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Not that that means anything, but at least we have Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. It is an admission of these violations of the Bank, with stipulation that they are to correct these matters within payday loans alabama a period of days. It also tells the bank to reimburse the Property owner who has been foreclosed on his financial injury. It also talks about violations of non judicial foreclosures. The comments by direct installment loan lenders online me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the payday loans for bad credit direct lenders opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Thanks for posting this valuble information Cat. This is a stipulation that this bank agrees they have done wrongful foreclosures. I any of you are in a court case with this bank this shows they have stipulated to their guilt. I have been super busy have not had a chance to read it I will make time tonight. This is a stipulation that this bank agrees they have done wrongful foreclosures. I any of you are in a court case with this bank this shows they have stipulated to their guilt. I wonder, if I offered a lawyer as his contingency fee, 25 percent of the proceeds of the sale of my house, if they would pull out all stops to win my house free and clear in a lawsuit against Wells Fargo. We already have another place lined up, and if I win, I would put the thing up for sale immediately. First TILA with fixed 30 year term was received upon preapproval prior to househunting.

The application was finalized a week later after a purchase agreement was signed.

WF did not produce another TILA, until 30 days later at signing..

Would have lost the promotion and had to scrape up 12k. Wells refused to refi a year later and rejected the refi walk through appraisal obtained through a broker. Wells insisted zillow was accurate and cut my 1 mile radius for comprehensives in half. I wonder, if I offered a lawyer as his contingency fee, 25 percent of the proceeds of the sale of my house, if they would pull out all stops to win my house free and clear in a lawsuit against Wells Fargo.


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We already have another place lined up, and if I win, I would put the thing up for sale immediately. First TILA with fixed 30 year term was received upon preapproval prior to househunting. The application was finalized a week later after a purchase agreement was signed. WF did not produce another TILA, until 30 days later at signing.. Would have lost the promotion and had to scrape up 12k. Wells refused to refi a year later and rejected the refi walk through appraisal obtained through a broker.

Wells insisted zillow was accurate and cut my 1 mile radius for comprehensives in half. Read this thread throughly and you will see your plan would be fruitless as even if loans poor credit you have a cut and dried case the Judges, the government , The OCC are bought off and controlled by the banks. The so called American Dream is denied to about 10 million or so people in this country. I found out by accident that they were diverting our payments to the lower interest balance and violating credit card laws that require they 1.

When I call, they only say this conversation is over. I will have to get an attorney and file complaints with the OCC and AG to get it resolved. The comments by me and the materials available at this web site are for informational purposes cash advances payday loans only and not for the online payday loans california purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with direct installment loan lenders online respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer While I appreciate the offer Nicole, know I cannot respond via email because it would compromise my anonymity in this forum. However, I will write to the address on the back of the statements as instructed by the OCC and the Credit Card Agreement that clearly states our rights are only protected if I do so (in writing at the address provided). While I appreciate the offer Nicole, know I cannot respond via email because it would compromise my anonymity in this forum. I was told it was diverted and rolled onto the principle of the 11. Why bother reporting it on the first page as if it were paid when it was diverted? I call it a fraudulent shell game, because I am now being told I am stuck with it.

Hopefully, when I write it be made right, but I think all three of the account managers I talked to (other than Marie) need to be fired for refusing to let me speak to a real manager.


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Wells Fargo is a master servicer on multiple securitized accounts. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Since 2007, the LoanSafe forums have helped bad credit online payday loans millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We vent in postings here, anyone close to us heard our tales years ago, our friends say we start sounding like lawyers, quoting regulations and violations. Many of us have had added family crises, health issues, not to mention damaged credit reports, clouded chain of title, money spent on the battle as months turn into years.

Now, I need to give my proposal to Chase for settlement.

After this long a period, how does one place a monetary value on ignored QWRs? On multiple loan mod applications with no response, on denials without cause, on attempts at foreclosure? I would like to ask for concrete information you have seen with other homeowners or your own experience of placing value on these things which are beyond value. Silly, I know, but this whole game has been irrational, and the stress both emotionally, physically and financial is something others have no idea about unless you have been one of the people fighting for their home. I am continually amazed that my family has stood by me-had to go through five years of stuff to prepare to fight my foreclosure.

That is one of the main reasons I created LoanSafe was for you all to share and learn from one another. In all my years doing this, I can say that without a doubt that this whole process is one big conspiracy where this stress and these headaches caused by mortgage servicers is intentional.

If I was to put a price on it, I would say many of you could have a great lawsuit that would be worth a lot of money for your emotional duress that I feel is purposely created. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice direct installment loan lenders online with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.


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I lost my father and a year later my best friend my Golden Retriever. Add on to that any additional expense that have resulted, any consulting fees, office and postal costs, medical costs if the stress effected you cash fast loans physically or mentally, maybe charge You might want to research intentional and negligent infliction of emotional distress to see how it damages are determined in court. That was of after years of being jerked around by his servicer while trying for a modification. His lawyers - who did a great job obviously - will receive 40 percent. Maybe this will get other lawyers interested in educating themselves and taking on these cases. If you have it could you post the name of the case? If you have it could you post the name of the case? Mandelman Matters has 2 great podcasts on the website interviewing the attorneys.

Now some say the award is excessive, but when you read about what he went through - - the foot-high stack of correspondence, the uninvited real-estate agents tramping through his backyard, etc.

If you guys have time, you really should listen to the podcasts.

One of my favorite lines from the first one direct installment loan lenders online is when the lawyer says How is it that they can refinance a loan in 2-3 weeks, but it takes 3 years to MODIFY a loan? We vent in postings here, anyone close to us heard our tales years ago, our friends say we start sounding like lawyers, quoting regulations and violations. Many of us have had added family crises, health issues, not to mention damaged credit reports, clouded chain of title, money spent on the battle as months turn into years. Now, I need to give my proposal to Chase for settlement.

After this long a period, how does one place a monetary value on ignored QWRs? On multiple loan mod applications with no response, on denials without cause, on attempts at foreclosure? I would like to ask for concrete information you have seen with other homeowners or your own experience of placing value on these things which are beyond value. Silly, I know, but this whole game has been irrational, and the stress both emotionally, physically and financial is something others have no idea about unless you have been one of the people fighting for their home.

Cannot speak to it at the moment, as you all understand. What is another few weeks or months, when it has already been years, and they have been slow years.