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I was approved for temp mod with BOA due to adivorce (reduced income) I was late paying my last trial payment (Dec, Jan,Feb) and was denied a perm mod i did not make any more payments because i wasadvised to re-apply well i was giving the run around and eventually contactedBOA executive offices and was under review up until my point of contact told mei was being transferred to Nationstar. I have sent all therequested docs for another mod and as of today Nationstar is saying I qualifyfor the HAMP even though I purchased my home in August 2010 and they receivedmy title back now there just waiting on the underwriting installment loans direct lenders only installment loans direct lenders only department for thelast review. Can anyone tell me if my mod request is promising or do I need tostart filing for BK? I was approved for temp mod with BOA due to adivorce (reduced income) I was late paying my last trial payment (Dec, Jan,Feb) and was denied a perm mod i did not make any more payments because i wasadvised to re-apply well i was giving the run around and eventually contactedBOA executive offices and was under review up until my point of contact told mei was being transferred to Nationstar. I payday loans open on sunday have sent all therequested docs for another mod and as of today Nationstar is saying I qualifyfor the HAMP even though I purchased my home in August 2010 and they receivedmy title back now there just waiting on the underwriting department for thelast review. Can anyone tell me if my mod request is promising or do I need tostart filing for BK? It would be unfortunate if they wasted weeks processing your account for this program when time is of the essence. The foreclosure process has been known to be quite speedy in your state compared to others.. If you have previously submitted a request for the Home Affordable Modification Program (HAMP) to Bank of America, we will receive your documents within 30 days and will continue with the process once we have access to your loan information. You can check the status of your modification on-line after you have signed in by selecting the Check My Status option under the My Account navigation bar, or you may contact us at 888-480-2432. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer I spoke to a rep and she advised me that I have nothing to worry about regarding getting an approval. She said the title was in house and the stage were I am is further than alot of customers requesting assistance again she confirmed the title was received and it normally takes the underwriting department within 2 weeks to figure out the trial (4- months) payments. She stated as long as I satisfy all of the trial payments on time I will receive a permanent mod, she also provided me with her direct line to call back next week. Prior to calling I filed a complaint to expediate results. Should I believe the rep because she sounded pretty convincing that I have nothing to worry about, but nothing is set in stone. She stated as long as I satisfy all of the trial payments on time I will receive a permanent mod, she also provided me with her direct line to call back next week. Prior to calling I filed a complaint to expediate results. Should I believe the rep because she sounded pretty convincing that I have nothing to worry about, but nothing is set in stone. Be persistent and follow up with her at least once a week. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author payday loans temple tx and may not reflect the opinions of the firm or any individual attorney. On their website it said I was approved, but no payment info was revealed, so I called and spoke with a rep, which confirmed I also asked if I would received the info in writing and she said yes. On their website it said I was approved, but no payment info was revealed, so I called and spoke with a rep, which confirmed I also asked if I would received the info in writing and she said yes. Under the modification area all mine says is Your modification is being prepared and you should be receiving paperwork in about 10 days.

They tell you to call once a week, but I was jumpy as well sometimes same day loans installment loans direct lenders only no credit checks called twice a day, but you just need to get that one rep that will spill all the beans it took me calling a whole month to get it, but being persistant is what you have to do with them.


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They tell you to call once a week, but I was jumpy as well sometimes called twice a day, but you just need to get that one rep that will spill all the beans it took me calling a whole month to get it, but being persistant is what you have to do with them. Is there any way to get the trial payments down cash advance to what I was quoted, the first payment due is August 1st.

Is there any way to get the trial payments down to what I was quoted, the first payment due is August 1st. Maybe the Consumer Protection Board got the numbers wrong. I advised him of the response given to the Consumer Bureau and he placedme on hold and re-confirmed with a manager of the trial payment amount. He thenadvised I can contact him directly to make payday loan no credit the trial payments over the phonefor FREE. But they still refuse to provide written confirmation, he statedafter completing installment loans direct lenders only the trial payments the mod would become permanent and I willreceive the final written docs... Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

I have started a trial period for an in house modification through Nationstar mortgage. They said at the end of the trial period they could either send the modification agreement out traditionally (mail, sign, notarize) or I could sign electronically through a link they would provide via email. I have started a trial period for an in house modification through Nationstar mortgage. They said at the end of the trial period they could either send the modification agreement out traditionally (mail, sign, notarize) or I could sign electronically through a link they would provide via email. Did you receive the trial period agreement in writing before making the first payment?

IMO it would be a safer option to request the agreement in writing, make a copy and send it back certified mail return receipt requested so you have proof that is was received. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Did you receive the trial period agreement in writing before making the first payment? IMO it would be a safer option to request the agreement in writing, make a copy and send it back certified mail return receipt requested so you have proof that is was received. To accept this I had to call by a certain date to confirm participation. I called to confirm and asked them what they needed from me (paperwork wise). They said nothing and that after completing the trial period my loan would be permanently modified and I would receive the agreement within 7 to 10 days via email or mail, my choice. I called to confirm and asked them what they needed from me (paperwork wise). They said nothing and that after completing the trial period my loan would be permanently modified and I would receive the agreement within 7 to 10 days via email or mail, my cash advance lenders online choice. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.