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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I filed bankruptcy in 2007, continue to pay the 1st mortgage but have not paid the HELOC in over 10 years. I filed bankruptcy in 2007, continue to pay the 1st mortgage but have not paid the HELOC in over 10 years. Bankruptcy, stayed in the house, paying the 1st but not the 2nd. I recieve a letter once or twice a year and simply reply back in writing my offer. I never hear back from them and never any foreclosure letters.

They know that if they simply wait, they will eventually get paid. You cant sell or refinance without settling that second mortgage first, and once they know that, they have even less reason to settle.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either instant approval payday loans direct lenders payday loans no fees no brokers save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Hi, I went to a car dealer to check for a used an economic car.

Start by getting a copy of your dealers return policy. If you bought from a used car dealer that also sells new cars, like Ford, This forum is reseved for homeowners who are thinking about hiring an attorney to represent them against their lenders. Feel free to ask questions in an open forum to the attorneys who will personally respond to your questions. If you are an attorney who would like to join our forum , then please contact us. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. This forum is reseved for homeowners who are thinking about hiring an attorney to represent them against their lenders.

Feel free to ask questions in an open forum to the attorneys who will personally respond to your questions. If you are an attorney who would like instant approval payday loans direct lenders to join our forum , then please contact us.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Deed of Trust is under Gerald (father, unmarried) and Suzie, (daughter, married). When Gerald suffered financial difficulty, he was promised by these 4 lenders a loan modification. Mukesh Mahur, Case Manager assigned to this loan, told me that PHH Resolution Dept. I was informed again that they will notify me and keep me update?? If only they did the loan mod, my husband Gerald would still be alive by now. How do you put a price on the loss of your loved one??? WAIVE all the combined total of past delinquency payments and past legal fees ( should not have accelerated if Only these lenders kept their promise, ) how long does it take to do a loan mod?? The way that might be effective in stopping a scheduled sale more quickly would be submitting a complaint to the CFPB. Agree to your complaint being published on their website, it will be anonymous. PHH has scheduled an illegal, fraudulent and willfully oppressive foreclosure sale of my property at xxx on March 8th. The federal protections in place under RESPA to protect borrowers were not adhered to. After accepting my application PHH was required to contract me and provide the status of my loss mitigation application. PHH failed to do any of these things and instead sent a notice of sale. Regulation X protects consumers when they apply for and have mortgage loans. During Gerald living days he was promised to loan modify, nothing happened. I am losing a lot of sleep and experiencing anxiety and stress, as well. I am praying hard every instant approval payday loans direct lenders day, to have someone help me to SAVE our home. I REALLY want to save our home from Foreclosure permanently... Gerald (US Army, Deceased) and I, use to sponsor 20 military veterans (we feed them every Christmas Holiday...

I used to do volunteer at the VA Hospital, as well). We would see their eyes glitter and have their faces with a smile.

This is our own World of Humanitarian and Philanthropy... This is the reason WHY I am very PASSIONATE in saving our home... I just thought of something, would all those Billionaires be able to help us, Loan Safe members, with our financial problems??

If the Haves will open their mind to help the Have nots, and get some profits from helping the Have nots, would it be a better world to live in??? Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. For a deed of trust to expire, the statute requires either 15 years from the date the final payment is due or 35 years from when it was signed. The title insurance company will have to make a determination as to loan requirements quick loans no fees whether the final payment date is definitely stated in the document. If it has, then the deed of trust will have the shorter 15 years for expiration. If not, 35 years from signing, which is substantially longer in your situation. If anyone can offer any insight or opinion on Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. If I filed paperwork at the payday instant approval payday loans direct lenders loans cedar rapids iowa courthouse for a bankruptcy , but ended up not going through with bad credit loans now it, how can I get it off my credit report?

If I filed paperwork at the courthouse for a bankruptcy , but ended up not going through with it, how can I get it off my credit report? Its not impossible, but very unlikely to get removed. Filing for bankruptcy gives you protection from debt collection. Once you file and its discharged or dismissed, its still going to be on your report for 7-10 years. Try contacting all 3 credit bureaus to explain the circumstances behind the dismissal and they may be able to take it off your report. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

What I would do is -- find a online template for a sworn statement, and prepare a personal statement with as much information as you can remember.


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You get this form notarized, and signed under perjury, and it adds a lot of credibility to the situation. Afterwards, guaranteed signature loans I would borrow cash send them a letter requesting a full accounting of the loan, and a request for information on what was done with the proceeds you sent. It may seem like a waste of your time, I think this will be very helpful in negotiating a settlement. I see these stories of hundreds of thousands of dollars getting extinguished that are not underwater, so I hope my measly 29k gets wiped finally... I had already sent them a letter telling them I had no proof per se, and I just wanted to reach and new settlement agreement in writing. I happened to check the county recorder site and see about a month ago they did an assignment of mortgage to ditech... HSBC sold my HELOC to Greentree (changed to Ditech) Greentree then Ditech sent me a few collection letters. I sent them a QWR letter, asked for Copy of the note. Greentree sent me a copy of the note with a fabricated indorsement.

I pointed out to them how it was a forge indorsement and challenged them to sue me. Maybe they are loking at non-judicial foreclosure, abeit based on a fraudulent assignment.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. In Spring 2010 I had some rental properties which were foreclosed in IL (10yr SOL). Fast forward to now and I received a 1099-C from a debt collector for 2019 tax year for the full loan balance on the last statement I received from the original servicer of the loan. I have no idea whether the debt collector owns this debt or can validate that instant approval payday loans direct lenders they do. My thought is to request that the debt collector validate that they infact do own the debt and if no response is provided file a dispute form with the IRS?