Checking to cash

Whether that be a loan modification, short sale or deed in lieu of foreclosure, it is possible that everyone can come out of the process a winner. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

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Suffice it to say, I had no other choice to stop the sale - and preserve my home (or anything for that matter). NOTE: I filed myself (yikes) and continue to be unrepresented. Her meeting bought me some time as the hearing was postponed. Trustee also said to correct schedule C - and she kindly set the next hearing date.

I was hospitalized 5 days - infection in finger which is deformed and needs future surgery. As if not enough, my sister was diagnosed in June and died of brain cancer in September. Thankful I was able checking to cash to care for my sister and now lend moral support to my niece.

Your site and forums have re-ignited my faith and hope! Welcome to the LoanSafe community and thanks for sharing your story. I know that this can be vert stressful and confusing. I have counseled thousands of people like you over the last 9 years who were in similar situations. They are all just delay tactics of the inevitable which is foreclosure. The main problem in keeping your home is your income. There is no way a BK judge and or the mortgage servicer will approve a loan modification for you to stay in the home which is your best bet.

A foreclosure defense based immediate cash advance on fraud etc is very hard to litigate and prove. You would need an expert lawyer to do so which would cost a lot of money. They not only lost the case, checking to cash they lost all their money. The solution is to somehow make more money and try to get a loan mod or prepare mentally and physically to move elsewhere. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing payday loans poor credit legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I am in a forbearance program with Chase due to unemployment. I have had 2 six month periods and am wondering if they will grant I have tried to refinance, but have been told i have to bring 12 months arrears current before any bank will talk to me. Do you have any prospects for employment or income? The comments by me and loans 500 the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Do you have any prospects for employment or income? You probably would not qualify for a chapter 13 bankruptcy because you have to be able to afford to pay your creditors over a 5 year period. Mortgage are also often not included in a chapter 13. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of same day loans online instant cash providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our You probably would not qualify for a chapter 13 bankruptcy because you have to be able to afford to pay your creditors over a 5 year period. Mortgage are also often not included in a chapter 13. OK, then you can qualify for a loan modification and you should keep trying to do so.

The problem is that a loan modification free online bank is not mandatory and is a privilege. They know you have equity and they may deny you what is cash advance so they can try and take your home back. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.


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Please Read our OK, then you can qualify for a loan modification and you should keep trying to do so. The problem is that a loan modification is not mandatory and is a privilege. They know you have equity and they may deny you so they can try and take your home back.

I filed for bankruptcy and checking to cash my mortgage debt was discharged. I was told I could get a loan modification to prevent foreclosure. I tried to work with Bank of America for 2 years to get a loan modification. I received several denials given a different reason each time.

BOA filed a Summons and Complaint against me Oct 2013 but did not serve me until May 2014. I received notice from the Judge Nov 2014 that my foreclosure could proceed. In June 2015 I was finally granted a loan modification and the foreclosure stopped. I am now in the same difficult financial situation and cannot make my loan modification payments.

Right now I feel just to let it foreclose this time.

I would like to know how long I have to reside in my home until BOA forecloses. I was told that because I worked with BOA on a loan modification halted the foreclosure process so it would be shorter time to foreclose and then I was told it could be 3 years since NY is a judicial state. I have kids and although they are older I really need to know how long I have? I filed for bankruptcy and my mortgage debt was discharged. I was told I could get a loan modification to prevent foreclosure. I tried to work with Bank of America for 2 years to get a loan modification. I received several denials given a different reason each time.

BOA installment loans with no credit check filed a Summons and Complaint against me Oct 2013 but did not serve me until May 2014. I received notice from the Judge Nov 2014 that my foreclosure could proceed.

In June 2015 I was finally granted a loan modification and the foreclosure stopped.

I am now in the same difficult financial situation and cannot make my loan modification payments. Right now I feel just to let it foreclose this time. I would like to know how long I have to reside in my home until BOA forecloses. I was told that because I worked with BOA on a loan modification halted the foreclosure process so it would be shorter time to foreclose and then I was told it could be 3 years since NY is a judicial state. I have kids and although they are older I really need to know how long I have? The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.


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You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Hi my husband and I had a bankruptcy Chapter 7 in August 2014, we got the discharged paper. My 1st mortgage is with Midland Mortgage and they help me to online payday advances go through the HARP Program , my 2nd mortgage (Equity Loan) we have with Bank of America, I have been making my payments to BOFA and last year they told me that the loan was charged off because I had a bankruptcy , I did not have not clue what was that in that moment, they said I needed to continue making my payments until I pay it all, no interests are being charge. So I have been doing my payments, yesterday I did call because I wanted to know the amount checking to cash I still owe due that they took it off from the online banking.

They told me that I can still get foreclosured, Is that true? We did not add the mortgages in the bankruptcy, attorney said we could not do it. You need to contact your bankruptcy attorney for details, but I went through a similair bankruptcy situation and here is what I can tell you. Sounds like both your first and second mortgage were included in bankruptcy and discharged. Your 1st mortgage with Midland was modified and you are current? What that means is you personal loans comparison are no longer responsible for the debt, but the bank can still foreclose because only the debt has been discharged, the lien stays.

Yes, your credit report will say paid off, discharged, paid in checking to cash full, etc...

It all depends on how much equity you have in your home. In order to extended payday loans foreclose, the second mortgage holder would need to pay off the first mortgage holder. They cant simply foreclose just on the second mortgage. As long as you are current on the first, unlikely that foreclosure will happen. Refinancing would open you up to more debt and take away all you recieved in bankruptcy-mainly liability for the debt! I paid on my 1st and 2nd for about 4 years, then stopped paying on the second.