Money lender

If the answer is yes, identify the names and addresses of each individual, party, bank, trust or entity money lender that has sub-serviced this mortgage account. Has the mortgage account been made a part of any mortgage pool since the inception of this loan? If yes, please identify each account mortgage pool that this mortgage has been a part of from the inception of this account to the present date.

Has there been any electronic assignment of this mortgage with mers (mortgage electronic registration system) or any other computer mortgage registry service or computer program? If yes, identify the name and address of each individual, entity, party, bank, trust or organization or servicers that have been assigned mortgage servicing rights for this account as well as the beneficial interest to the payments of principal and interest on this loan. Have there been any investors (as defined by your industry) who have participated in any mortgage-backed security, collateral mortgage obligation or other mortgage security instrument that this mortgage account has ever been a part of from the inception of this account to the present date? Please identify the parties and their addresses to all sales contracts, servicing agreements, assignments, alonges, second chance payday loans transfers, indemnification agreements, recourse agreements, and any agreement related to this account from the inception of this account to the present date. If part of a mortgage pool, what was the principal balance used by you to determine payment for this individual mortgage loan? Please provide me with the documents i have requested and a detailed answer to each of my questions within the lawful time frame.

Upon receipt of the documents and answers, an examination will borrow money online be conducted that may lead to a further document request and answers to questions under an additional respa qualified written request letter.

Copies of this qualified written request, validation of debt, tila and request for accounting and legal records, dispute of debt letter are being sent to ftc, hud, office of thrift supervision, relevant state and federal regulators, other consumer advocates, state indian reservation loans congressman, state senator, and attorney general. Please note that default provisions exist under this qualified written request. This really feels grrreat and i hope that you will too in sending out this yourself. This thread has a ton of great info, but it needs to be said here that the laws have changed a bit since this info was posted here. One example is this: It is worth noting, however, that a servicer may be able to charge a reasonable fee to prepare a response to a legitimate QWR. This thread has a ton of great info, but it needs to be said here that the laws have changed a bit since this info was posted here. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or money lender through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Have been trying for either a loan mod or a short sale repurchase - my state law supports the repurchases and WF has been allowing them recently. We are currently trying for a short sale repurchase.

They seem dead set on not stopping the foreclosure. HUD making home affordable intervened and WF admitted to their mistake. They still continued to deny the applications though. Have laid out all their wrongdoings in a letter to them. They offer this as a service - they call lender california loans and highly encourage that they offer a 30-day reprieve on the FC date. Submitting a Notice of Error loans without cosigner under RESPA identifying, among other issues, discrepancies in the balances due reported in their account statements. We are in a non-judicial FC state which has strict requirements for all notices and reported balances to be accurate.

Due to the discrepancies, money lender demanding a full accounting so we can verify their reported account balances due in their notices leading up to FC sale. They risk invalid foreclosure if they are off in their balances by even a little. They must clear up the discrepancy before they foreclose, but they will likely move ahead anyway. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Assumingly that bankers tend to prolong the lenght in decision making wether to approve a loan mod either way works for them, the longer the decision is the more penalties we get, such as late fees, etc. As they reach an approval all the backpays will go towards the back private loans for bad credit of the loans anyways. It will never really works for our benefits because all of us who decide to keep our home, are all prospective victims to make them more dough in a different manner.

Bankers will do all their power and time to get us whatever it takes.

Lies, denials as such are their main tools, meanwhile we are all the victim of these whole rubbish scenario, our credibility, self steem are doom. So, if thats the case, who cares about our credit history anymore, we all die one day and no one will ever remember wether we have a good credit history or not. All that matters now, is that we all are still hungry in learning to survive no matter what.


Real payday loans online

Produced Servicing Agreement (DOES NOT IDENTIFY MY MORTAGE AS RELATED TO THE SERVICING AGREEMENT) A servicing agreement that does not allow SELECT PORTFOLIO SERVICING to FOLLOW THE RULES set up in the HAMP program... So they ask themselves for permission and then deny themselves permission.

ANY LENDER CAN PRODUCE AN AGREEMENT WHICH MAY NOT EVEN RELATE TO YOUR PROPERTY AND CLAIM IT TO BE THE AGREEMENT THEY MUST FOLLOW.

