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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Right now if you are looking to purchase a home in a park, there are very few lenders that are willing to help and typically require a ridiculous amount down, including a high interest rate and loan requirements. If you need help qualifying for one of these loans please feel free to reach out to us directly at 800-779-4547. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I know this has been long awaited and many members have contacted me looking for a Manufactured Home lender. We have just opened up the program and are able to help homeowners in many states. Finished grade elevation beneath the manufactured home or, if a basement is used, the grade beneath the basement shall be at or above the 100-year return frequency flood elevation. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Our mobile home lender locked us out of our mobile home. They had someone come and change the locks on the house even though we were not late, never been late, and completely up to date with all payments with the company. Last year my wife called the lender, asked them what would need to be done to turn the mobile home back into the lender. They sent paperwork that needed to be signed however we decided against it at that time and never indian payday loans online sent the paperwork back in. We owned this mobile home for 10 years now and have never missed a single payment. Due to job changes we moved out in July 2005 and placed the property for sale.

We found out about 6-8 months later that they did this and when we called them they sent someone out with the new key. If you continued to pay everything (loan, taxes, insurance, lot fees, etc. Sounds like a HUGE mistake on their part and maybe a costly one if you have the means to pursue them. The lender knew we moved out, they were provided with our new address.

They also knew that we were trying to sell the place, the home has been on the market for 5 years, they just did this last year because we asked for information california payday loan easy approval payday loans about turning the place back in to them.


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Like I said earlier, we never went thru with the paperwork, so as far as they should have been concerned it was status as usual. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a affordable loan loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. My parents cash advance direct lenders are currently residing in a retirement community and purchased a manufactured home approximately 2 years ago. My father is going to remain in the home most of the day in an attempt to sell the home ASAP. What timeline limits must the lender follow before taking action? My parents have easy approval payday loans not yet received any letters other than late notices and phone conversations threatening to send an inspector and take possession of the home. My father is going to remain in the home most of the day in an attempt to sell the home ASAP. What timeline limits must the lender follow before taking action? My parents have not yet received any letters other than late notices and phone conversations threatening to send an easy approval payday loans inspector and take possession of the home. Make sure your parents are in contact with their lender regularly and they are aware that the home is not vacant and currently on the market. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through where to get a personal loan with bad credit this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Thank you for the welcome and my apologies for missing out on this critical information (the location).

They have not received any letters as of yet, but the lender says they are in the mail.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. My hubby and I foreclosed on our house (completed last year, they took a LONG time, over a year, to complete the process). Are manufactured home loans any different than traditional home loans?

I thought they were considered personal property since they are titled like a car. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The dealer we bought it from broke several promises as to what they would after the sale, but that was our fault for believing them I guess. Our biggest mistake was buying a new house, and moving it into the park. We liked the house, just not the value it lost over the next several years. We noticed right away that people were moving in, and then one day they were gone. One of the common promotions from the dealers was to pay for the space rent for the first year. It was ok when they were little, but when they become teenagers, they need space and privacy. So in 2010 we started looking into selling the house. We quick personal loans went ahead and bought a stick built house and rented to my daughter and 2 of her friends. After quick loans reviews about a year, her friendships dissolved, and we ended up needing to move into the stick built house. Most of the other houses for sale in the park, are park owned homes. I tried to talk to the park owner about buying ours, but he would only offer about half of what we owe. We are thinking of walking away, instead of trying for a short sale. My specific questions are this: What do I do specifically to let the Mortgage company (Greentree) know we are walking away? During the time that the house is still in our name, I believe we need to still make rent payments to the park.

At what point can I stop making payments to the park? What process transfers our name off of the title, to someone else? Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Right now if you are looking to purchase a home in a park, there are very few lenders that are willing to help and typically require a easy approval payday loans ridiculous amount down, including a high interest rate and loan requirements. If you need help qualifying for one of these loans please feel free to reach out to us directly at 800-779-4547. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I got into a pretty bad deal many years ago and I have a few questions.

I was granted the home in our divorce decree and I want to get the home in my name only.

Is this transfer of equity an option, or is there another way to go about this without having to refinance? I should probably refinance and I might, the only issue with that is coming up with the cost out of pocket to get that done. Is the mobile on its own land and you have a deed or is it in a park and you have a title like a car? You use the word mortgage so I easy approval payday loans will assume you have a deed. Ownership is not dependent on who signed the mortgage,ownership depends on whose name is on the deed,you could have only your name on the deed and both names on the mortgage. If both names on the deed and you were awarded the property you may want to insist that she sign a new deed and get it filed at the county since any judgments in her name attach to the property until the deed is out of her name Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. At that time we only wanted to discharge credit card and personal loans.

The bankruptcy lawyer told us we could exempt our land, mobile home, and vehicles which we did.

We got reaffirmation on everything but the mobile home loan. We were told that as long as I made the payments on time and kept the insurance and taxes paid, we could keep it. What they did not tell me was that loan would be discharged with everything else. I also learned many years later that even though the loan was discharged, the lender still had the lien on the title.

The original loan amount was 72,000 and the loan has been transferred twice since the bankruptcy. I have paid i need a personal loan now 112,000 on this mobile home and after 15 years of paying on time, I still owe 62,000 on the principle. Although I am not liable for the note and if I walk away, they still hold the title to the mobile home. It is on land that I own and once moved, will never sell for what is owed on it.

I guess my question is, if I did walk away, would this still be a foreclosure? At that time we only wanted to discharge credit card and personal loans.

The bankruptcy lawyer told us we could exempt our land, mobile home, and vehicles which we did.