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However, payday loans america instant unsecured loans there are many in power who do know how to bring the Scum Bag, Scoundrel banks to justice, through the laws of United States of America..... Protestors ask for truth and justice from Bank of America, Wallstreet and all Power Stealing Entities, who perpetrate acts of Swindling Greed, which Discriminate against, Defruad and Hate Specifically Targeted Americans!

The cash advance interest rate protest began Saturday when several thousand people gathered in front of the New York Stock Exchange holding signs saying We must end corporate tyranny and corruption and Debt is slavery. By Tuesday, the crowd had dwindled to several hundred. New York police have made a handful of arrests -- two on Saturday when protesters tried to enter a Bank of America office and six more on Monday.

At least four on Monday were held for wearing masks, which is illegal for groups of two or more, police said. A The elite corporate power have hijacked democracy, Alexander Penley, an international lawyer from New York, told Reuters. The economic depression we are experiencing today has something to do with how Wall Street is run. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. You need to keep good records of all payments made and cover your bases. The comments by pay day lender me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. You need to keep good records of all payments made and cover your bases. More often than not, settlements are discussed verbally until a final offer is agreed upon and then it is put in writing. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through cash advance lexington ky this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.


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Back in 2011 my mortgage was modified and ended up with a balloon payment. I have been battling with Fay Serving to get a modification on the balloon balance with no luck. They say Citi would rather foreclose and is not entertaining any new mortgage activity at this time. Due to issues with a failed business in 2009 and an uncleared document from SBA coupled with Covid, a modification is the only way I can keep the house. I have always paid on time, have great credit and can afford to continue paying. I find it very interesting that we are amidst a mortgage and real estate crisis but there is very little news or information about how mortgage servicers are going to assist borrowers with loan workouts and modifications. What do you mean that Citi has no customer service anymore?

There is no customer service department or representatives who assist borrowers? The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal no teletrack installment loans advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I cannot figure out how to get ahold of Deutsche Bank either. My only suggestion is to place the (rejected) payments into savings so you have something for negotiations, settlement or refi with a different lender.

I would not disclose such to the servicer or they will proportionately seek to claim it as fees. I would also compose a letter legally requesting the lender aka Citi continue to accept same payments as an alternative how to get loans how to get loans to foreclosure where you intend to refinance. Maybe offer to extend the payment proposal for one more year? If they reject your money, proceed to foreclose, and you proposed an alternative that is quite telling to the court. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. If we started the process of refinancing our first mortgage with B of A, would that prompt Citi to contact us and do you think they would then possibly negotiate a settlement on our second that was discharged in 2010 BK 7? Citi Mortgage would not be notified until later on toward the end of the mortgage process for payoff information. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I have been following the steps to settlement. Does your current lender doing the refinance know about this 2nd lien? Be careful, a lien affecting title may prevent your ability to refinance. Obtain full loan approval before doing any of that. As far as answering your initial question, Moe was right on the money - they will not know until they receive a subordination request or payoff if obtaining a cash out refinance to pay them off.

Filed BK 7 in 2010, did not re-affirm either mortgage. Bank of America is the first position and have kept how to get loans payments current to stay in house. CitiMortgage is in the second position and stopped payments back in 2012 (following the settlement steps). Last time I checked with the county they told me there were two lien holders on the property. I checked with the county today and they tell me there is only Bank of America listed as a lien holder. Anyone know what happened to the second lien holder. Filed BK 7 in 2010, did not re-affirm either mortgage. Bank of America is the first position and have kept payments current to stay in house. CitiMortgage is in how to get loans the second position and stopped payments back in 2012 (following the settlement steps). Last time I checked with the county they told me there were two lien holders on the property. I checked with the county today and they tell me there is only Bank of America listed as a lien holder. Anyone know what happened to the second lien holder. I just dealt with a client with a very similar situation and spoke to a Citi exec payday loan lenders not brokers regarding this as a matter of fact. Bankruptcy will remove the item from your credit report entirely which means that you are no longer personally liable for the debt however the property is (including the 2nd lien). We were possibly looking at a refi to lower our rate if possible and also get the mortgage situation squared away. Would like to have one current mortgage and not have the two liens from the BK 7. E-mail: Filed BK 7 in 2010, did not re-affirm either mortgage. Bank of America is the first position and have kept payments current to stay in house. CitiMortgage is in the second position and stopped payments back in 2012 (following the settlement steps). Last time I checked with the county they told me there were two lien holders on the property. I checked with the county today and they tell me there is only Bank of America listed as a lien holder. Anyone know what happened to the second lien holder. Went through chapter 7 and did not reaffirm 1st or 2nd. Citi released the lien but never recorded the release with your county register of deeds.


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In my case, United Guaranty has the lien and contacted me about 2 months after they got it. Bankruptcy wiped out the loan, so Im not worried about the debt. Of course I would like that 2nd lien released but will wait for them to contact me. These lien holders are scaring the daylights out of some of our members by saying they will pay off the 1st lien and FC.

These lien holders are scaring the daylights out of some of how to get loans our members by saying they will pay off the 1st lien and FC. Probably just a scare tactic used by debt collectors. I can only tell you what foreclosure law is in Michigan. The 2nd lienholder has foreclosure rights, but how to get loans is paid after the 1st gets paid, but also has to also pay off the 1st AND get the 1st to agree to a foreclosure in the first place! For example, if I am current on my 1st and not paying the 2nd, the 2nd could foreclose. Very unlikely to get the 1st mortgage holder to agree to a foreclosure if you are current with them. Why would they take a chance on the foreclosure price being less than what is owed them? The only way I could see this working is if the balance on the first is very very low. You know as well as I do that not every story will end happily. But again, the foreclosure process can take a year or more. The borrower did not release any information of the party she has been engaged with. Is this something you would think you be beneficial, to have the 1st lien engage the 2nd or could that be a tactic where the 1st would want to get paid in full and actually work with the 2nd? The borrower did not release any information of the party she has been engaged with. Is this something you would think you be beneficial, to have the 1st lien engage the 2nd or could that be a tactic where the 1st would want to get paid in full and actually work with the 2nd? I can see that happening in some cases but probably not working out in the homeowners favor. The 1st really has no incentive to foreclose, unless they simply want to cut the risk of the homeowner not paying them also. After all , the homeowner is not paying on the second, so maybe they wont pay the first either. They are in the home how to get loans loan business and want your money spread out over 15-30 years with interest. Unless the homeowner is on a really friendly first name basis with a trusty loan officer, I wouldnt try it. Perhaps, the first could negotiate a settlement with the second and then combine that with the 1st for a new loan? But , like you said, perhaps the first just wants to know how much money the 2nd wants when all the money is divided up after foreclosure.