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The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free easy cash advance mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have a pay off agreement from Ocwen for my 2nd mortgage. They said they did not receive the payoff agreement which is a COMPLETE lie. Hopefully you still have a copy of the payoff agreement as it may come in handy later. This is complete BS that they applied these funds towards your account because it should have clearly stated in their systems that the account was being settled for x amount.. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your short term money lenders attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Hi Evan- Yes believe me this is our worst nightmare (Ocwen applying incorrectly). This is my first time posting on the forum,but I had checked in several times as I was going through the Home Save program with NACA. I would pick up odd jobs here and there but nothing permanent.

We cashed in our 401K and used that money as a reserve to kick in every month to help make the mortgage payment. When that money was nearly gone I began looking into ways of reducing our mortgage. Then the house was reappraised for tax purposes at 160,000 and the loan was 266,000. We had thought about walking away but wanted to stay for the kids sake,and the fact that at least one of us had a good stable job. I went to a NACA Save The DREAM event and we decided to do it and do EXACTLY what they said. That is when we decided to stop making any payments on the loan and advocate heavily on our behalf.

We sent a QWR letter to the address we were supposed to and also a copy to the president of HFC and the CEO of HSBC. We also sent easy cash advance the QWR to our Senators,Congressmen,the head of the banking committee... We also sent a letter to Bruce Marks CEO of NACA which was a desparate plea for help,and to also inform him that both his organization and we were being ignored by HFC.

Five days later we received a call from Kevin get a loan online Winn the loans in el paso national director for NACA. We had a discussion about the particulars of our case,and he said he would personally contact the president of HFC. I waited a week or so and called Kevin Winn and asked if he would call them again. He did and this time they said they would consider our NACA submission. We have just made our second payment at the new rate. I have no reason to believe that it is not legit at this point.

The whole ordeal took 11 months and a ton of patience and hard work. I am so glad that the information on the forum was able to help you throughout the process. Congratulations on your NACA loan restructure, that is a great one and thank you for sharing your story on the forum. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer Hi Evan- Yes believe me this is our worst nightmare (Ocwen applying incorrectly). Yes it is quite ridiculous they handled the settlement in such a manner. If you type in various keywords such as (Ocwen executive contact or Ocwen contacts in the google search bar at the top of the 24 hour payday loan direct lender page you may be able to find additional contacts that may help, it is always good to try and bring as much attention to your case as you possible can.

You may even want to file a complaint with your state AG, Senator, OCC, etc if they are unable to assist you in a timely matter.. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal payday loans in illinois Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.


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My Quicken Loans agent overstated my income by 10K per month on a URLA. The scary thing is that Quicken Loans is who my servicer Green Tree recommends I work with for a HARP refi. It was an obvious misstatement on his part as I clearly told him my salary and everything else I told him was correct on the app. Now even though he has changed it back to my true income I am nervous about continuing the process with him. The tricky thing here is that if you signed the document where he had over stated the income that basically says you agree to that amount, you now may be complicit of the fraud. This is whether they did it without your knowledge or not becauset he signed document with your name is what the courts would look at. The loan officer pumped up your income so you qualify and now that he brought it back down to the truth, you may not qualify. The good news is that you caught it and called him out on it, but there may be bad news now because you may not qualify at your normal income. A loan officers main incentive is to sale and close loans and sometimes many are willing to bend or break laws in order to do so. When anyone does business with a professional like this, you need to read all paperwork and by all means do not sign something that is not right or a lie because when you do, you are now complicit in the fraud by just your signature. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with easy cash advance a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I hear you about the courts, it seems now that the banks threw some bribe money at the States that the pre approved loans courts are forgetting about LAW and simply moving thru there case dockets. They figure not to many people will file appeals and they are correct, filing appeals is time consumming and very costly and very few appeals get heard.

I believe the federal BK court is our next best option.

I hear you about the courts, it seems now that the banks threw some bribe money at the States that the courts are forgetting about LAW and simply moving thru there case dockets. They figure not to many people will file appeals and they are correct, filing appeals is time consumming and very costly and very few appeals get heard.

I believe the federal BK court is our next best option. No transfers at the county clerks office but an old lis pendens filed by BoFa when they fraudulantly tried to foreclose on me back a few years ago. This was a countrywide liars refinace that went awry, they saw my wife coming and took advantage of the equity in our house.

Also MERS is all over my docs along with at least 3 tila violations, heck they lied to everyone nowhere does it state that the mortgage was being securitized. Also in your case how can they come to court with a loan-transfer when the loan is in default? Something smells fishy if the loan was not in a trust within 90 days they are breaking REMIC rules how are these sleazebags doing this?? In my case I argued that the assignment was flawed, did not want to use the term Fraud for fear of having to prove fraud. In any case the judge did not buy my argument, I am not sure if he even looked over my evidence that I presented to the court. My assignment took place in April 2010 from a company Sand Canyon Corp, that as of easy cash advance March 2009 per the president of said company in a Federal deposition( of which I submitted to the court as an exhibit) President stated that the company known as Sand Canyon Corp was indeed out of the mortgage business in every capacity, he stated we no longer service mortgages, we not longer assign mortgages, we no longer hold any realestate in our portfolio, we are out of the mortgage business completely. Anyway the court just ignored this document and awarded the bank a summary judgment. Im waiting on the NOD to see what im dealing with so far no need to hire an attorney. I will contest the NOD I feel the foreclosing party in my case easy cash advance has been violating respa, I had some problems with force placed insurance also they tried to foreclose on me while in a foreberance agreement and tacked a crapload of charges on the loan backend, the whole while no loan mods. I have gone through a divorce lost my wifes income and have been unemployed more than secure online loans a year I stopped paying for a reason and I want questions answers.

In no way have they ever helped me as a matter of fact the servicer in this case has done just about everything they can to lie cheat and steal. I have documented evidence of this, there is no way I want to do business with these crooks, if it takes defaulting on my payday loan calgary mortgage to get someones attention besides the pretender lenders this is it.