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Cut to 9 years later after a so called in-house Chase mod a few years back (which really just added what we missed on to the back of the loan, but 6. Over the last year we have applied for every program, loan mod, refinance possible.

We were hopeful that we had a bit of equity and do a standard sale and get out of this lovely but overpriced money pit. I am just confused if people short sale for such a small amount of money. Will we be responsible for the difference or the tax on the difference??? That is, if you want to start a new homeownership endeavor. Of course if you can avoid a short sale it will be better for your credit in the long run and it will also help the programs that you may be eligible for like conventional, FHA, VA or USDA.

If the borrower was current within the month due for the immediate preceding 12 months and shortterm loans all installment debt was paid as agreed prior to the event, the borrower would bad credit installment loans be considered eligible for financing Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either get loans now save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Would this be considered a short sale if the first can be paid in full? Should one consider attempting to contact the second mortgage lean holder and settling? But you will have to get the second mortgage to agree to the sale by releasing the second lien that is still on your property. Yes, you will have to get them involved and to agree to some sort of the best loans settlement in order to release loans online instant approval the lien so you can sell the home. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The installment loan to pay off payday loans opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our It would not be considered a short sale.

But you will have to get the second mortgage to agree to the sale by releasing the second lien that is still on your property. Yes, you will have get loans now to get them involved and to agree to some sort of settlement in order to release the lien so you can sell the home.

What Moe is saying is that the 2nd mortgage has to agree to a short sale as well as the 1st. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Me and my wife put an offer in on a short sale here in our local market. I found out they recently done the BPO, and just Friday they asked us for an updated pre-approval letter as the last one had expired and they also needed additional information from the sellers. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Anyone short sale thru space coast credit union or any credit union that refused to waive deficiency? I am a single mother with no child support and they could care less. In regards to them refusing to waive the deficiency, this is common with all mortgage servicers who normally never waive their deficiency rights.

A short sale is really not a whole lot different than a foreclosure other than it is usually better for your credit and also your ability to obtain future credit such as a mortgage. Your best bet is to forget about them waiving the deficiency and see if it is worth it to either short sale, or just let it go to foreclosure.

A lawyer is only going to suck up your money and will make little difference in the outcome. The credit union is going to do what is best for them in regards to profit and under the law. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.


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You should contact your attorney to obtain advice with respect to any particular issue or instant approval payday loans direct lenders problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. I am just worried about foreclosure but I guess that would be best option for me since I its not like I have any money to give them to pay the credit union back. I already have another home so I do not need a mortgage. Do you happen to know how long it takes to get credit score back up? Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Chase never negotiated with us officially on cash advance payday loans negotiating our HELOC, followed all the rules etc for over a year. So the property is not worth holding on to for many personal reasons as well as get loans now get loans now financial reason. First is in the money property probably worth 300k loan of 160k. I guess since first is in the money we only have to deal with the second lien holder. We have had it listed for 30 days now as a short sale. Chase is a real mess (it was a mess during the mod application, they would mail things saying they didnt get faxes even though i would payday advance bad credit call and they said they did) Weve had a few potential buyers but no solid buyers. Lots of people looking at it but its unique (shared well and property driveway with gate. Will chase extend and allow for the house to stay on the market for a certain amount of time? Whether they sell now via a short sale or at foreclosure sale for a discount price it makes no difference to Chase who as you can see from your own experience, the experience of others and your Realtor that they could care less.

Banks like Chase have billions and billions of dollars. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Chase never negotiated with us officially on negotiating our HELOC, followed all the rules etc for over a year. So the property is not worth holding on to for many personal reasons as well as financial reason. First is in the money property probably worth 300k loan of 160k.

I guess since first is in the top payday loans money we only have to deal with the second lien holder. We have had it listed for 30 days now as a short sale. Chase is a installment loans austin tx real mess (it was a mess during the mod application, they would mail online installment loans texas things saying they didnt get faxes even though i would call and they said they did) Weve had a few potential buyers but no solid buyers. Lots of people looking at it but its unique (shared well and property driveway with gate. Will chase extend and allow for the house to stay on the market for a get loans now certain amount of time? Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The Bank retains the right to pursue the deficience balance, and SCCU reserves the right to collect and file suit for any outstanding deficiency balance. I wonder if I should contact another experienced agent to review the documents for a fee.

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.