I SEARCHED THIS SITE AND CAN NOT FIND ANY COMMENTS USING SPS OR SELECT OR PORTFOLIO OR SERVICING OR SELECT PORTFOLIO SERVICING. The current debate over foreclosure fraud has been a revelation, even for those of us who have become familiar with the power of moneyed interests to influence the national dialog.

Here are four reasons why the foreclosure fraud scandal is very important. A man who paid cash for a vacation cabin found that foreclosure papers had been filed and his locks had been changed, despite the fact that there was no mortgage on the property A woman in Colorado also had her locks changed by mistake, so the bank offered to let her skip a mortgage payment as an apology.

When she did, foreclosure papers were filed on her. If we placed the entire country under martial law, initiated a state of siege, and rounded up every suspicious-looking person in America with a nationwide dragnet, many -- perhaps most -- of the people dragged off to jails would be guilty of something. As a result, they will most likely lose their homes eventually, once the banks clean up their paperwork... Sure, a lot of people bought more house than they could afford, and some of them did so irresponsibly.

Forgive the language here, but the bank-friendliest explanation for this systemwide breakdown is that bankers suck at what they do. But the bubble burst and the crap game got shut down.

They were able to walk away from this massive nationwide scam by convincing the country that the only irresponsible parties were people who bought more house than they could afford.

A loan is a contract, an agreement between two parties. The lender agrees to provide a certain sum of money, which the borrower agrees to repay according to agreed-upon terms and conditions.

One of the biggest problems with the foreclosure fraud scandal - and the systems, tricks, and traps that created it - is that it obscures the contractual record between the parties, leaving all the information (and all the power) on one side of the transaction. Consider the woman whose bank offered to let her skip a monthly payment in return for accidentally changing her locks, and then proceeded to foreclose on her. Due process is trampled upon, and so is the right to legally enforce a contract.

Then they were hit with late fees, or unilateral changes to their loan terms, or other surprises that caused them to fall into a spiral of debt. It reflects on our national character, and our will to preserve the rights and liberties that have existed for eight centuries.

The problem is that we have more rights as free citizens than the banking industry can afford.

This post was produced as part of the This article was like morphine to the dying. I cried at night, sobbed really about how I had destroyed my payday loans washington state life and hurt my child. I hated myself, wanted to kill myself, when they knew what was happening all along, and planned it too. They knew the bulbble would burst and they probably even knew when. But they sold us on the idea of the loan, they they sold the loan jack quick. And now they foreclose on us and get us (Fannie Mae and Freddie Mac) to pay the insurance on the loan. Then to top it off they convince the world that we are deadbeats, losers people with bad judgement, so that no one points a finger at them. I say we contact our Registrar of Deeds and ask them if they check assignments to see if they are robosigned first. Offer some of your time to go in and help if they are understaffed. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Assumingly that bankers tend to prolong the lenght in decision making wether to approve a loan mod either way works for them, the longer the decision is the more penalties we get, such as late fees, etc. As they reach an approval all the backpays will go towards the back of the loans anyways.

It will never really works for our benefits because all of us who decide to keep our home, are all prospective victims to make them more dough in a different manner.

Bankers will do all their power and time to get us whatever it takes.

Lies, denials as such are their main tools, meanwhile we are all the victim of these whole rubbish scenario, our credibility, self steem are doom. So, money lender if thats the case, who cares about our credit history anymore, we all die one day and no one will ever remember wether we have a good credit history or not. All that matters now, is that we all are still hungry in learning to survive no matter what.

Produced Servicing Agreement (DOES NOT IDENTIFY MY MORTAGE AS RELATED TO THE SERVICING AGREEMENT) A servicing agreement that does not allow SELECT PORTFOLIO SERVICING to FOLLOW THE RULES set up in the HAMP program... So they ask themselves for permission and then deny themselves permission. ANY LENDER CAN PRODUCE AN AGREEMENT WHICH MAY NOT EVEN RELATE TO YOUR PROPERTY AND CLAIM IT TO BE THE AGREEMENT THEY MUST FOLLOW.

I SEARCHED THIS SITE AND CAN NOT FIND ANY COMMENTS USING SPS OR SELECT OR PORTFOLIO OR SERVICING OR SELECT PORTFOLIO SERVICING.