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This also could be how Ocwen is meeting their promise to forgive principle in a very shady way since the BK already has made the loan uncollectable both because of BK and the house way way underwater Any lienholder can always foreclose on the property if the terms are not met, i. However if the property is underwater secondary lienholders, those that are not in first position, stand to gain nothing from FC.

While the loan may no longer be collectible due to BK, unless the lien was strip during the BK case the lender can still FC on the lien. Essentially they cannot force payment however if you stop paying under the terms they can FC on the home. In your case they decided to do a forgiveness and lien removal most likely because the home is underwater and it will cost them more to FC than just forgive the lien. Not sure what you mean that Ocwen can sell the home to an affiliate, unless you mean they can transfer the loan to another company.

Our house is worth less than our first and they have charged it off. My husband has been doing all the talking with them. We ignored the initial packet they sent us asking for every piece of financial info we had.

They called him the next day and said they brought another person in and needed a few pieces of info in order to consider the offer (as I know now after reading up here that was a lie). The requested info was not as extensive as the packet.

There was no filling out of paperwork, just statements. Since get money today they foreclosed from Second Position, they cannot 1099 us for the difference of what they did not get at auction. We had two investors at our home the morning of the sale, and I spoke with both of them... Spoke with the Auction Company, they put out a Disclaimer saying each bidder must do their own research, and that they do not give any info on their site or verbally as to any other liens on the home.


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So, we have moved into a lovely home we had bought just prior to the Trustee Sale, and used our settlement money for the down payment, about two miles down the road. Have not received a Notice To Vacate from the new owner, Sale was on 4-26, recorded on 5-10. House is vacant, utilities are off, and pool will be going green soon.

Since they foreclosed from Second Position, they cannot 1099 us for the difference of what they did not get at auction. We had two investors at our home the morning of the sale, and I spoke with both of them... Spoke with the Auction Company, they put out a Disclaimer saying each bidder must do their own research, and that they do not give any info on their site or verbally as to any other liens on the home. So, we have moved into a lovely home we had bought just prior to the Trustee Sale, and used our settlement money for the down payment, about two miles down the road.

Have not short term loans for bad credit payday loan providers received a Notice To Vacate from the new owner, Sale was on 4-26, recorded on 5-10. House is vacant, utilities are off, and pool will be going green soon.

Apparently, in AZ, they do a Trustees Sale on whichever lien they are foreclosing on, and the high bidder gets the house, subject to any senior liens, HOA liens or tax liens, and anything else ahead of that legit payday loans online lien. So, our home went to some guy, not back to the bank. Apparently, in AZ, they do a Trustees Sale on whichever lien they are foreclosing on, and the high bidder gets the house, subject to any senior liens, HOA liens or tax liens, and anything else ahead of that lien. So, our home went to some guy, not back to the bank. But the deed giving title get money today to the Buyer has been recorded in his name, we can see it in the recorders website. But the deed giving title to the Buyer has been recorded in his name, we advance cash services can see it in the recorders website.


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Pretty much like selling you my car when I still owe most of the balance to the bank. From what I know- the first can then foreclose- one day loans sell the house and the buyer is left with empty pockets and 142k less than he had. I love AZ but boy their court system is a train-wreck. I have to tell you- its criminal what the HELO did in selling that property. They knew what they were doing and hoped some newbie would be their sucker.

I have to tell you- its criminal what the HELO did in selling that property. They knew what they were doing and hoped some newbie would be their sucker. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

I had just sent an email to Brian Moynihan today detailing my two previous in house modification rejections... I am current, have a 1,500,000 1st with BAC (maybe now with BoNY at 6. Have spent down all my liquid assets staying current....

What is the relevance of what he is calculating based on my existing high payment?? I ask to speak to his manager and waiting for a call back.

Evan Tom Eason anyone that sees this please respond Need your pay day loan bad credit help...

I had just sent an email to Brian Moynihan today detailing my two previous in house modification rejections... I am current, have a 1,500,000 1st with BAC (maybe now with BoNY at 6. Have spent down all my liquid assets staying current.... What is the relevance of what he is calculating based on my existing high payment?? I ask to speak to his manager and waiting for a call back.

Evan Tom Eason anyone that sees this please respond Thanks for your post. What that BOA rep told you about qualification for a mod on your 1st makes no sense (so what else is new, lol).


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You will need to add taxes and insurance to arrive at your PITI to compute your DTI. BOA can likely stretch out your loan term to 40 years if necessary. What that BOA rep told you about qualification for a mod on your 1st makes no sense (so what else is new, lol). You will need to add taxes and insurance to arrive at your PITI to compute your DTI.

BOA get money today can likely stretch out your loan term to 40 years if necessary. Does someone know the mailing address to send an authorization to contact letter emergency cash now to Bank of America.

I was told by bofa the assignment case manager for my account is in N.

With Banking investment i believe Real estate investment is also very good. I found a Real Estate broker at Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over get money today the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

HELLO The letters in the upper corner are CRMMFCLRF,,,i do not believe this is good,,,it also says Your property has been referred to foreclosure. I have read some posts where the bank even filed something with the County Recorder, then cancelled the Sale several times. We have a place to go if BoA decides to foreclose, so we are just waiting to see what they will do. Do you have somewhere to go, a back-up plan, just in case this is real?

I have read some posts where the bank even filed something with the County Recorder, then cancelled the Sale several times. We have a place to go if BoA decides to foreclose, so we are just waiting to see what they will do. Do you have somewhere to go, a back-up plan, just in case this is real?