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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Following a public comment period, the Federal Trade Commission has approved a final order settling charges that Equifax Information Services LLC violated the Fair Credit Reporting Act and Section 5 of the Federal Trade Commission Act by improperly selling lists of millions of consumers who were late on their mortgages. The order also prohibits Equifax from 1) furnishing prescreened lists to anyone that it does not have reason to believe has a permissible purpose to receive them 2) failing to maintain reasonable procedures designed to limit the furnishing of prescreened lists to anyone except those who have a permissible purpose to receive them and 3) selling prescreened lists in connection with offers for debt relief products or services and mortgage assistance relief products and services, when advance fees are charged, with limited exceptions. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the payday loans in nevada information need money quick you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to need money quick any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 need money quick years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Here is just another example of how the banks are scamming the American people and are just allowed to do it because there is no regulation, concern, or commitment to the citizens of this country. In the instant loans no credit check beginning of 2011, we went on a payment plan with Citi for a credit card that we were having difficulty in meeting payments because of unemployment. We had the payments withdrawn directly from our checking account and never missed a payment.

They continue to call numerous times a day and as far as I am concerned this is fraud and harassment. I reported them to the Credit Bureau, Better Business Bureau and other agencies.

Beware of any payment plans Citibank offers - they are full of crap! I had an auto loan that was transferred to Citibank.

My loan was paid in advance and current when they received it. I had previous statements to prove that fact and it didnt help. They claimed I had spuratic missing payments in random months going back 3 years on my loan. I gave them copies of my bank statements and went all the way back to the day I weekend payday loans purchased the car to try and straighten out my account and could not get anywhere with them.

I had about a year left on my loan and had not received credit for five payments. I spoke with a supervisor who told me that she received the copies of my bank statements showing the missing payments and she was not able to give me credit for them. She said that when a payment is missing they have to track it down in order to credit it to the right account. If the payment was applied to the wrong account they remove it and credit it to the right place. She said if they received my payment and were unable to match it to an account, they would post my payment into a suspense account until it was claimed. If I gave them proof a payment was made and not credited to my account, they would need to locate it in order to give me credit for it. If there were no payments that belonged to me in payday loans for poor credit their suspense account when I reported them missing then they could not help me or provide credit for them. I prove they received my payment and they cannot locate where they posted the money so they are not going to give me credit for it.

I reported this problem to everyone who would listen including the Attorney General by submitting a complaint through their website and no one could help me. They started sending people out to reposess my car over these missing payments that I did now owe and that scared me so I had my employer advance me the money to pay off the whole loan in advance. I expected them to credit the payment and refund the overage once the account was paid and closed. I waited three months and never received my pink slip so I started calling and writing. My payment was received and applied, I over paid the amount due and a refund should be issued shortly for the overpayment and will be sent with my title. Six months after I paid off the account they sent someone to reposess my car again. I refused to give it to him and locked it in the garage claiming my loan was paid in full. No one at their office had a clue on what was going on with my account. I kept receiving monthly statements that showed my over payment and a credit balance on my account for about 8 months. They reversed the amount I paid 8 months after it was received and credited. Instead of reversing it as a single large payment, They broke it into monthly payments and subtracted it one by one (all on the same date 8 months later).


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Then they added 13 late payment fees for each month now missing a payment going backwards (again all on the same date). So why did they reverse my payment that paid off my account? A person in their fraud department said that the name on the bank account where the payment came from did not match my name on my auto loan account with them. Because the names did not match, they were not sure if the payment was correct so they claim they called my Employers office to verify it and they were not able to. They wanted to verify that the payment was posted to the right account, but they were not able to talk to them about my account because my employer is not on my account and there are privacy laws that prevent them from sharing information. So they called to verify the payment, but could not speak with them because they were not me so they could not give me credit for the payment that was applied almost a year ago. They backed off a payment that was credited for almost a year. I asked them and they said they could not tell me because my name is not on the check and their are privacy laws that prevent them from discussing personal information with me when I am not listed on that account. They have no responsibility to protect my employer when he does not have an account with them right?

She need money quick told me she could not tell me where she refunded my payment to. They sent my file to their legal department for reposession and my balance continued to grow.

The debt was on my credit report until I sent a copy of the last payment made on the account to the bureau. I am left with a car that has a leinholder on the title that will never sign off on the car.

They stopped looking for it and eventually lost my file. Now they tell me that I never had an account with them 1 hour loans for bad credit cause there is no file. At the same time, they will not sign off on my title or payday loans joplin mo release the lein. They tell me that their company should not be on my title because I never had a loan with them. I had an auto loan that was transferred to Citibank. My loan was paid in advance and current when they received it.

I had previous statements to prove that fact and it didnt help.

They claimed I had spuratic missing payments in random months going back 3 years on my loan. I gave them copies of my bank statements and went all the way back to the day I purchased the car to try and straighten out my account and could not get anywhere with them. I had about a year left on personal loans greensboro nc my loan and had not received credit for five payments. I spoke with a supervisor who told me that she received the copies of my bank statements showing the missing payments and she was not able to give me credit for them.

She said that when a payment is missing they have to track it down in order to credit it to the right account. If the payment was applied to the wrong account they remove it and credit it to the right place. She said if they received my payment and were unable to match it need money quick to an account, they would post my payment into a suspense account until it was claimed. If I gave them proof a payment was made and not credited to my account, they would need to locate it in order to need money quick give me credit for it. If there were no payments that belonged to me in their suspense account when I reported them missing then they could not help me or provide credit for them.

I prove they received my payment and they cannot locate where they posted the money so they are not going to give me credit for it. I reported this problem to everyone who would listen including the Attorney General by submitting a complaint through their website and no one could help me. They started sending people out to reposess my car over these missing payments that I did now owe and that scared me so I had my employer advance me the money to pay off the whole loan in advance. I expected them to credit the payment and refund the overage once the account was paid and closed.

I waited three months and never received my pink slip so I started calling and writing. My payment was received and applied, I over paid the amount due and a refund should be issued shortly for the overpayment and will be sent with my title. Six months after I paid off the account they sent someone to reposess my car again.

I refused to give it to him and locked it in the garage claiming my loan was paid in full. No one at their office had a clue on what was going on with my account. I kept receiving monthly statements that showed my over payment and a credit balance on my account for about 8 months. They reversed the amount I paid 8 months after it was received and credited. Instead of reversing it as a single large payment, They broke it into monthly payments and subtracted it one by one (all on the same date 8 months later). Then they added 13 late payment fees for each month now missing a payment going backwards (again all on the same date).

So why did they reverse my payment that paid off my account? A person in their fraud department said that the name on the bank account where the payment came from did not match my name on my auto loan account with them. Because the names did not match, they were not sure if the payment was correct so they claim they called my Employers office to verify it and they were not able to.