Installment loans florida

And here we are at the end of a long road but at least it worked.

Thank you for coming back and sharing your success with us. We are so glad that the information on LoanSafe was able to help you with the process of modification. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the installment loans florida firm or any individual attorney. I highly recommend this option if it is offered to you. We read the fine print with our attorney and he said to take it. What state are you in and what did they value your house at? They offered me (loans for bad credit direct lenders only 2nd offer) 1k and waiver of deficiency plus 120 day sale date.

I am 2 months into my permanent agreement (HAMP) with Wells Fargo.

This forum helped alot and offered alot of great advice.

I also realize homes etc are much higher in California than here in Florida. I had 6 years remaining and 45k left on my home when I lost my job. I went through what every person on here is experiencing.....

I have been in my home for 17 years and I was not going down without a long dirty fight. There was no explanation for the addl 8k in principle balance. The permanent modification agreement was suppose to waive late fees.... The only thing new money could be is the force placed insurance premiums.

I will be posting more on that topic in the next few months. Thanks for coming back and sharing your success story in detail with the community kayjay!! We appreciate the kind words and it was only a matter of time before your hard work and diligence paid off!! Would you mind briefly sharing your story in our The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Sometimes I wondered if I was going to have a Wells Fargo Success Story.

I missed my 1st mortgage payment in January 2012, and from that date until almost 20 months later, installment loans florida I was going through hoops trying to get a loan modification through HAMP. I no credit installment loans thank God, this forum (I was lurking and reading), and the person from my mortgage insurance company for finally getting me to the permanent modification point.

I lost count on the number of times WF said they needed more information and I started the whole process over again. I know they billed HUD each time I was forced to reapply and I figured that was the point. But finally, I got approved for a trial modification and after that, a permanent modification. I was given access back to my account to private personal loans make my payment online, and from reading on this site, I knew that meant the deal was done. They tacked on the amount in arrears I was to the end of the loan, extending the maturity date. Thanks again to everyone who posted your struggles, victories, and FYI on this forum... Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any installment loans florida particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Wellsfargo just started fully participating in the KYHC modification program.

I fought and fought, went to installment loans florida HUD counselors, called HOPE hotline, contacted my Congressional office which questioned WF. Wells Fargo has finally released the lien on my second mortgage. I had been trying to settle with them for around 19 months. Found payday loans austin out yesterday that we will receive a full extinguishment on our Wells Fargo 2nd mortgage equity loan (40K. We understood that papers would be sent to Wells Fargo in 90 days so allowing us to try and modify 2nd loan.

In 60 days we should get something from them confirming everything.

Found out yesterday that we will receive a full extinguishment on our Wells Fargo 2nd mortgage equity loan (40K. We understood that papers would be sent to Wells Fargo in 90 days so allowing us to try and modify 2nd loan. In 60 days we should get something from them confirming everything. I payday loans easy cash loan in irving tx still have my WF 2nd (non-purchase) lien even though it was written off almost 4 years ago. I was successful in getting my WF 1st mortgage modified (not HAMP) also about 4 years ago.

Again, congrats and please keep us posted on your progress with removing the 2nd lien! Started loan modification process installment loans florida in January of 2013. Started loan modification process in January of 2013. How long after you returned your permanant mod documents did it take for them to finalize your modification? They have partially updated my account on line but still no champagne and balloons yet. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. This is something that should have been done a long time ago and I figured we should stick a thread here for Wells Fargo success stories. It was a long four year fight but we were finally able to secure a permanent loan modification February installment loans florida 2013 through HAMP. Throughout the course of the modification process, Wells Fargo attempted to foreclose on my home as were in arrears. The first time we called to inquire about a loan modification, we were told by the Loan Mod Officer that we our application would not be reviewed unless we were at least 3 months behind.

We had to file for BK to save the house and continue the modification process (which is inconsistent with HAMP guidelines stating that foreclosures would not occur if we were in the middle of the modification process).

The online personal loan comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.


Payday lending

The opinions expressed at or through this site are the opinions of the individual author and may not personal loans with bad credit reflect the opinions of the firm or any individual attorney. Please Read our This is something that should have been done guaranteed loans online a long time ago and I figured we should stick a thread here for Wells Fargo success stories. They gave me a permanent modification but it includes the entire arrearages. Since the new payment was very affordable, we decided to accept the 12k in arrears as a balloon payment at the end of the loan.

It is so hard to remove the emotion and look at your home from a practical and business-like view point, but it is what it takes to make the right decision for you. If you are only putting off the inevitable, should you stay?

From what I have been reading over the last 6 months, most people who walked away wished they had done it sooner.

It all comes down to what you believe works best for you and your family. It was a long four year fight but we were finally able to secure a permanent loan modification February installment loans florida 2013 through HAMP. Throughout the course of the modification process, Wells Fargo attempted to foreclose on my home as were in arrears. The first time we called to inquire about a loan modification, we were told by the Loan Mod Officer that we our application would not be reviewed unless we were at least 3 months behind. We had to file for BK to save the house and continue the modification process (which is inconsistent with HAMP guidelines stating that foreclosures would not occur if we were in the middle of the modification process). My problem is, how can I work directly with Wells Fargo. I am under Ocwen as a servicer but they tell me that WF owns my loan and that WF does not allow loan modification. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Long story short, wells accepted payoff on mortgage.