending. This is a lawsuit against you for defaulting on your mortgage, demanding that you pay your mortgage in full. The Clerk of Court will record the Lis Pendens and you will be served. You will then have 20 days to file an answer with the court in regards to the foreclosure. By filing an answer, you will get an opportunity to present your side at a hearing overseen by a judge. Answering the complaint may also delay the time period for the foreclosure, but that is not guaranteed.

There is an additional 20 day answer period before the hearing can be held. If you are unable to successfully contest the foreclosure, or work out a loan modification or short sale, the judge will set a foreclosure sale direct lender cash advance date which is typically within 30 to 45 days following your hearing. This is when the property will be sold at auction to the highest bidder. After the sale, there is a 10 day waiting period (or longer if specified in the judgment) before the Clerk issues a Certificate of Title to the new owner. The lender may sue the borrower for a deficiency judgment if the sale price does not cover the balance due on the loan plus costs.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.