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Recently I have had easy loans with no credit check much success in the program due to the borrowers due diligence up front with providing the documentation we need to fund the new loan.

Feel free to contact myself on the information below for a no cost evaluation to see if you would fit the criteria. We had some credit issues from an incorrectly-reported, fully paid student loan that had to be handled, and then applied in March. My wife insisted that we shop for our mortgage locally. We saw a local lender who had excellent references who was willing to take a shot at our back-to-work loan.

He took us through a whole lot of unneccessary exercises that delayed our home shopping process. At first, I was not keen on not being able to sit down at a table loan company for bad credit with my lender, but Erik and his team made us feel very comfortable with the entire process. Things that took 45 days to solve with my other lender were done overnight. I scanned all of my documentation to a dropbox account, sent Erik the link and within minutes he was working on our loan application.

We had just had our offer accepted, so time was of the essence. While this program is dependent on a very specific set of guidelines, if there is a way to make your loan work, the team at New American will do it. They did not give up, even after we had resigned ourselves to be renters for another couple years. Four weeks ago, I was about to get on a plane to fly home for the weekend and I received a text message from Erik.

Erik and his team are top-notch people who work tirelessly to make these loans happen.

I am approved and expecting online payday loans no credit check instant approval to fund any day now, as soon as a few house-related conditions are satisfied. They write the loans in-house, not broker them out to the lowest common denominator.

The reason I went with them in the end is they were willing to work hard to write our loan. I personally feel that a broker is no more than a salesman.

Bottom line is: If it can be done, Erik and his team will do it.


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Thank you Brad for the kind words, you have been an absolutely amazing client. I have have been renting for four years and have never been behind. I am sick of this government and their BS and am looking at suing HUD for discrimination. I lost my home under the HAMP SCAM this government produced.

Now I am denied a home and I am really upset about this. We loan quick never had any lates on our original mortgage until we were advise to, to enable the Chapter 7 to start. I have no late payments or have ever had any late payments except for the 3 months beginning our Ch7.

I have had money seasoned in the bank for 4 years, no car payment, same job for almost 6 years. I really could use some good advise and someone to believe in my credit worthiness again. With the ups and downs in the economy over these last years, it is not surprising that many otherwise qualified people had catastrophic interruptions in income. When people like yourself recognize that it literally makes my day! We file ch 7 Bk loan quick after being partially laid off in 2009.

The loan officer has all current employment verification, including a much payday loan centers larger increase in income, long standing employment and nothing but improvement on credit since the Bk.... If you unfortunately missed the opportunity to qualify for this loan we do still have low down payment portfolio options available.

Please feel free to reach out to me anytime at Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. PACE and HERO are typically solar financing done a very nifty way. Financing for these programs are done through a property tax adjustment in most cases. The property taxes end up being higher which makes it difficult to qualify a homeowner in certain circumstances unless made aware of the program.

My assumption as to why they are not allowing these assessments is very simply. If a borrower is already receiving down payment assistance in most cases where literally nothing is required for down payment or closing it puts CalHFA at risk if the borrower sells within a certain period of time.


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My advice is to stay away from them and pay cash for solar or loan quick obtain a HELOC to pay for it rather than basically renting the systems. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Starting December 16th they will be reducing the incentive on the 2nd lien. This is a bond program so they can pull incentives at any time. Even if you have a question just reach out, no question is a dumb one.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 instant online payday loans years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have heard that once you have a mortgage discharged in a Chapter 7 BK that if the property is lost via a DIL that you could get an FHA loan on the basis of waiting two years from the discharge date as opposed to the DIL deed transfer date.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. It would not go by the loan quick bankruptcy seasoning periods if a property ultimately is lost or about to be lost. This has honestly been a hit or miss for me recently, the reason why is because loan quick you MUST pass automated underwriting in order to be approved. This would mean that you would only have to wait 2 years after the economic event occurred before you can obtain financing. Hopefully this helps you understand what programs might work best for you and ultimately it depends on credit score, down payment and the above factors. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.


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Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. FHA treats a short sale the same as a Foreclosure for now. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our But what I had heard from a number of sources is that if you have the mortgage under the Chapter 7 then that is the clock use even if the property is lost after the chapter 7. I talked to one underwriter indian owned payday loans but nobody can find it in writing. I talked to a very intelligent underwriter who explained that the BK did cover the property but since the borrower signed for a DIL it restarted the FHA clock.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.