National payday loan

I did send a generic note from there website to the hardship department stating I could not make my hardship payments any longer. In tha past they are have started calling as soon as I was 10 days ( the grace period) late. Maybe they are just so inundated with collections now that they just havent gotten to me. I must be sick but I am actually looking forward cash day loans to getting the ball rolling and starting the negotiations. Odd thing is I am now 23 days late on my second with HSBC and I have not heard a peep. I did send a generic note from there website to the hardship department stating I could not make my hardship payments any longer. In tha past they are have started calling as soon as I was 10 days ( the grace period) late. Maybe they are just so inundated with collections now that they just havent gotten to me.

I must be sick but I am actually looking forward to getting the ball rolling and starting the negotiations. I am due on the 10th, they started calling yesterday, and actually i could report them as I am in active Ch-7, and its against the law for them to call me. I say hello and the person asks if they are speaking to MR so and so and I reply yes how may I help you. Then He says I am calling to see if you can make a payment today to bring your account current. I say no and he no hassle loans says well when do you think you can.

I say as soon as you give me a permanent with principal reduction that is affordable. Silence then Um you are already on a temp hardship and that is all we can do.

I say well unless you in the loan Modification or mitigation department we have nothing to talk about. He says well I will note your account and you need to call 1 800-340-7505 and talk to the hardship department.

I say ok, Bye After a little while passes I decide what he heck I will call the number he gave me and a nice lady answers and goes through the same old usual Speel and then says How may I help you. I say well I say told I needed to call you and explained my situation. She is silent for a few seconds and says, I see well then its up to you.

I will just make notes and she said its up to us to make the next move. I get this uneasy feeling that those of us that have Mortgages with HSBC are just bastard step children of the industry.


Next day loan

No one really knows or has much information on our parents. I would welcome any input or information on success or failures in dealing with HSBC. I am really at a loss as to the best or most logical way to proceed. I get this uneasy feeling that in the end our only solution will end up being to file BK and walk away.

I have yet to find one story about anyone successfully dealing with HSBC other than temp mods and one widower getting a mod. When they call you what number usually comes up on your caller id? How far behind are you with them and whats your interesting thing though. Yesterday i get a call from HSBC (2nd), a nice lady from India inquires about my payment. I inform her she should not be calling me since i filed BK. In retrospect, I should have shut my mouth, and not told her, then waited until after discharge. When they call you what number usually comes up on your caller id? How far behind are you with them and whats your interest rate? Our original We have repeatedly told them that we are no longer interested in any additional temp plan that includes any forbearance need cash now loan or balloon payments at the end. I have little hope of a true with principal reduction but I leave it on the table just in case.

I believe we will end up a either in a settlement or we will file BK and walk away in the end. But I cash loans huntsville al know its a ticking time bomb in the future as soon as originally it payday loans monroe la was with Greenpoint, and I had a broker who would call me every few months as the rates dropped, and do a 0 cost Refi to a lower rate.

She hads me the phone and I get the same old robo speel abut our account being past due and can I make payment today.

I listen patiently and then say to the lady who has a foreign accent, ARE YOU DEAF or just Stupid , Silence then what do you mean. I say look I have told you and so has my wife we are not making any further payments until we get a permanent affordable loan mod that addresses our negative equity or a settlement offer we can afford. I called and made a phone payment today, some woman in india. I called and made a phone payment today, some woman in india. I called them once every week to know the status, as first they said they need to confirmed my residency then i fax them the utility bills and then around december they said money lending national payday loan sites they are waiting for BPO.


Quick payday loans for bad credit

I said it not my false at all, you guys just wasted my time!

Then today, again I need to fax all the documents again! And they keep asking me when I can make the payment!!! You are basicaly dealing with a company that no longer exists accept as a collection agency. They closed all of there consumer offices last year and only have a hand full of administrative offices left in the US. In other words they ran for the hills when the market went south and have little incentive to do anything to help us out. As far as I know I have only read of one single case where they ever offered a permanent loan mod to anyone.

That case was a widower who lost her husband and was online payday advance loans on a fixed income. Thye will usually offer offer only 6 mos at a time hard ship plans with interest reductions but you must re apply every 6 mos and start all over. I national payday loan have been told that they will do that for a maximum of 3 times or 18 mos total. There attitude seems to be they think they can just wait out the bad economy and all will be fine. I got tired of the games and decided to just call there bluff and stop paying altogether and refuse to accept anything less than a permanent solution or wait for a settlement national payday loan offer. In my case they have nothing to gain by attempting a and because I am underwater by more than I owe on my first and they would have no equity to come ofter.

What DaveFred has described is accurate to my knowledge. Dave - I am in the same situation with HFC (HSBC) I am behind by three months and they are not working with us and have denied yet? I am scared to go down this road and am curious what tactics they have used so far with you? I am wondering if they have threatened foreclosure yet? I am scared to go down this road and am curious what tactics they have used so far with you? I am wondering if they have threatened foreclosure yet? I am scared to go down this road and am curious what tactics they have used so far with you? So fare they flatly refuse to even discuss any permanent mods or solutions. They just call and ask the same old questions (robo calls as we call them). These guys have so far shown no willingness to assist us in any meaningful long term solutions. If national payday loan you are like me and willing to wait them out till charge off and then hope for a settlement then there is a glimmer of hope, but it will be a long tuff fight.

This time they put me on hold and pretended to talk to a supervisor to see if there was anything they might be able to do. OF course it was just more smoke and mirrors If you make a payment today we will review your account again for a better solution. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Some people have been reporting that the banks have been issuing 1099c then selling the Liens to other companies who try to collect on them I decided to give them a call again today and check national payday loan to see if a Lien Release had ever been processed on my loan. I talked to a rep who looked up my account and said no but it should have been done by now and put me on hold. She told me that my loan had been closed more than 90 days with a 1099 and apologized for the delay in the release. She then said she was going to put in for an expedited lean release with her legal department and it should be done in 15 days or less. I asked how I would know if it got done and she gave me a direct phone line to contact here in in about 5 days to get a reference or docket number.

She said with that I could search the county records and request a copy of the final release for my records. I decided to give them a call again today and check to see if a Lien Release had ever been processed on my loan. I talked to a rep who looked up my account and said no but it should have been done by now and put me on hold. She told me that my loan had been closed more than 90 days with a 1099 and apologized for the delay in the release. She then said she was going to put in for an expedited lean release with her legal department and it should be done in 15 days or less.