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My mother recently underwent surgery to remove an abdominal aortic aneurism. The aneurism was located about two inches from her heart.

While the surgery was successful she has suffered post surgery complications exacerbated by her age (80 years) and her health. We initially started with full time nursing in house convalescence.

Unfortunately this became extremely cost prohibitive. I am a research scientist for the department of the Navy and have worked there for 23 years. I decided to take leave without pay (LWOP) from my job to spend time with her and care for her. My wife works at Mary Washington Hospital in the international radiology department. Our rational was that we could make it on her income during this critical time.

We had hoped in a reasonable period of time my mother would recover to a satisfactory state and I could return to my job. These unfortunate events have caused us to fall behind on our mortgage. Prior to this event we had never missed or been late on a payment.

It has been very important to keep our health insurance in force while paying many of the out of pocket expenses associated with this disease. I secured an advance on my 401k retirement annuity to help with expenses but this is now close to depletion. But at this time we have exhausted all of our income and resources so we are turning to you for fast loans for bad credit with monthly payments help. I believe this hardship circumstance to be a temporary condition. We feel that a loan modification would be vital to mitigate our current financial crisis. We truly hope that you will consider trusted payday loans online working with us and we are anxious to provide any documents or information you might need. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away fast loans for bad credit with monthly payments legally from their underwater mortgages. I think that based on my mortgage alone I would not qualify, but if personal lending both are factored in then maybe I do? Since 2007, the LoanSafe forums have helped millions of no credit check payday loans homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual fast loans for bad credit with monthly payments author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Hi im new fast loans for bad credit with monthly payments to this site and it has been very helpful. I am writing this letter to explain my unfortunate set of circumstances that have caused us to become delinquent on our mortgage.

We have done everything in our power to make ends meet but unfortunately we have fallen short and would like you to consider working with us to modify our loan. Our number one goal is to keep our children and ourselves in our home and we would really appreciate the opportunity to do that. The main reason that caused us to be late is due to a reduction of income due to illness. After finding out I was pregnant early this year, I experienced several complications in which I was hospitalized and or was bed rested causing me to put in less hours then normal at work. We also took into our home a family member that was also pregnant and lost her job. Soon after being late and our income not being nearly enough, we had fallen further and further behind. But at this time we have exhausted all of our income and resources so we are turning to you for help. Our situation is starting to get better because I have recently started to work back to my normal hours and our income getting better. We are responsible homeowners who just needs a second chance because we really want to save our home.

We online payday loans in texas feel that a loan modification would benefit us both. We would appreciate if you can work payday loans san antonio tx with us to lower our delinquent amount owed and or payment so we can keep our home and also afford to make amends with your firm. My Hardship letter, perhaps a bit different from others as my income has not changed. Thank you in advance I qualified for this loan together with my now ex-wife, who is out of the picture, has bought her own home, and has recently filed for CH7 bankruptcy. I have been paying on this mortgage for 3 years on my own but because of the reasons listed here I am seeking an interest-rate modification. There is also a large second mortgage on this property which is almost totally un-secured because the property values have declined. I have done everything in my power to make ends meet but unfortunately I have fallen short and would like you to consider working with me to modify my loan. My number one goal is to keep my home for my family and I would really appreciate the opportunity to do that. The reasons that caused me to be late are 1) Expenses related to a recent Divorce. But at this time I have exhausted all of my income and resources so I am turning to you for help. My situation is stable in that my job is secure and I feel that a loan modification would benefit us both. Is it possible to have my current interest rate lowered from 5. Any other solutions you could provide would be greatly appreciated. I am a new member and this is my first reply to a post.


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I am assisting my mother in the sale of a non-owner property that has recently adjusted due to an escrow advance. It was a neg am loan and putting together the hardship package now.

Any feedback you have on the letter below will be greatly appreciated. This letter is written to explain my current financial situation and the approval of a short sale of my property at..... I have been a teacher in California for approximately 20 years and due to the current economic status of California I have received a reduction of my income in addition to losing my husband of 38 years to a cancerous lymphoma of the brain on October 2nd of this year. I have been struggling to keep up with my bills due to the increased medical costs experienced during my late husbands fight with cancer and my increased time away from work. I have owned the home since 2006 and until recently have been on time making my mortgage payments. Due to financial setbacks and decreased pay at my job I am unable to meet my financial obligations on my current mortgage.

The current escrow advance change on my mortgage statement has increased my monthly payment and I am unable to keep up at this time quick loan bad credit same day and foreclosure is eminent.

I have enclosed documents for the past 2 months to explain the financial situation I am currently going through. As you can see, if this offer is not accepted I will not be able to meet any of my financial obligations. I am embarrassed that I am in this current situation and would like to avoid further financial difficulties by continuing negative credit and mounting financial obligations. I have to relocate based on my job and my mortgage is underwater. Or can you help me create one, I must admit I am NOT good at writing at all! What is your state, and do you want to try to keep the property? I have to relocate based on my job and my mortgage is underwater.

Or can you help me create one, I must admit I am NOT good at writing at all!

Are you saying you are not able to make the payments? I am writing this letter to ask for help in a serious financial hardship our family is facing, which has caused our mortgage to become unaffordable. We have done everything in our power to make ends meet but unfortunately we have fallen short and would like you to consider working with us to modify our current home loan.

We were already struggling before this which only compounded things and set us further behind. In cash net loans order to try to remain current on our mortgage payments we had to let some of our other bills fall behind and as a result I am now being taken to court for nonpayment and a lien was placed on our home. We have fallen behind on our property taxes and in order to pay them we are fast loans for bad credit with monthly payments faced with falling behind on our mortgage payments.

It is our full intention to pay our bills without having to file for bankruptcy. We feel we are out of options at this point and that is why we are turning to you for help. Having a loan modification would help us a great deal. We would be able to remain current with our mortgage payments and would be able to afford our property taxes. It would also give us a chance to make good on our other bills that we had no choice but to let fall behind. It is our number one goal to keep our home and it would be greatly appreciated if you could work with us on this.

I suggest you not spend much time with a hardship letter, as they are never read carefully, if at all. I got a fixed rate for five years which are now due and my new interest rate will change next month. We cannot afford any type of monthly increase of this amount and we will surely fall into foreclosure if we do not keep at the current rate or modify the loan again to extend the term. To date we have made all of our mortgage payments on time and will continue to make all payments in full and on time.

We are trying to be proactive because we want to preserve our good credit rating as well as our most important asset, our home. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on payday loans with low interest rates the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are low interest unsecured personal loans the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available direct lenders for personal loans on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Sorry Moe, one more question this is regarding purchasing a home.

He works and goes to school and he wants to see if he qualifies for a mortgage loan. Not a problem, but please if you could start new threads in other forums when you have a new question.