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It appears that most of the people who are losing thier money are losing money they cannot afford to lose. They are told one thing before the fee is paid and the paperwork signed and then later everything changes as they lose their up front money and chances at receiving a new mortgage. We can not afford to just throw 500 away for nothing.

We have refinanced many times through the years and have never dealt with such tactics such as this. Orginally told that there were no red flags with my refinance and I could expect to close within 45 days.

The company would only take action when I called, which was at least 3 times a week. The process was dragged out almost three payday loans in nj months and I was within a week of closing. I worked for quicken and have been in the industry for 15 years. They sell you hard on the phone and push and push you to think rates are going up in 5 minutes. Plus they charge you so much more than anyone else. The problem is that they charged me even when the ratified contract was not signed so therefore no contract no deal!

This is a scam period no matter how you look at it.

How can they justify doing an appraisal without a contract? And yes, I too went thru this process with Wells Fargo, Bank of America, Chevy Chase Bank and USAA bank but Quicken was the only one I had any issues with. Some of the others were very slow but they did not do anything behind my back.

We were told they could lower our interest rate and shorten our term. We were told everything was good and this would cost between 2 and 3 thousand which would be rolled into loan. The house appraisal came in low and they also said the bank that has our mortgage now wanted an extra 1,000 in interest. We asked for the 500 back and were told no, they needed it for processing costs. Their contracted appraiser did the appraisal on a home for which there was not ratified contract even after me and my realtor specifically told him not to do it. The bankers at Quicken make you sign documents to see their quote and put you in a contract. They try and slip documents on old loans on to new proposed new loans to charge you even if you sever ties. The investigator was not trying to solve the issues by obtaining my documenation of communication with their bankers via email. He was simply trying to ensure there wasnt much evidence I had so that he would not have to refund me my money. The notice is designed to give consumers the opportunity to dispute the accuracy or completeness of the information in the credit report. The proposed consent agreement, announced today for public comment, would require that whenever Quicken Loans takes any adverse action with respect to an application for credit, either in whole or in part because of information contained in a credit report, it must provide to the applicant the notice specified in section 615(a) of the FCRA.


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Consumers who are denied credit or other benefits based on their credit report have a right loans for bad credit online instant decision to know, and lenders have a legal responsibility to tell them, said J.

An adverse action notice is the key to maintaining the accuracy of sensitive personal information and the signal to check your credit report for accuracy. This was filed against the company on behalf of employees who worked as loan consultants for any Quicken office within the past three years. The suit alleges that Quicken is in violation of the for failing to pay the plaintiffs overtime for working beyond a 40-hour work week.

The officers of Quicken Loans have denied these claims, and say they are not aware of any such violations of the Fair Labor Act Quicken Loans Inc. This was filed against the company on behalf of employees who worked as loan consultants for any Quicken office within the past three years. The suit alleges that Quicken is in violation of the for failing to what is installment loan pay the plaintiffs overtime for working beyond a 40-hour work week. The officers of Quicken Loans have denied these claims, and say they are not aware of any such violations of the Fair Labor Act Tony Nuckolls, VP of mortgage banking at Quicken Loans talks about Quicken Loans complaints, about how Quicken Loans has been accused of being a scam and a rip-off and putting those complaints into the context of Quicken Loans outstanding record of customer service and experience. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Your complaints can help us detect patterns of wrong-doing, and lead to investigations and prosecutions. The FTC enters all complaints it receives into Consumer Sentinel, a secure online database that is used by thousands of civil and criminal law enforcement authorities worldwide. BBB issues Reliability Reports on all businesses, whether or not they are BBB accredited. If a business is a BBB Accredited Business, it is stated in this report. Under the law, you have the right to: Know within 30 days of the date of your completed application whether your mortgage loan is approved. The lender must make a reasonable effort to obtain all necessary information, such as loans for bad credit online instant decision credit reports and property appraisals.


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If your application is rejected, the lender must tell you in writing. Know specifically why your application was rejected.

The lender must tell you the specific reason for the rejection or your right to learn the reason if you ask within 60 days. Learn the specific reason why you were offered less favorable terms than you applied for, but only if you reject these terms. The lender may have rejected your application because of negative information in your credit report. If so, the lender must tell you this and give you the name, address, and phone tribal loans for bad credit number personal bad credit loans of the credit bureau.

You can get a free copy of that report from the credit bureau if you request it within 60 days. If your report contains inaccurate information, the credit bureau is required to investigate items that you dispute. Those companies furnishing inaccurate information to the credit bureaus also must reinvestigate items that you dispute. Get a copy of the property appraisal from the lender. Mortgage applications may be turned down because of poor appraisals. Check that it contains accurate information and determine whether the appraiser considered illegal factors, such as the racial composition of the neighborhood. Many states have their own equal credit opportunity laws. Contact a local private fair housing group and report violations to the appropriate government agency. If your mortgage application is denied, the lender must give you the name and address of the agency to contact. Consider suing the lender in federal district court. You also might consider joining with others to file a class action suit. A number of federal agencies share enforcement responsibility for the ECOA and the FHA. Determining which agency to contact depends, in part, on the type loans for bad credit online instant decision of financial institution you dealt with. While the FTC generally does not intervene in individual disputes, the information you provide may indicate a pattern of violations requiring action by the Commission. The Center also can provide you with a copy of Best Sellers, a complete list of FTC consumer and business publications. You have one year to file a complaint with HUD, but you should file as soon as possible. Your complaint to HUD should include: Investigate your complaint and determine whether there is a reasonable cause to believe the Fair Housing Act has been violated and The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure online database available to hundreds of civil and criminal law enforcement agencies in the U.

This information is provided under a cooperative agreement between the Better Business Bureau and the U.

Federal Trade Commission (FTC), which has prepared this information. The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid these practices. To learn more about the FTC and its services, visit This business has been a BBB Accredited Business since February 1986. This business has affirmed to meet and abide by BBB Standards for Trust.

Our file experience shows that this company has been responsive to any matters brought to its attention by the BBB. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The online pay day loans opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual how to make quick cash in a day attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater payday loans no loans for bad credit online instant decision teletrack mortgages.

Hello everyone, thanks in advance for any assistance you may be able to provide. I have made some unwise decisions in the recent past and am now regretting them very much.

My wife has been very sick so we have had a lot of problems managing our monthly expenses without her full time income.. I have taken out three payday loans this year for medical reasons and now I am having problems paying them back. There are many websites out there that talk about consolidating payday loans and making them into a single monthly payment so i do not have to worry about paying him and her back on time each month.

If anyone has any information about consolidating these payments or possibly helping me lower the interest owed it would be greatly appreciated! Hello everyone, thanks in advance for any assistance you may be able to provide.

I have made some unwise decisions in the recent past and am now regretting them very much.