Fast cash loans no credit check

Explain to me why you are on this forum Jakey boy??? New to the forums here, been lurking for a the past couple of days now and still not sure what to do with our situation. Also, will the CA one-action rule apply if we decide to walk away? We tried applying for one, and it turns out we got pre-approved. They said our combined income is sufficient to pay for both mortgages and we have a very solid credit history. Of course if we buy this new home, we absolutely see no reason to keep the existing one, so it has to go. How do we time this like when to stop paying for our existing home? Also, can you guys recommend a lawyer in CA who specializes in this?

My understanding is that the Mortgage Forgiveness Debt Relief Act of 2007 and the Anti-Deficiency Statutes are intended to apply to a primary residence.

I was completely honest about the old mortgage (verified with docs anyhow) and the current home value (verifed by property tax docs) that showed the old house underwater by 3x the value. My current home - purchased 1 year fast cash loans no credit check ago - is already under water. If my current bank made an issue of intent to fraud I could walk away from this home - also non-recourse loan. So really, in a civil action, who would come after me? I hope they have more important things to deal with. I feel very fortunate for having had the opportunity to find a way out of this financial mess while most people end up in bankrupcy. I bought a 2nd house in a different state with cash and walked on the old house in oct 2010. I received foreclosure notices with sale dates in Jan, Feb, March, April and May of 2011.

Then in June they sent fast cash loans no credit check me a letter stating that they were releasing the Lien on the deed of trust, which they did. Wells Fargo walked away from house too and turned the amount owed over to a collection agency. My understanding is that the Mortgage Forgiveness Debt Relief Act of 2007 and the fast cash loans no credit check Anti-Deficiency Statutes are intended to apply to a primary residence. More of a question about primary residence in a buy and bail situation of the loans that has been refinanced (recourse loan) for example. Gray area in which is it the main home definition or the 2 out of 5 year occupancy test to qualify as principal residence.

We one hour loan have bought our new home, but lack the guts to stop paying on the first. Did any credit cards close or did you have difficulty getting insurance? We have bought our new home, but lack the guts to stop paying on the first. Did any credit cards close or did you have difficulty getting insurance? I DO NOT KNOW what credit score my wife and I have. Credit Cards are evil and the use of credit, making payments on anything in a lay-away fashion, or making payments on a Drive today but pay for 4 years.

Or we save and say hey, this money would be better spent on.... The fact that the house is paid off in full i am sure helped reduce the price. This is the specific reason why we chose foreclosure over deed in lieu or shortsale. What worries fast loan today me- I travel quite a bit for work and need to use my credit cards to do so - I can charge 5k a month at times, work reimburses me before the bill is due - but not having the ability to utilize credit would jeopardize my earning potential and have my job look at me differently. We like to travel as a family - we can afford this, but again credit cards make it infinitely more convenient and I believe cheaper. Are these things worth the 150k we are underwater, probably not (the job piece could be though). That said I need loans with no credit history to quantify them and include the impact in plans. I found out the mortgage company is a subsidiary of Bank Of America and BOA decided to stop attempting to foreclose on houses from that time period because their paperwork is all screwed up. If they have the promise note and i lose the lawsuit (because tax man takes direct payday lenders no fast cash loans no credit check third party it and mortgage went unpaid) then I will declare bankruptcy. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I had fixed rate loan to relocate to Florida due to work 2 years ago. We have tried to rent and have gotten screwed a couple of times. The key objective for our family is to not have the bank come after us for the deficiency on our new home in Florida.


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I was able to purchase this home with a VA loan and at this point I am ready to give up on the house in Maryland. I have been trying to be responsible but the stress and money in repairs it is not feasible any longer. A deed in lieu of foreclosure would be your best bet. But in my experience, a deed in lieu is one of the hardest loan workouts to accomplish.

I probably have only seen about 10-20 in the last 10 years. With that said, I would still try but also prepare mentally that it will most likely not be approved. The key to a successful short sale usually is with hiring the right agent who has a long track record in selling short sales. These agents know the short sale ropes and will work their tales off to get the sale through.

They may also be able to get the debt forgiven if they are real good. Hiring a lawyer will probably do you no good whatsoever other than wasting your hard earned money. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to payday loans without a checking account obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. A deed in lieu of foreclosure would be your best bet. But in my experience, a deed in lieu is one of the hardest loan workouts to accomplish.

I probably have only seen about 10-20 in the last 10 years. With that said, I would still try but also prepare mentally that it will most likely not be approved. The key loan with bad credit online to a successful short sale usually is with hiring the right agent who has a long track record in selling short sales. These agents know the short sale ropes and will work their tales off to get the sale through. They may also be able to get the debt forgiven if they are real good. Hiring a lawyer will probably do you no good whatsoever other than wasting your hard earned money.

I feel like I am back on the hamster wheel way back when.

I have been paying 2 mortgages and am at the short end of the stick.

I will try the shortsale route with a hope they will forgive the remainder. But when talking to BofA they say until it is approved they cannot guarantee anything. I really do not want to but if I have to try and rent this thing again I will.

They would first have to file for a deficiency judgment and then file to collect from you in Florida so they can pursue you legally under Florida law. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Yes, they can come after any of your assets. They would first have to file for a deficiency judgment and then file to collect from you in Florida so they can pursue you legally under Florida law. I will let everyone know what action I take and give a play by play. If I make a mistake and can help someone its worth it. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the fast cash loans no credit check information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. They pushed bad credit loans no guarantor needed me through modification process even though I stated that I had no intention of keeping the house.