Fash cash

Also, my understanding is that a secured junior lender is legally barred from suing the debtor when the debt fash cash is unsecured, pursuant to CCP Section 726. How long are you saying do they have to collect on the loan? More specifically, we made our last payment June 2012. But you can restart that clock at any time and you contacting them in 2015 may have done that. If you ever want to refinance and or sell, you will have to settle the HELOC debt for them to agree to release it. With that said, you might be free from collections provided the SOL did not restart, but you still owe the debt if you want to refi or sell. The fash cash comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater pesonal loans mortgages. And now I would like to settle with my second mortgage Citibank.

Yes, your mortgage is still with Citi, the best loans but it has been sent to a collections law firm. You need to contact the law firm and tell them you would like to settle. You will need to come up with a fair price to offer your lender when applying, and this will need to be included in your hardship letter you send in. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your fash cash attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Yes, your mortgage is still with Citi, but it has been sent to a collections law firm. You need to contact the law firm and tell them you would like to settle. You will need to come up with a fair price to offer your lender when applying, and this will need to be included in your hardship letter you send in. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

If and when that happends , you should have saved some money and put a larger down payment... We as comsumers should know that all the interest that we are paying, is actually funding for Rude and Poorly trained employees to work Against us, especially incompetant banks like Bank of America... Its no wonder the CEO of JP morgan, Jamie Dimon, just hired his father and had him leave B of A. Hes making sure he grabs that pension money before its too late. They are funneling all of the bad assets into it and when the time is right, Pooooof, the plug will be pulled. Good article about the second tsunami coming of hidden homes phantom inventory owned by banks which BofA starting to release into the market in Vegas. Its no wonder the CEO of JP morgan, Jamie Dimon, just hired his father and had him leave B of A. Hes making sure he grabs that pension money before its too late. They are funneling all of the bad assets into it and when the time is right, Pooooof, the plug will be pulled. Unfortunately, all the scoundrels at the top will just land new jobs at the remaining banks. We need them to be found guilty of criminal charges and BARRED from the banking and lending industry. If any servicer or investor is causing you troubles COMPLAIN ABOUT THEM SO THEY DO NOT GET AWAY WITH FINANCIALLY MURDERING MILLIONS OF HOMEOWNERS If any servicer or investor is causing you troubles COMPLAIN ABOUT THEM SO THEY DO NOT GET AWAY WITH FINANCIALLY MURDERING MILLIONS OF HOMEOWNERS IMPORTANT: ACTUALLY, This is for the public also! I thought the same thing, but when I call the number for Fannie - The person that answered confirmed that the number was for the Consumer Resource Center. I think they have not gotten the word out properly for the public. And two days later, Fannie confirmed receipt of my request.

Waiting for them to call me, and I will come back and update you all about what happens. Did you know you might be able to negotiate a 20 percent reduction in what you owe? Josh Rosner, a financial analyst specializing in mortgage-backed securities, says that america cash advance lenders know that if a home goes into , the lender will lose 60 percent or more. Those banks routinely block such requests because debt reduction for a borrower would spell instant losses for them. Instead of creating the strong and independent Consumer Financial Protection Agency Warren has called for, Senate leaders. So why has Treasury been letting the banks get away with blocking real debt reduction for consumers?

Banks are massively under-capitalized on second lien exposure, Rosner warned the crowd. By allowing those same fash cash banks to pay executives huge bonuses, The government, I would argue, is tacitly or explicitly a partner in securities fraud. Sustainable Loan Modifications are mortgage loans which have been permanently and sustainably restructured through reduced interest rates, which are at a fixed rate for 30 to 40 years and where, when needed, principal reductions are given to first and second mortgages , in the form of forgiving the write down of said principal reductions, with no balloon payment due at sale or end of loan term. This recession has hit everyone-----the rich, the middle class, the lower class, and the poor.

No one expected this situation and there was no way to predict it. With closing businesses and payday loans vancouver lost jobs, the foreclosure problem is hitting many. If more banks would participate in modifications instead of going for the big bucks to foreclose, our economy would bounce back much quicker. Share the wealth and work together and we can make it through this rough time. Tony,I hate to say it but you have no idea what you are talking about. I live in a small modest home that I bought 24 years ago. At the time of purchase I could afford the payments and did not overextend myself.

I kept my payments up until the last year when things fash cash just got to be more than I could pay for by myself. My lender put my home in foreclosure because I was two months late.

I mailed a payment in the third month and they returned it.

I filed for the Prepaid affordable Monthly Mortgage plan to save my home. Yes, I could sell my home I have lived in fash cash for almost 25 years but then what.

I think my husband has been through enough without me losing his home. You have no right to speak about people who have high priced homes. They could probably afford them when they got them and they deserve to have whatever they have spent their life working and earning. I hope there are people out there somewhere that will help these people who so desperately need it. I just moved to an apartment after CHASE bank refused to work with me on a loan modification. My salary dropped due to perm disibility and partners job loss. My husband was out of work for over 5 yrs, and instead of losing our home, we defaulted on our cc so we could afford the mortgage with my 3 jobs. We were finally blessed with a good job for him, so I requested a modification or refi to reduce the interest fast loans no credit check in order to help us afford to finally pay our other creditors and still keep paying our home. After 5-6weeks, they denied us for refi because our credit score is below what they want, and denied a modification because now our income is too high. I thought consumers that were straddled with these high interest ARMS were one of the main groups that the program was supposed to help.

There modification program is right up there with root canals.

Credit is too bad, make too much money, etc just like many of you here.

They are the most unorganized heartless bunch I have ever dealt with in my 56 years.

I really had thought the home modification program was a good idea for my husband and I. Wells Fargo is our lender and when they approached us for this program we were thrilled. We got everything signed and received our first bill for the modification program and SURPRISE it was even more than we were paying before this program. So I immediately contacted Wells Fargo to see what was going on and they said that our taxes in our escrow account had gone up and for the next year we would be paying this NEW amount, which is more than our previous mortgage, for the next year to catch up on our escrow account. I cannot understand how a mortgage company can make such a large mistage like this and not some how correct it without making our payments higher than they were before. Wells Fargo apologized but said there is nothing they can do. I really think that is a bunch of crap and am so disappointed with them and this modification program.

The exact same thing happened to us with Bank of America. I contacted my congressman, who has intervened in our behalf, and Bank of America is now renegotiating wih us (which is interesting considering every customer service person I spoke to told me there could be no negotiation). I am no communist but, when I see all the injustice against the people of this country perpetrated by the banks I believe it is time for the government to take over the banking system. In February, the number of mods in the permanent column increased 45 percent compared to January. The target monthly mortgage payment ratio of 31 percent based on verified income could not be reached using the standard HAMP modification waterfall.

The borrower failed to provide all income documentation required for a HAMP modification but meets the streamlined income documentation requirements outlined by payday loans surrey Fannie. The GSE also stressed that a principal write-down or loan companies for bad credit principal forgiveness is prohibited on Fannie Mae mortgage loans. For qualified borrowers who are already identified as ineligible for a permanent HAMP modification, Alt Mod offers must be sent to them within the next 30 days. Going forward, for other borrowers who entered into a trial plan prior to March 1, 2010 but are denied a permanent HAMP mod, payday loans san jose ca offers must be sent within 10 days of completion of the trial period and expiration of the 30-day HAMP borrower notice.