Need cash now

Here in California things are much different and are changing week to week. Any feedback on this from you all would be appreciated. My mom was 86 when we bought this house back in 2006. She had limited income being on SS and Navy Annuity. We refinanced in 2007 with Countrywide which was later sold to BoA.. I paid off my car and we made a few improvements to the house. We could still make payments with her income and my unemployment. Neither of my 3 brothers are willing to help me in this fight for me to stay in my home. I have no children, just free loan my three cats and if I lose them I might as well toss it all in. Well, I just read my posting of two years ago on this thread. When this fraud began, I was a youngster in the workforce. Now, the fraud still goes on, still in my home, fending them off over and over again. I do believe if anything, the tactic the banks use on those over 60 is to stress us out, hope our health gives out, wait til we die and then swoop in to take our homes. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. It is a nightmare the banks are still trying to screw us. If you see a house say for 350,000 you can bet that by the time your going to buy it. You have to place a bid because at least 5 people will bidding also. One realtor told us if you want this house its my listing and I can see to it if you get direct lender payday advance it or not.

Then they want you go through their lender before they same day loans online bad credit will show you the house. Every single one of them wants you to go through their lender first.

In California it is hard to find a decent house at a good price. Your right we will be sweeping up their mess for a long time. Number one, the banks, (not the Realtors,) are demanding you Have a pre-approval from their bank. I think this should be illegal, but as a Realtor, you have no say.

Buyers think NOTHING of having you work for them for six months, then changing their minds about buying, or blaming you because they lost the house of their dreams because their bid was too low. If you are not pre quqlified, you should not be upset if the Realtor demands that you do that FiRST.

I used to take people out without asking anything of them, I stopped doing that. It costs me money to drive you around, I need to know if you emergency loans for rent are really buying a house, if you are just looking go to open houses. Buyers and sellers have been really abusive to Realtors in the last few years. We are human beings with families to support and bills to pay. We are not toys for your pleasure to give you something to do on the weekends. It is a nightmare the banks are still trying to screw us. If you see a house say for 350,best payday loans 000 you can bet that by the time your going to buy it. You have unsecured personal loans bad credit direct lenders to place a bid because at least 5 people will bidding also.

One realtor told us if you want this house its my listing and I can see to it if you get it or not. Then they want you go through their lender before they will show you the house. Every usa payday loans single one of them wants you to go through their lender first. In California it is hard to find a decent house at a guaranteed loans for bad credit good price. Your right we will be sweeping up their mess for a long time. No Luvmyhorse, I know you guys have to make a living but why be rude to a person who already has a loan. I just trying to say the banks are still not being fair. If you really want that house its their way or no way. Tell us what goes behind the scenes maybe we can play beat them at their own game but I doubt it. If the lender insists that you use them to get pre-qualified, why are you blaming the Realtor? I am rude because I have been treated rudely by buyers and sellers for so many years that I have no more tolerance for the abuse. People act like Realtors are paid government employees there to serve you. If you ask a Realtor to work for you, yet you are not prepared or able to purchase what you are doing essentially is taking advantage of someone. People should not be purchasing bank owned properties. If you want to play their games you have to play by their rules. No Luvmyhorse, I know you guys have to make a living but why be rude to a person who already has a loan.

I just trying to say the banks are still not being fair.

If you really want that house its their way or no way.

If you are buying a house with me, you better be able to prove you are qualified and sign a contract that you are using me to purchase. You call me all hours of the day or night to ask me questions. You ask me to drop everything to run and show you a house. I need cash now fulfill my part of the bargain, and your part is to make sure I get paid.

One buyer said to me repeatedly how I got rich on him. I guess he thought I was his best friend doing him favors for free. If the lender insists that you use them to get pre-qualified, need cash now why are you blaming the Realtor? I am rude because I have been treated rudely by buyers and sellers for so many years that I have no more tolerance for the abuse. People act like Realtors are paid government employees there low interest unsecured personal loans to serve you. If you ask a Realtor to work for you, yet you are not prepared or able to purchase what you are doing essentially is taking advantage of someone. People should not be purchasing bank owned properties. If you want to play their games you have to play by their rules. We are already approved and said we would have the papers for him for the approval. For the record we said we would use him but I said forget him. It would have been different if I used him and abused him for 6 months already. It is just that experience that left me with a sour taste in my mouth. So tell us why are they trying to use this scam now,the banks i mean. I guess I just look for opportunities to tell MY SIDE of the story. I personally know a few, but many are decent hard working people like I am. We have to tell the buyer that we were told there is another offer. I felt if I told my buyer she would think I was lying and trying to get her to bid higher. As it was she may have been angry with me, because maybe she would have bid higher. When one offer comes in, the Realtor calls all the people who have seen the house and says we have an offer, if you want to put one in do so now. Well if he showed you the house first, then you would have owed him the commission, even if you came back with another Realtor.

He could not however threaten you the way he did, and in fact, you should report him to the local board. Now, I say this with caution, because people just do need cash now not realize how they use and abuse Realtors.


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I have found that the worst of them make the most money. Its the oldest trick in the book, and this guy has more listings than 20 Realtors put together. We are already approved and said we would have the papers for him for the approval. For the record we said we would use him but I said forget him. It would have been different if I used him and abused him for 6 months already. It is just that experience that left me with a sour taste in my mouth. So tell us why are they trying to use this need cash now scam now,the banks i mean. She showed us a house almost like the rude realtor one,not as nice as his but I told her put a bid on it.

This kills me the person with the most cash will get it probably. You should always shop around and get the best APR available. I hate to shop around because they keep taking your credit score and lowering it. When this whole thing started (four years ago) it never occurred to me that age would be a factor at all. I still do not think it is a factor in being denied for a modification or trial need cash now payment plan for four years.

However, when I read the postings from those who move out of their house to take a job elsewhere, begin life again, well, now that I am 62, that is just not going to happen. The career merry-go-round is slowing down for us in this age bracket. My best working years were put into my house, improving it. It is just not so easy what is cash holiday payday loans advance to close up and start over now. Maybe Jamie Dimon would be willing to share his retirement fund.

So, I like the idea of the Grannies and Grandpas uniting. Maybe us elders need to pursue this avenue, whether it be AARP or otherwise. And those rockers are inside our homes or on our porches! House is 100K underwater mortgage taken out in 2005 when I moved here to take care of my mother, who died last spring. I will try to sell my house first, although there are 7 other houses for sale in my neighborhood (2 are short sales). That should enable me to move back to my home state, put a 3 - 4 month payment on a rental, and get some sleep after all this is over. I looked up the foreclosure laws in my state (Alabama). I live in a recourse state, and I expect that the lender will come after me for a deficiency judgment.