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Second with Citi was discharged in Chapter 7 in 2010. Stopped paying over four years ago, got a few phone calls after the first 3-4 months of not paying and even told the gentleman that we would like to settle on one of the phone calls. Would like to settle but also not in a big hurry to settle. I was wondering if Citi even holds the note anymore. I would get a copy of your credit report to see how it is reporting and who is the owner of the debt. Often the county recorder will not reflect the current owner because mortgage servicers sometimes take months, to a year or never to update the county records because they are eit6her too busy and or do not care. The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report. The form is on the back of this brochure or you can print it from. Do not contact the three nationwide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not need loan bad credit reflect the opinions of the firm or any individual attorney. Please Read find private lenders now our Still showing as Citimortgage on credit report. I thought that I would have heard from a collector by now and would have had a chance to settle with them. They just need loan bad credit have hundreds of thousands of mortgages, personal loans, debts etc they manage and things get backed up and or delayed. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.


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The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm loans for bad credit scores or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Attention Texas and Florida Homeowners! There are many Citi events coming your way soon so stay tuned and check back for details!

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The National Mortgage Settlement is an agreement between state attorneys general and major loan servicers, including CitiMortgage, Inc. This agreement provides relief to eligible borrowers through improved servicing standards and borrower assistance programs.

Citi offers a range of options, including new programs designed to assist: personal loan apply online Homeowners who are current on their mortgage, but their home has negative equity (meaning more is owed on the home than it is worth).


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The comments by me and the materials available at this web site are for informational purposes only and not need loan bad credit need loan bad credit for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please quick fast money Read our Privacy Policy and Legal Disclaimer It does look like we would qualify for the principal reduction I will be e-mailing my specialist to make sure that is requested I was under the impression that all options are reviewed with an application do you know if that is true or not? You should also use the contact number in the link to be absolutely sure that your loan is eligible.

This settlement was just finalized 90 days ago and the servicers have only just begun to reach out to borrowers that may be eligible which is why one would need to be proactive in finding out if they are eligible. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at paydayloansonline or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have a 2nd mortgage with CitiMortgage that was charged off in 2011. It has been removed from my credit report, but their is still a lien on my property. I have tried EVERY phone number with CitiMortgage to talk to someone about this but every person I connect with cannot find the mortgage in their system.


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Does anyone know if there is any other contact info I can try?

You can usually find out for free by visiting your county register of deeds and some counties have free online search.

No matter which number I call they cannot find any record of my mortgage. No matter which number I call they cannot find any record of my mortgage. Charge off is simply an accounting term for the bank and really means nothing to the customer. However, check your statue of limitations in your state for collecting on a lien. I believe its all under Citi bank now, but that didnt happen until fast cash las vegas around 2018. On my loan Citi bank had the mortgage but CitiMortgage was the servicer. Citi Mortgage was listed as my 2nd mortgage lien holder when I went through bankruptcy. The last contact number I used for them was 1-800-283-7918. I would get copy of the lien from your county clerks office.

Send a copy to Citi and request a lien release or verification letter that they do not hold the lien anymore. Then you may have to pay a title company to do a title search for you.

If it still shows Citi as the holder of the lien and they have no record, you could move forward with a proceeding you are asking a judge to need loan bad credit quiet any claims that others may have in your property. All possible lien holders are to appear in court or be represented to state their claim. The process takes need loan bad credit about 6 months then a judge looks at all available documents and decides who has legal ownership of the property. This judgement is then attached to your property and a clean title is issued. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a payday loans in raleigh nc loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.